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FIRST BANCORP（FBP）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是STURM RUGER & CO INC的1.7倍（$257.2M vs $151.1M），FIRST BANCORP同比增速更快（6.5% vs 3.6%），FIRST BANCORP自由现金流更多（$103.2M vs $12.3M），过去两年FIRST BANCORP的营收复合增速更高（5.6% vs 5.1%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
FBP vs RGR — 直观对比
营收规模更大
FBP
是对方的1.7倍
$151.1M
营收增速更快
FBP
高出2.9%
3.6%
自由现金流更多
FBP
多$90.9M
$12.3M
两年增速更快
FBP
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $151.1M |
| 净利润 | $87.1M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 41.7% | 2.3% |
| 净利率 | 33.9% | — |
| 营收同比 | 6.5% | 3.6% |
| 净利润同比 | 15.1% | — |
| 每股收益（稀释后） | $0.55 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPRGR
| Q4 25 | $257.2M | $151.1M | ||
| Q3 25 | $248.7M | $126.8M | ||
| Q2 25 | $246.8M | $132.5M | ||
| Q1 25 | $248.1M | $135.7M | ||
| Q4 24 | $241.5M | $145.8M | ||
| Q3 24 | $234.6M | $122.3M | ||
| Q2 24 | $231.7M | $130.8M | ||
| Q1 24 | $230.5M | $136.8M |
净利润FBPRGR
| Q4 25 | $87.1M | — | ||
| Q3 25 | $100.5M | $1.6M | ||
| Q2 25 | $80.2M | $-17.2M | ||
| Q1 25 | $77.1M | $7.8M | ||
| Q4 24 | $75.7M | — | ||
| Q3 24 | $73.7M | $4.7M | ||
| Q2 24 | $75.8M | $8.3M | ||
| Q1 24 | $73.5M | $7.1M |
毛利率FBPRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率FBPRGR
| Q4 25 | 41.7% | 2.3% | ||
| Q3 25 | 42.7% | -2.7% | ||
| Q2 25 | 41.7% | -15.6% | ||
| Q1 25 | 40.4% | 6.2% | ||
| Q4 24 | 39.8% | 7.8% | ||
| Q3 24 | 41.1% | 3.1% | ||
| Q2 24 | 43.8% | 6.9% | ||
| Q1 24 | 42.3% | 5.5% |
净利率FBPRGR
| Q4 25 | 33.9% | — | ||
| Q3 25 | 40.4% | 1.2% | ||
| Q2 25 | 32.5% | -13.0% | ||
| Q1 25 | 31.1% | 5.7% | ||
| Q4 24 | 31.4% | — | ||
| Q3 24 | 31.4% | 3.9% | ||
| Q2 24 | 32.7% | 6.3% | ||
| Q1 24 | 31.9% | 5.2% |
每股收益（稀释后）FBPRGR
| Q4 25 | $0.55 | $0.22 | ||
| Q3 25 | $0.63 | $0.10 | ||
| Q2 25 | $0.50 | $-1.05 | ||
| Q1 25 | $0.47 | $0.46 | ||
| Q4 24 | $0.46 | $0.62 | ||
| Q3 24 | $0.45 | $0.28 | ||
| Q2 24 | $0.46 | $0.47 | ||
| Q1 24 | $0.44 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $283.8M |
| 总资产 | $19.1B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
总债务FBPRGR
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPRGR
| Q4 25 | $2.0B | $283.8M | ||
| Q3 25 | $1.9B | $279.6M | ||
| Q2 25 | $1.8B | $289.3M | ||
| Q1 25 | $1.8B | $321.5M | ||
| Q4 24 | $1.7B | $319.6M | ||
| Q3 24 | $1.7B | $314.9M | ||
| Q2 24 | $1.5B | $321.5M | ||
| Q1 24 | $1.5B | $332.0M |
总资产FBPRGR
| Q4 25 | $19.1B | $342.0M | ||
| Q3 25 | $19.3B | $342.3M | ||
| Q2 25 | $18.9B | $349.5M | ||
| Q1 25 | $19.1B | $379.0M | ||
| Q4 24 | $19.3B | $384.0M | ||
| Q3 24 | $18.9B | $373.5M | ||
| Q2 24 | $18.9B | $376.7M | ||
| Q1 24 | $18.9B | $385.0M |
负债/权益比FBPRGR
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $12.3M |
| 自由现金流率自由现金流/营收 | 40.1% | 8.2% |
| 资本支出强度资本支出/营收 | 1.6% | 2.1% |
| 现金转化率经营现金流/净利润 | 1.23× | — |
| 过去12个月自由现金流最近4个季度 | $437.5M | $38.5M |
8季度趋势，按日历期对齐
经营现金流FBPRGR
| Q4 25 | $107.3M | $15.5M | ||
| Q3 25 | $137.6M | $12.9M | ||
| Q2 25 | $95.4M | $14.7M | ||
| Q1 25 | $108.2M | $11.1M | ||
| Q4 24 | $96.8M | $20.0M | ||
| Q3 24 | $118.0M | $9.4M | ||
| Q2 24 | $71.1M | $18.7M | ||
| Q1 24 | $118.2M | $7.3M |
自由现金流FBPRGR
| Q4 25 | $103.2M | $12.3M | ||
| Q3 25 | $134.8M | $7.0M | ||
| Q2 25 | $92.8M | $9.1M | ||
| Q1 25 | $106.7M | $10.0M | ||
| Q4 24 | $95.2M | $16.4M | ||
| Q3 24 | $115.4M | $2.6M | ||
| Q2 24 | $69.4M | $10.1M | ||
| Q1 24 | $114.1M | $5.6M |
自由现金流率FBPRGR
| Q4 25 | 40.1% | 8.2% | ||
| Q3 25 | 54.2% | 5.5% | ||
| Q2 25 | 37.6% | 6.9% | ||
| Q1 25 | 43.0% | 7.4% | ||
| Q4 24 | 39.4% | 11.2% | ||
| Q3 24 | 49.2% | 2.1% | ||
| Q2 24 | 30.0% | 7.7% | ||
| Q1 24 | 49.5% | 4.1% |
资本支出强度FBPRGR
| Q4 25 | 1.6% | 2.1% | ||
| Q3 25 | 1.2% | 4.6% | ||
| Q2 25 | 1.1% | 4.2% | ||
| Q1 25 | 0.6% | 0.8% | ||
| Q4 24 | 0.7% | 2.5% | ||
| Q3 24 | 1.1% | 5.5% | ||
| Q2 24 | 0.7% | 6.6% | ||
| Q1 24 | 1.8% | 1.3% |
现金转化率FBPRGR
| Q4 25 | 1.23× | — | ||
| Q3 25 | 1.37× | 8.15× | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | 1.43× | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | 1.98× | ||
| Q2 24 | 0.94× | 2.27× | ||
| Q1 24 | 1.61× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
