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富兰克林柯维（FC）与FS Bancorp, Inc.（FSBW）财务数据对比。点击上方公司名可切换其他公司
富兰克林柯维的季度营收约是FS Bancorp, Inc.的1.6倍（$64.0M vs $40.0M），FS Bancorp, Inc.同比增速更快（12.0% vs -7.3%），FS Bancorp, Inc.自由现金流更多（$51.9M vs $-1.6M），过去两年FS Bancorp, Inc.的营收复合增速更高（6.2% vs 2.2%）
富兰克林柯维总部位于美国犹他州盐湖城，是一家专业培训指导企业，面向各类组织与个人提供领导力提升、个人效能成长与业务执行领域的培训及评估服务。公司由富兰克林奎斯特与柯维领导力中心于1997年合并成立，最为人熟知的产品包括富兰克林柯维规划系统等。
FS Bancorp, Inc.是总部位于美国的银行控股公司，为华盛顿第一安全银行的母公司，主要面向美国太平洋西北地区客户提供各类个人及商业银行服务，包括存款产品、住房贷款、小微企业融资、建筑贷款等，核心业务涵盖零售银行、商业银行及住房信贷三大板块。
FC vs FSBW — 直观对比
营收规模更大
FC
是对方的1.6倍
$40.0M
营收增速更快
FSBW
高出19.3%
-7.3%
自由现金流更多
FSBW
多$53.6M
$-1.6M
两年增速更快
FSBW
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $64.0M | $40.0M |
| 净利润 | $-3.3M | — |
| 毛利率 | 75.5% | — |
| 营业利润率 | -5.7% | 25.8% |
| 净利率 | -5.1% | — |
| 营收同比 | -7.3% | 12.0% |
| 净利润同比 | -378.5% | — |
| 每股收益（稀释后） | $-0.27 | $1.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSBW
| Q4 25 | $64.0M | $40.0M | ||
| Q3 25 | $71.2M | $39.3M | ||
| Q2 25 | $67.1M | $37.3M | ||
| Q1 25 | $59.6M | $36.1M | ||
| Q4 24 | $69.1M | $35.7M | ||
| Q3 24 | $84.1M | $37.2M | ||
| Q2 24 | $73.4M | $36.3M | ||
| Q1 24 | $61.3M | $35.5M |
净利润FCFSBW
| Q4 25 | $-3.3M | — | ||
| Q3 25 | $4.4M | $9.2M | ||
| Q2 25 | $-1.4M | $7.7M | ||
| Q1 25 | $-1.1M | $8.0M | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $12.0M | $10.3M | ||
| Q2 24 | $5.7M | $9.0M | ||
| Q1 24 | $874.0K | $8.4M |
毛利率FCFSBW
| Q4 25 | 75.5% | — | ||
| Q3 25 | 75.5% | — | ||
| Q2 25 | 76.5% | — | ||
| Q1 25 | 76.7% | — | ||
| Q4 24 | 76.3% | — | ||
| Q3 24 | 78.1% | — | ||
| Q2 24 | 76.6% | — | ||
| Q1 24 | 76.4% | — |
营业利润率FCFSBW
| Q4 25 | -5.7% | 25.8% | ||
| Q3 25 | 11.1% | 29.5% | ||
| Q2 25 | -3.3% | 26.2% | ||
| Q1 25 | -2.4% | 26.2% | ||
| Q4 24 | 2.1% | 27.6% | ||
| Q3 24 | 21.3% | 26.5% | ||
| Q2 24 | 11.4% | 31.3% | ||
| Q1 24 | 2.4% | 29.7% |
净利率FCFSBW
| Q4 25 | -5.1% | — | ||
| Q3 25 | 6.1% | 23.4% | ||
| Q2 25 | -2.1% | 20.7% | ||
| Q1 25 | -1.8% | 22.2% | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 14.2% | 27.6% | ||
| Q2 24 | 7.8% | 24.7% | ||
| Q1 24 | 1.4% | 23.7% |
每股收益（稀释后）FCFSBW
| Q4 25 | $-0.27 | $1.11 | ||
| Q3 25 | $0.34 | $1.18 | ||
| Q2 25 | $-0.11 | $0.99 | ||
| Q1 25 | $-0.08 | $1.01 | ||
| Q4 24 | $0.09 | $0.88 | ||
| Q3 24 | $0.89 | $1.29 | ||
| Q2 24 | $0.43 | $1.13 | ||
| Q1 24 | $0.06 | $1.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.5M | $28.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $54.0M | $307.7M |
