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FIRST BANCORP（FBP）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是FIRST BANCORP的1.8倍（$463.1M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs 21.8%，领先12.1%），FIRST BANCORP同比增速更快（6.5% vs 1.0%），FIRST BANCORP自由现金流更多（$103.2M vs $8.0M），过去两年FIRST BANCORP的营收复合增速更高（5.6% vs -3.8%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
FBP vs MATV — 直观对比
营收规模更大
MATV
是对方的1.8倍
$257.2M
营收增速更快
FBP
高出5.5%
1.0%
净利率更高
FBP
高出12.1%
21.8%
自由现金流更多
FBP
多$95.2M
$8.0M
两年增速更快
FBP
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $463.1M |
| 净利润 | $87.1M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | 41.7% | 2.2% |
| 净利率 | 33.9% | 21.8% |
| 营收同比 | 6.5% | 1.0% |
| 净利润同比 | 15.1% | 6620.0% |
| 每股收益（稀释后） | $0.55 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPMATV
| Q4 25 | $257.2M | $463.1M | ||
| Q3 25 | $248.7M | $513.7M | ||
| Q2 25 | $246.8M | $525.4M | ||
| Q1 25 | $248.1M | $484.8M | ||
| Q4 24 | $241.5M | $458.6M | ||
| Q3 24 | $234.6M | $498.5M | ||
| Q2 24 | $231.7M | $523.8M | ||
| Q1 24 | $230.5M | $500.2M |
净利润FBPMATV
| Q4 25 | $87.1M | $100.8M | ||
| Q3 25 | $100.5M | $-3.2M | ||
| Q2 25 | $80.2M | $-9.5M | ||
| Q1 25 | $77.1M | $-425.5M | ||
| Q4 24 | $75.7M | $1.5M | ||
| Q3 24 | $73.7M | $-20.8M | ||
| Q2 24 | $75.8M | $-1.4M | ||
| Q1 24 | $73.5M | $-28.0M |
毛利率FBPMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率FBPMATV
| Q4 25 | 41.7% | 2.2% | ||
| Q3 25 | 42.7% | 3.1% | ||
| Q2 25 | 41.7% | 3.8% | ||
| Q1 25 | 40.4% | -88.8% | ||
| Q4 24 | 39.8% | 0.6% | ||
| Q3 24 | 41.1% | 1.4% | ||
| Q2 24 | 43.8% | 2.0% | ||
| Q1 24 | 42.3% | -2.8% |
净利率FBPMATV
| Q4 25 | 33.9% | 21.8% | ||
| Q3 25 | 40.4% | -0.6% | ||
| Q2 25 | 32.5% | -1.8% | ||
| Q1 25 | 31.1% | -87.8% | ||
| Q4 24 | 31.4% | 0.3% | ||
| Q3 24 | 31.4% | -4.2% | ||
| Q2 24 | 32.7% | -0.3% | ||
| Q1 24 | 31.9% | -5.6% |
每股收益（稀释后）FBPMATV
| Q4 25 | $0.55 | $1.87 | ||
| Q3 25 | $0.63 | $-0.06 | ||
| Q2 25 | $0.50 | $-0.18 | ||
| Q1 25 | $0.47 | $-7.82 | ||
| Q4 24 | $0.46 | $0.03 | ||
| Q3 24 | $0.45 | $-0.38 | ||
| Q2 24 | $0.46 | $-0.03 | ||
| Q1 24 | $0.44 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $84.2M |
| 总债务越低越好 | $290.0M | $1.0B |
| 股东权益账面价值 | $2.0B | $498.7M |
| 总资产 | $19.1B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.15× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资FBPMATV
| Q4 25 | — | $84.2M | ||
| Q3 25 | — | $97.1M | ||
| Q2 25 | — | $95.6M | ||
| Q1 25 | — | $84.0M | ||
