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FIRST BANCORP（FBP）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
FIRST BANCORP的季度营收约是Rocket Lab Corp的1.4倍（$257.2M vs $179.7M），FIRST BANCORP净利率更高（33.9% vs -29.5%，领先63.3%），Rocket Lab Corp同比增速更快（35.7% vs 6.5%），FIRST BANCORP自由现金流更多（$103.2M vs $-114.2M），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 5.6%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
FBP vs RKLB — 直观对比
营收规模更大
FBP
是对方的1.4倍
$179.7M
营收增速更快
RKLB
高出29.2%
6.5%
净利率更高
FBP
高出63.3%
-29.5%
自由现金流更多
FBP
多$217.4M
$-114.2M
两年增速更快
RKLB
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $179.7M |
| 净利润 | $87.1M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | 41.7% | -28.4% |
| 净利率 | 33.9% | -29.5% |
| 营收同比 | 6.5% | 35.7% |
| 净利润同比 | 15.1% | -1.1% |
| 每股收益（稀释后） | $0.55 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPRKLB
| Q4 25 | $257.2M | $179.7M | ||
| Q3 25 | $248.7M | $155.1M | ||
| Q2 25 | $246.8M | $144.5M | ||
| Q1 25 | $248.1M | $122.6M | ||
| Q4 24 | $241.5M | $132.4M | ||
| Q3 24 | $234.6M | $104.8M | ||
| Q2 24 | $231.7M | $106.3M | ||
| Q1 24 | $230.5M | $92.8M |
净利润FBPRKLB
| Q4 25 | $87.1M | $-52.9M | ||
| Q3 25 | $100.5M | $-18.3M | ||
| Q2 25 | $80.2M | $-66.4M | ||
| Q1 25 | $77.1M | $-60.6M | ||
| Q4 24 | $75.7M | $-52.3M | ||
| Q3 24 | $73.7M | $-51.9M | ||
| Q2 24 | $75.8M | $-41.6M | ||
| Q1 24 | $73.5M | $-44.3M |
毛利率FBPRKLB
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% | ||
| Q1 24 | — | 26.1% |
营业利润率FBPRKLB
| Q4 25 | 41.7% | -28.4% | ||
| Q3 25 | 42.7% | -38.0% | ||
| Q2 25 | 41.7% | -41.3% | ||
| Q1 25 | 40.4% | -48.3% | ||
| Q4 24 | 39.8% | -38.9% | ||
| Q3 24 | 41.1% | -49.5% | ||
| Q2 24 | 43.8% | -40.7% | ||
| Q1 24 | 42.3% | -46.4% |
净利率FBPRKLB
| Q4 25 | 33.9% | -29.5% | ||
| Q3 25 | 40.4% | -11.8% | ||
| Q2 25 | 32.5% | -46.0% | ||
| Q1 25 | 31.1% | -49.5% | ||
| Q4 24 | 31.4% | -39.5% | ||
| Q3 24 | 31.4% | -49.6% | ||
| Q2 24 | 32.7% | -39.2% | ||
| Q1 24 | 31.9% | -47.7% |
每股收益（稀释后）FBPRKLB
| Q4 25 | $0.55 | $-0.09 | ||
| Q3 25 | $0.63 | $-0.03 | ||
| Q2 25 | $0.50 | $-0.13 | ||
| Q1 25 | $0.47 | $-0.12 | ||
| Q4 24 | $0.46 | $-0.11 | ||
| Q3 24 | $0.45 | $-0.10 | ||
| Q2 24 | $0.46 | $-0.08 | ||
| Q1 24 | $0.44 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.0B |
| 总债务越低越好 | $290.0M | $152.4M |
| 股东权益账面价值 | $2.0B | $1.7B |
| 总资产 | $19.1B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.15× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资FBPRKLB