| 总资产 | $221.3M | $3.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSBW
| Q4 25 | $17.5M | $28.2M | ||
| Q3 25 | $31.7M | $61.3M | ||
| Q2 25 | $33.7M | $33.2M | ||
| Q1 25 | $40.4M | $62.7M | ||
| Q4 24 | $53.3M | $31.6M | ||
| Q3 24 | $48.7M | $40.3M | ||
| Q2 24 | $36.6M | $33.0M | ||
| Q1 24 | $40.9M | $45.4M |
股东权益FCFSBW
| Q4 25 | $54.0M | $307.7M | ||
| Q3 25 | $66.9M | $300.5M | ||
| Q2 25 | $65.6M | $297.2M | ||
| Q1 25 | $72.5M | $298.8M | ||
| Q4 24 | $80.6M | $295.8M | ||
| Q3 24 | $83.1M | $288.9M | ||
| Q2 24 | $72.2M | $284.0M | ||
| Q1 24 | $70.8M | $277.9M |
总资产FCFSBW
| Q4 25 | $221.3M | $3.2B | ||
| Q3 25 | $242.9M | $3.2B | ||
| Q2 25 | $218.3M | $3.2B | ||
| Q1 25 | $221.3M | $3.1B | ||
| Q4 24 | $239.9M | $3.0B | ||
| Q3 24 | $261.5M | $3.0B | ||
| Q2 24 | $221.0M | $2.9B | ||
| Q1 24 | $221.9M | $3.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $98.0K | $72.3M |
| 自由现金流经营现金流 - 资本支出 | $-1.6M | $51.9M |
| 自由现金流率自由现金流/营收 | -2.5% | 129.8% |
| 资本支出强度资本支出/营收 | 2.7% | 50.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $5.9M | $107.2M |
8季度趋势，按日历期对齐
经营现金流FCFSBW
| Q4 25 | $98.0K | $72.3M | ||
| Q3 25 | $9.9M | $44.6M | ||
| Q2 25 | $6.3M | $7.1M | ||
| Q1 25 | $-1.4M | $8.2M | ||
| Q4 24 | $14.1M | $50.8M | ||
| Q3 24 | $21.9M | $-891.0K | ||
| Q2 24 | $8.2M | $9.9M | ||
| Q1 24 | $12.8M | $275.0K |
自由现金流FCFSBW
| Q4 25 | $-1.6M | $51.9M | ||
| Q3 25 | $5.7M | $41.6M | ||
| Q2 25 | $4.5M | $5.9M | ||
| Q1 25 | $-2.6M | $7.8M | ||
| Q4 24 | $13.1M | $49.2M | ||
| Q3 24 | $20.8M | $-1.5M | ||
| Q2 24 | $7.3M | $9.6M | ||
| Q1 24 | $12.1M | $-82.0K |
自由现金流率FCFSBW
| Q4 25 | -2.5% | 129.8% | ||
| Q3 25 | 8.0% | 105.9% | ||
| Q2 25 | 6.7% | 15.7% | ||
| Q1 25 | -4.4% | 21.7% | ||
| Q4 24 | 19.0% | 137.7% | ||
| Q3 24 | 24.7% | -4.1% | ||
| Q2 24 | 9.9% | 26.6% | ||
| Q1 24 | 19.8% | -0.2% |
资本支出强度FCFSBW
| Q4 25 | 2.7% | 50.9% | ||
| Q3 25 | 5.9% | 7.7% | ||
| Q2 25 | 2.7% | 3.5% | ||
| Q1 25 | 2.1% | 1.0% | ||
| Q4 24 | 1.4% | 4.6% | ||
| Q3 24 | 1.3% | 1.7% | ||
| Q2 24 | 1.2% | 0.8% | ||
| Q1 24 | 1.0% | 1.0% |
现金转化率FCFSBW
| Q4 25 | — | — | ||
| Q3 25 | 2.27× | 4.86× | ||
| Q2 25 | — | 0.92× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | 11.98× | — | ||
| Q3 24 | 1.83× | -0.09× | ||
| Q2 24 | 1.43× | 1.11× | ||
| Q1 24 | 14.62× | 0.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
