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FIRST BANCORP（FBP）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
世纪互联的季度营收约是FIRST BANCORP的1.4倍（$362.7M vs $257.2M），FIRST BANCORP净利率更高（33.9% vs -10.7%，领先44.5%），FIRST BANCORP自由现金流更多（$103.2M vs $-193.1M），过去两年世纪互联的营收复合增速更高（17.4% vs 5.6%）
第一中西部银行总部位于美国伊利诺伊州芝加哥市，地处奥黑尔机场东侧，其前身可追溯至伊利诺伊州乔利埃特市。发展至今，该行服务范围覆盖芝加哥众多郊区，包括印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部以及含爱荷华州在内的四城地区，是美国规模最大的银行机构之一。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
FBP vs VNET — 直观对比
营收规模更大
VNET
是对方的1.4倍
$257.2M
净利率更高
FBP
高出44.5%
-10.7%
自由现金流更多
FBP
多$296.3M
$-193.1M
两年增速更快
VNET
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $257.2M | $362.7M |
| 净利润 | $87.1M | $-38.7M |
| 毛利率 | — | 20.9% |
| 营业利润率 | 41.7% | 0.5% |
| 净利率 | 33.9% | -10.7% |
| 营收同比 | 6.5% | — |
| 净利润同比 | 15.1% | — |
| 每股收益（稀释后） | $0.55 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBPVNET
| Q4 25 | $257.2M | — | ||
| Q3 25 | $248.7M | $362.7M | ||
| Q2 25 | $246.8M | — | ||
| Q1 25 | $248.1M | $309.5M | ||
| Q4 24 | $241.5M | — | ||
| Q3 24 | $234.6M | $302.2M | ||
| Q2 24 | $231.7M | $274.4M | ||
| Q1 24 | $230.5M | $262.9M |
净利润FBPVNET
| Q4 25 | $87.1M | — | ||
| Q3 25 | $100.5M | $-38.7M | ||
| Q2 25 | $80.2M | — | ||
| Q1 25 | $77.1M | $-2.4M | ||
| Q4 24 | $75.7M | — | ||
| Q3 24 | $73.7M | $-2.1M | ||
| Q2 24 | $75.8M | $-1.1M | ||
| Q1 24 | $73.5M | $-22.0M |
毛利率FBPVNET
| Q4 25 | — | — | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 21.3% | ||
| Q1 24 | — | 21.6% |
营业利润率FBPVNET
| Q4 25 | 41.7% | — | ||
| Q3 25 | 42.7% | 0.5% | ||
| Q2 25 | 41.7% | — | ||
| Q1 25 | 40.4% | 0.1% | ||
| Q4 24 | 39.8% | — | ||
| Q3 24 | 41.1% | 24.5% | ||
| Q2 24 | 43.8% | 0.2% | ||
| Q1 24 | 42.3% | 0.2% |
净利率FBPVNET
| Q4 25 | 33.9% | — | ||
| Q3 25 | 40.4% | -10.7% | ||
| Q2 25 | 32.5% | — | ||
| Q1 25 | 31.1% | -0.8% | ||
| Q4 24 | 31.4% | — | ||
| Q3 24 | 31.4% | -0.7% | ||
| Q2 24 | 32.7% | -0.4% | ||
| Q1 24 | 31.9% | -8.4% |
每股收益（稀释后）FBPVNET
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.63 | — | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.47 | — | ||
| Q4 24 | $0.46 | — | ||
| Q3 24 | $0.45 | — | ||
| Q2 24 | $0.46 | — | ||
| Q1 24 | $0.44 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $492.1M |
| 总债务越低越好 | $290.0M | — |
| 股东权益账面价值 | $2.0B | $890.8M |
| 总资产 | $19.1B | $6.1B |
| 负债/权益比越低杠杆越低 | 0.15× | — |
8季度趋势，按日历期对齐
现金及短期投资FBPVNET
| Q4 25 | — | — | ||
| Q3 25 | — | $492.1M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $544.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $219.5M | ||