| Q4 24 | — | $94.3M | ||
| Q3 24 | — | $162.2M | ||
| Q2 24 | — | $133.4M | ||
| Q1 24 | — | $128.9M |
总债务FBPMATV
| Q4 25 | $290.0M | $1.0B | ||
| Q3 25 | $290.0M | $1.0B | ||
| Q2 25 | $320.0M | $1.1B | ||
| Q1 25 | $331.1M | $1.1B | ||
| Q4 24 | $561.7M | $1.1B | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
股东权益FBPMATV
| Q4 25 | $2.0B | $498.7M | ||
| Q3 25 | $1.9B | $397.4M | ||
| Q2 25 | $1.8B | $416.6M | ||
| Q1 25 | $1.8B | $428.2M | ||
| Q4 24 | $1.7B | $858.5M | ||
| Q3 24 | $1.7B | $882.3M | ||
| Q2 24 | $1.5B | $898.0M | ||
| Q1 24 | $1.5B | $906.9M |
总资产FBPMATV
| Q4 25 | $19.1B | $2.1B | ||
| Q3 25 | $19.3B | $2.0B | ||
| Q2 25 | $18.9B | $2.1B | ||
| Q1 25 | $19.1B | $2.1B | ||
| Q4 24 | $19.3B | $2.4B | ||
| Q3 24 | $18.9B | $2.6B | ||
| Q2 24 | $18.9B | $2.6B | ||
| Q1 24 | $18.9B | $2.7B |
负债/权益比FBPMATV
| Q4 25 | 0.15× | 2.07× | ||
| Q3 25 | 0.15× | 2.63× | ||
| Q2 25 | 0.17× | 2.66× | ||
| Q1 25 | 0.19× | 2.67× | ||
| Q4 24 | 0.34× | 1.30× | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.29× | ||
| Q1 24 | — | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $8.0M |
| 自由现金流率自由现金流/营收 | 40.1% | 1.7% |
| 资本支出强度资本支出/营收 | 1.6% | 2.4% |
| 现金转化率经营现金流/净利润 | 1.23× | 0.19× |
| 过去12个月自由现金流最近4个季度 | $437.5M | $93.8M |
8季度趋势，按日历期对齐
经营现金流FBPMATV
| Q4 25 | $107.3M | $19.3M | ||
| Q3 25 | $137.6M | $72.8M | ||
| Q2 25 | $95.4M | $57.6M | ||
| Q1 25 | $108.2M | $-15.9M | ||
| Q4 24 | $96.8M | $24.1M | ||
| Q3 24 | $118.0M | $37.6M | ||
| Q2 24 | $71.1M | $46.1M | ||
| Q1 24 | $118.2M | $-13.0M |
自由现金流FBPMATV
| Q4 25 | $103.2M | $8.0M | ||
| Q3 25 | $134.8M | $66.7M | ||
| Q2 25 | $92.8M | $48.9M | ||
| Q1 25 | $106.7M | $-29.8M | ||
| Q4 24 | $95.2M | $2.0M | ||
| Q3 24 | $115.4M | $25.5M | ||
| Q2 24 | $69.4M | $37.4M | ||
| Q1 24 | $114.1M | $-25.1M |
自由现金流率FBPMATV
| Q4 25 | 40.1% | 1.7% | ||
| Q3 25 | 54.2% | 13.0% | ||
| Q2 25 | 37.6% | 9.3% | ||
| Q1 25 | 43.0% | -6.1% | ||
| Q4 24 | 39.4% | 0.4% | ||
| Q3 24 | 49.2% | 5.1% | ||
| Q2 24 | 30.0% | 7.1% | ||
| Q1 24 | 49.5% | -5.0% |
资本支出强度FBPMATV
| Q4 25 | 1.6% | 2.4% | ||
| Q3 25 | 1.2% | 1.2% | ||
| Q2 25 | 1.1% | 1.7% | ||
| Q1 25 | 0.6% | 2.9% | ||
| Q4 24 | 0.7% | 4.8% | ||
| Q3 24 | 1.1% | 2.4% | ||
| Q2 24 | 0.7% | 1.7% | ||
| Q1 24 | 1.8% | 2.4% |
现金转化率FBPMATV
| Q4 25 | 1.23× | 0.19× | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 1.28× | 16.07× | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.94× | — | ||
| Q1 24 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
