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FIRST BANCORP（FBP）与BOSTON BEER CO INC（SAM）财务数据对比。点击上方公司名可切换其他公司
BOSTON BEER CO INC的季度营收约是FIRST BANCORP的1.5倍（$385.7M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs -5.8%，领先39.7%），FIRST BANCORP同比增速更快（6.5% vs -4.1%），FIRST BANCORP自由现金流更多（$103.2M vs $22.1M），过去两年FIRST BANCORP的营收复合增速更高（5.6% vs -4.9%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
波士顿啤酒公司是美国知名酿酒企业，1984年由吉姆·科赫与朗达·卡尔曼联合创立。旗下首款产品以美国开国元勋、独立运动先驱塞缪尔·亚当斯命名，后续陆续推出多个自有品牌，2019年正式完成与角鲨头酿酒厂的合并，是北美精酿啤酒行业的核心参与者之一。
FBP vs SAM — 直观对比
营收规模更大
SAM
是对方的1.5倍
$257.2M
营收增速更快
FBP
高出10.6%
-4.1%
净利率更高
FBP
高出39.7%
-5.8%
自由现金流更多
FBP
多$81.1M
$22.1M
两年增速更快
FBP
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $385.7M |
| 净利润 | $87.1M | $-22.5M |
| 毛利率 | — | 43.5% |
| 营业利润率 | 41.7% | -8.6% |
| 净利率 | 33.9% | -5.8% |
| 营收同比 | 6.5% | -4.1% |
| 净利润同比 | 15.1% | 41.9% |
| 每股收益（稀释后） | $0.55 | $-1.97 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPSAM
| Q4 25 | $257.2M | $385.7M | ||
| Q3 25 | $248.7M | $537.5M | ||
| Q2 25 | $246.8M | $587.9M | ||
| Q1 25 | $248.1M | $453.9M | ||
| Q4 24 | $241.5M | $402.3M | ||
| Q3 24 | $234.6M | $605.5M | ||
| Q2 24 | $231.7M | $579.1M | ||
| Q1 24 | $230.5M | $426.1M |
净利润FBPSAM
| Q4 25 | $87.1M | $-22.5M | ||
| Q3 25 | $100.5M | $46.2M | ||
| Q2 25 | $80.2M | $60.4M | ||
| Q1 25 | $77.1M | $24.4M | ||
| Q4 24 | $75.7M | $-38.8M | ||
| Q3 24 | $73.7M | $33.5M | ||
| Q2 24 | $75.8M | $52.3M | ||
| Q1 24 | $73.5M | $12.6M |
毛利率FBPSAM
| Q4 25 | — | 43.5% | ||
| Q3 25 | — | 50.8% | ||
| Q2 25 | — | 49.8% | ||
| Q1 25 | — | 48.3% | ||
| Q4 24 | — | 39.9% | ||
| Q3 24 | — | 46.3% | ||
| Q2 24 | — | 46.0% | ||
| Q1 24 | — | 43.7% |
营业利润率FBPSAM
| Q4 25 | 41.7% | -8.6% | ||
| Q3 25 | 42.7% | 11.5% | ||
| Q2 25 | 41.7% | 14.0% | ||
| Q1 25 | 40.4% | 7.4% | ||
| Q4 24 | 39.8% | -13.9% | ||
| Q3 24 | 41.1% | 7.6% | ||
| Q2 24 | 43.8% | 12.2% | ||
| Q1 24 | 42.3% | 3.6% |
净利率FBPSAM
| Q4 25 | 33.9% | -5.8% | ||
| Q3 25 | 40.4% | 8.6% | ||
| Q2 25 | 32.5% | 10.3% | ||
| Q1 25 | 31.1% | 5.4% | ||
| Q4 24 | 31.4% | -9.6% | ||
| Q3 24 | 31.4% | 5.5% | ||
| Q2 24 | 32.7% | 9.0% | ||
| Q1 24 | 31.9% | 3.0% |
每股收益（稀释后）FBPSAM
| Q4 25 | $0.55 | $-1.97 | ||
| Q3 25 | $0.63 | $4.25 | ||
| Q2 25 | $0.50 | $5.45 | ||
| Q1 25 | $0.47 | $2.16 | ||
| Q4 24 | $0.46 | $-3.23 | ||
| Q3 24 | $0.45 | $2.86 | ||
| Q2 24 | $0.46 | $4.39 | ||
| Q1 24 | $0.44 | $1.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $223.4M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $846.3M |