| Q2 24 | — | $247.2M | ||
| Q1 24 | — | $246.9M |
总债务FBPVNET
| Q4 25 | $290.0M | — | ||
| Q3 25 | $290.0M | — | ||
| Q2 25 | $320.0M | — | ||
| Q1 25 | $331.1M | — | ||
| Q4 24 | $561.7M | — | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBPVNET
| Q4 25 | $2.0B | — | ||
| Q3 25 | $1.9B | $890.8M | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.8B | $927.8M | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | $902.9M | ||
| Q2 24 | $1.5B | $900.6M | ||
| Q1 24 | $1.5B | $895.1M |
总资产FBPVNET
| Q4 25 | $19.1B | — | ||
| Q3 25 | $19.3B | $6.1B | ||
| Q2 25 | $18.9B | — | ||
| Q1 25 | $19.1B | $5.4B | ||
| Q4 24 | $19.3B | — | ||
| Q3 24 | $18.9B | $4.3B | ||
| Q2 24 | $18.9B | $4.0B | ||
| Q1 24 | $18.9B | $3.9B |
负债/权益比FBPVNET
| Q4 25 | 0.15× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | — | 1.28× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.3M | $113.8M |
| 自由现金流经营现金流 - 资本支出 | $103.2M | $-193.1M |
| 自由现金流率自由现金流/营收 | 40.1% | -53.2% |
| 资本支出强度资本支出/营收 | 1.6% | 84.6% |
| 现金转化率经营现金流/净利润 | 1.23× | — |
| 过去12个月自由现金流最近4个季度 | $437.5M | $-589.7M |
8季度趋势，按日历期对齐
经营现金流FBPVNET
| Q4 25 | $107.3M | — | ||
| Q3 25 | $137.6M | $113.8M | ||
| Q2 25 | $95.4M | — | ||
| Q1 25 | $108.2M | $27.0M | ||
| Q4 24 | $96.8M | — | ||
| Q3 24 | $118.0M | $108.3M | ||
| Q2 24 | $71.1M | $55.8M | ||
| Q1 24 | $118.2M | $37.1M |
自由现金流FBPVNET
| Q4 25 | $103.2M | — | ||
| Q3 25 | $134.8M | $-193.1M | ||
| Q2 25 | $92.8M | — | ||
| Q1 25 | $106.7M | $-220.0M | ||
| Q4 24 | $95.2M | — | ||
| Q3 24 | $115.4M | $-95.0M | ||
| Q2 24 | $69.4M | $-81.6M | ||
| Q1 24 | $114.1M | $-102.2M |
自由现金流率FBPVNET
| Q4 25 | 40.1% | — | ||
| Q3 25 | 54.2% | -53.2% | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 43.0% | -71.1% | ||
| Q4 24 | 39.4% | — | ||
| Q3 24 | 49.2% | -31.4% | ||
| Q2 24 | 30.0% | -29.8% | ||
| Q1 24 | 49.5% | -38.9% |
资本支出强度FBPVNET
| Q4 25 | 1.6% | — | ||
| Q3 25 | 1.2% | 84.6% | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 0.6% | 79.8% | ||
| Q4 24 | 0.7% | — | ||
| Q3 24 | 1.1% | 67.3% | ||
| Q2 24 | 0.7% | 50.1% | ||
| Q1 24 | 1.8% | 53.0% |
现金转化率FBPVNET
| Q4 25 | 1.23× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.40× | — | ||
| Q4 24 | 1.28× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.94× | — | ||
| Q1 24 | 1.61× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FBP
| Consumer Retail Banking Segment | $171.5M | 67% |
| Commercial And Corporate Segment | $46.9M | 18% |
| Mortgage Banking Segment | $22.4M | 9% |
| Virgin Islands Operations Segment | $18.6M | 7% |
VNET
暂无分部数据