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $976.7M | ||
| Q2 25 | — | $688.1M | ||
| Q1 25 | — | $428.4M | ||
| Q4 24 | — | $419.0M | ||
| Q3 24 | — | $442.4M | ||
| Q2 24 | — | $496.8M | ||
| Q1 24 | — | $492.5M |
总债务FBPRKLB
| Q4 25 | $290.0M | $152.4M | ||
| Q3 25 | $290.0M | $347.0M | ||
| Q2 25 | $320.0M | $346.5M | ||
| Q1 25 | $331.1M | $345.9M | ||
| Q4 24 | $561.7M | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M | ||
| Q1 24 | — | $66.8M |
股东权益FBPRKLB
| Q4 25 | $2.0B | $1.7B | ||
| Q3 25 | $1.9B | $1.3B | ||
| Q2 25 | $1.8B | $688.5M | ||
| Q1 25 | $1.8B | $431.3M | ||
| Q4 24 | $1.7B | $382.5M | ||
| Q3 24 | $1.7B | $419.8M | ||
| Q2 24 | $1.5B | $455.2M | ||
| Q1 24 | $1.5B | $478.9M |
总资产FBPRKLB
| Q4 25 | $19.1B | $2.3B | ||
| Q3 25 | $19.3B | $2.2B | ||
| Q2 25 | $18.9B | $1.6B | ||
| Q1 25 | $19.1B | $1.3B | ||
| Q4 24 | $19.3B | $1.2B | ||
| Q3 24 | $18.9B | $1.2B | ||
| Q2 24 | $18.9B | $1.2B | ||
| Q1 24 | $18.9B | $1.2B |
负债/权益比FBPRKLB
| Q4 25 | 0.15× | 0.09× | ||
| Q3 25 | 0.15× | 0.27× | ||
| Q2 25 | 0.17× | 0.50× | ||
| Q1 25 | 0.19× | 0.80× | ||
| Q4 24 | 0.34× | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $-114.2M |
| 自由现金流率自由现金流/营收 | 40.1% | -63.6% |
| 资本支出强度资本支出/营收 | 1.6% | 27.6% |
| 现金转化率经营现金流/净利润 | 1.23× | — |
| 过去12个月自由现金流最近4个季度 | $437.5M | $-321.8M |
8季度趋势，按日历期对齐
经营现金流FBPRKLB
| Q4 25 | $107.3M | $-64.5M | ||
| Q3 25 | $137.6M | $-23.5M | ||
| Q2 25 | $95.4M | $-23.2M | ||
| Q1 25 | $108.2M | $-54.2M | ||
| Q4 24 | $96.8M | $-2.4M | ||
| Q3 24 | $118.0M | $-30.9M | ||
| Q2 24 | $71.1M | $-13.0M | ||
| Q1 24 | $118.2M | $-2.6M |
自由现金流FBPRKLB
| Q4 25 | $103.2M | $-114.2M | ||
| Q3 25 | $134.8M | $-69.4M | ||
| Q2 25 | $92.8M | $-55.3M | ||
| Q1 25 | $106.7M | $-82.9M | ||
| Q4 24 | $95.2M | $-23.9M | ||
| Q3 24 | $115.4M | $-41.9M | ||
| Q2 24 | $69.4M | $-28.3M | ||
| Q1 24 | $114.1M | $-21.8M |
自由现金流率FBPRKLB
| Q4 25 | 40.1% | -63.6% | ||
| Q3 25 | 54.2% | -44.8% | ||
| Q2 25 | 37.6% | -38.3% | ||
| Q1 25 | 43.0% | -67.6% | ||
| Q4 24 | 39.4% | -18.1% | ||
| Q3 24 | 49.2% | -40.0% | ||
| Q2 24 | 30.0% | -26.7% | ||
| Q1 24 | 49.5% | -23.5% |
资本支出强度FBPRKLB
| Q4 25 | 1.6% | 27.6% | ||
| Q3 25 | 1.2% | 29.6% | ||
| Q2 25 | 1.1% | 22.2% | ||
| Q1 25 | 0.6% | 23.4% | ||
| Q4 24 | 0.7% | 16.3% | ||
| Q3 24 | 1.1% | 10.5% | ||
| Q2 24 | 0.7% | 14.4% | ||
| Q1 24 | 1.8% | 20.7% |
现金转化率FBPRKLB
| Q4 25 | 1.23× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.94× | — | ||
| Q1 24 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