| 总资产 | $19.1B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPSAM
| Q4 25 | — | $223.4M | ||
| Q3 25 | — | $250.5M | ||
| Q2 25 | — | $212.4M | ||
| Q1 25 | — | $152.5M | ||
| Q4 24 | — | $211.8M | ||
| Q3 24 | — | $255.6M | ||
| Q2 24 | — | $219.3M | ||
| Q1 24 | — | $205.4M |
总债务FBPSAM
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPSAM
| Q4 25 | $2.0B | $846.3M | ||
| Q3 25 | $1.9B | $911.0M | ||
| Q2 25 | $1.8B | $912.3M | ||
| Q1 25 | $1.8B | $897.0M | ||
| Q4 24 | $1.7B | $916.2M | ||
| Q3 24 | $1.7B | $1.0B | ||
| Q2 24 | $1.5B | $1.0B | ||
| Q1 24 | $1.5B | $1.0B |
总资产FBPSAM
| Q4 25 | $19.1B | $1.2B | ||
| Q3 25 | $19.3B | $1.2B | ||
| Q2 25 | $18.9B | $1.3B | ||
| Q1 25 | $19.1B | $1.2B | ||
| Q4 24 | $19.3B | $1.3B | ||
| Q3 24 | $18.9B | $1.4B | ||
| Q2 24 | $18.9B | $1.4B | ||
| Q1 24 | $18.9B | $1.4B |
负债/权益比FBPSAM
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $39.9M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $22.1M |
| 自由现金流率自由现金流/营收 | 40.1% | 5.7% |
| 资本支出强度资本支出/营收 | 1.6% | 4.6% |
| 现金转化率经营现金流/净利润 | 1.23× | — |
| 过去12个月自由现金流最近4个季度 | $437.5M | $215.6M |
8季度趋势，按日历期对齐
经营现金流FBPSAM
| Q4 25 | $107.3M | $39.9M | ||
| Q3 25 | $137.6M | $101.8M | ||
| Q2 25 | $95.4M | $126.5M | ||
| Q1 25 | $108.2M | $1.9M | ||
| Q4 24 | $96.8M | $41.9M | ||
| Q3 24 | $118.0M | $115.9M | ||
| Q2 24 | $71.1M | $96.0M | ||
| Q1 24 | $118.2M | $-4.9M |
自由现金流FBPSAM
| Q4 25 | $103.2M | $22.1M | ||
| Q3 25 | $134.8M | $89.2M | ||
| Q2 25 | $92.8M | $112.2M | ||
| Q1 25 | $106.7M | $-8.0M | ||
| Q4 24 | $95.2M | $18.4M | ||
| Q3 24 | $115.4M | $99.2M | ||
| Q2 24 | $69.4M | $75.6M | ||
| Q1 24 | $114.1M | $-20.6M |
自由现金流率FBPSAM
| Q4 25 | 40.1% | 5.7% | ||
| Q3 25 | 54.2% | 16.6% | ||
| Q2 25 | 37.6% | 19.1% | ||
| Q1 25 | 43.0% | -1.8% | ||
| Q4 24 | 39.4% | 4.6% | ||
| Q3 24 | 49.2% | 16.4% | ||
| Q2 24 | 30.0% | 13.1% | ||
| Q1 24 | 49.5% | -4.8% |
资本支出强度FBPSAM
| Q4 25 | 1.6% | 4.6% | ||
| Q3 25 | 1.2% | 2.3% | ||
| Q2 25 | 1.1% | 2.4% | ||
| Q1 25 | 0.6% | 2.2% | ||
| Q4 24 | 0.7% | 5.8% | ||
| Q3 24 | 1.1% | 2.8% | ||
| Q2 24 | 0.7% | 3.5% | ||
| Q1 24 | 1.8% | 3.7% |
现金转化率FBPSAM
| Q4 25 | 1.23× | — | ||
| Q3 25 | 1.37× | 2.21× | ||
| Q2 25 | 1.19× | 2.09× | ||
| Q1 25 | 1.40× | 0.08× | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | 3.46× | ||
| Q2 24 | 0.94× | 1.83× | ||
| Q1 24 | 1.61× | -0.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
SAM
暂无分部数据
