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FIRST BANCORP（FBP）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是FIRST BANCORP的1.3倍（$324.4M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs 5.7%，领先28.2%），Revolve Group, Inc.同比增速更快（10.4% vs 6.5%），FIRST BANCORP自由现金流更多（$103.2M vs $-13.3M），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs 5.6%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
FBP vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.3倍
$257.2M
营收增速更快
RVLV
高出3.9%
6.5%
净利率更高
FBP
高出28.2%
5.7%
自由现金流更多
FBP
多$116.5M
$-13.3M
两年增速更快
RVLV
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $324.4M |
| 净利润 | $87.1M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | 41.7% | 6.3% |
| 净利率 | 33.9% | 5.7% |
| 营收同比 | 6.5% | 10.4% |
| 净利润同比 | 15.1% | 50.4% |
| 每股收益（稀释后） | $0.55 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPRVLV
| Q4 25 | $257.2M | $324.4M | ||
| Q3 25 | $248.7M | $295.6M | ||
| Q2 25 | $246.8M | $309.0M | ||
| Q1 25 | $248.1M | $296.7M | ||
| Q4 24 | $241.5M | $293.7M | ||
| Q3 24 | $234.6M | $283.1M | ||
| Q2 24 | $231.7M | $282.5M | ||
| Q1 24 | $230.5M | $270.6M |
净利润FBPRVLV
| Q4 25 | $87.1M | $18.6M | ||
| Q3 25 | $100.5M | $21.2M | ||
| Q2 25 | $80.2M | $10.2M | ||
| Q1 25 | $77.1M | $11.8M | ||
| Q4 24 | $75.7M | $12.3M | ||
| Q3 24 | $73.7M | $11.0M | ||
| Q2 24 | $75.8M | $15.4M | ||
| Q1 24 | $73.5M | $10.9M |
毛利率FBPRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率FBPRVLV
| Q4 25 | 41.7% | 6.3% | ||
| Q3 25 | 42.7% | 7.1% | ||
| Q2 25 | 41.7% | 5.8% | ||
| Q1 25 | 40.4% | 5.0% | ||
| Q4 24 | 39.8% | 3.9% | ||
| Q3 24 | 41.1% | 5.0% | ||
| Q2 24 | 43.8% | 5.8% | ||
| Q1 24 | 42.3% | 3.4% |
净利率FBPRVLV
| Q4 25 | 33.9% | 5.7% | ||
| Q3 25 | 40.4% | 7.2% | ||
| Q2 25 | 32.5% | 3.3% | ||
| Q1 25 | 31.1% | 4.0% | ||
| Q4 24 | 31.4% | 4.2% | ||
| Q3 24 | 31.4% | 3.9% | ||
| Q2 24 | 32.7% | 5.4% | ||
| Q1 24 | 31.9% | 4.0% |
每股收益（稀释后）FBPRVLV
| Q4 25 | $0.55 | $0.27 | ||
| Q3 25 | $0.63 | $0.29 | ||
| Q2 25 | $0.50 | $0.14 | ||
| Q1 25 | $0.47 | $0.16 | ||
| Q4 24 | $0.46 | $0.18 | ||
| Q3 24 | $0.45 | $0.15 | ||
| Q2 24 | $0.46 | $0.21 | ||
| Q1 24 | $0.44 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $512.5M |
| 总资产 | $19.1B | $765.0M |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPRVLV
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M | ||
| Q1 24 | — | $273.4M |
总债务FBPRVLV
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPRVLV
| Q4 25 | $2.0B | $512.5M | ||
| Q3 25 | $1.9B | $490.2M | ||
| Q2 25 | $1.8B | $468.6M | ||
| Q1 25 | $1.8B | $453.4M | ||
| Q4 24 | $1.7B | $437.8M | ||
| Q3 24 | $1.7B | $420.8M | ||
| Q2 24 | $1.5B | $405.8M | ||
| Q1 24 | $1.5B | $389.9M |
总资产FBPRVLV
| Q4 25 | $19.1B | $765.0M | ||
| Q3 25 | $19.3B | $751.3M | ||
| Q2 25 | $18.9B | $722.9M | ||
| Q1 25 | $19.1B | $713.9M | ||
| Q4 24 | $19.3B | $665.5M | ||
| Q3 24 | $18.9B | $670.9M | ||
| Q2 24 | $18.9B | $657.8M | ||
| Q1 24 | $18.9B | $650.0M |
负债/权益比FBPRVLV
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $-13.3M |
| 自由现金流率自由现金流/营收 | 40.1% | -4.1% |
| 资本支出强度资本支出/营收 | 1.6% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.23× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $437.5M | $48.0M |
8季度趋势，按日历期对齐
经营现金流FBPRVLV
| Q4 25 | $107.3M | $-10.2M | ||
| Q3 25 | $137.6M | $11.8M | ||
| Q2 25 | $95.4M | $12.6M | ||
| Q1 25 | $108.2M | $45.1M | ||
| Q4 24 | $96.8M | $3.9M | ||
| Q3 24 | $118.0M | $9.1M | ||
| Q2 24 | $71.1M | $-24.7M | ||
| Q1 24 | $118.2M | $38.4M |
自由现金流FBPRVLV
| Q4 25 | $103.2M | $-13.3M | ||
| Q3 25 | $134.8M | $7.5M | ||
| Q2 25 | $92.8M | $10.4M | ||
| Q1 25 | $106.7M | $43.4M | ||
| Q4 24 | $95.2M | $2.1M | ||
| Q3 24 | $115.4M | $8.0M | ||
| Q2 24 | $69.4M | $-25.7M | ||
| Q1 24 | $114.1M | $36.7M |
自由现金流率FBPRVLV
| Q4 25 | 40.1% | -4.1% | ||
| Q3 25 | 54.2% | 2.5% | ||
| Q2 25 | 37.6% | 3.4% | ||
| Q1 25 | 43.0% | 14.6% | ||
| Q4 24 | 39.4% | 0.7% | ||
| Q3 24 | 49.2% | 2.8% | ||
| Q2 24 | 30.0% | -9.1% | ||
| Q1 24 | 49.5% | 13.5% |
资本支出强度FBPRVLV
| Q4 25 | 1.6% | 1.0% | ||
| Q3 25 | 1.2% | 1.5% | ||
| Q2 25 | 1.1% | 0.7% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 0.7% | 0.6% | ||
| Q3 24 | 1.1% | 0.4% | ||
| Q2 24 | 0.7% | 0.4% | ||
| Q1 24 | 1.8% | 0.6% |
现金转化率FBPRVLV
| Q4 25 | 1.23× | -0.55× | ||
| Q3 25 | 1.37× | 0.56× | ||
| Q2 25 | 1.19× | 1.24× | ||
| Q1 25 | 1.40× | 3.82× | ||
| Q4 24 | 1.28× | 0.32× | ||
| Q3 24 | 1.60× | 0.83× | ||
| Q2 24 | 0.94× | -1.60× | ||
| Q1 24 | 1.61× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
