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富兰克林柯维（FC）与FIRSTSUN CAPITAL BANCORP（FSUN）财务数据对比。点击上方公司名可切换其他公司
FIRSTSUN CAPITAL BANCORP的季度营收约是富兰克林柯维的1.7倍（$110.0M vs $64.0M），FIRSTSUN CAPITAL BANCORP净利率更高（19.6% vs -5.1%，领先24.8%），过去两年FIRSTSUN CAPITAL BANCORP的营收复合增速更高（6.9% vs 2.2%）
富兰克林柯维总部位于美国犹他州盐湖城，是一家专业培训指导企业，面向各类组织与个人提供领导力提升、个人效能成长与业务执行领域的培训及评估服务。公司由富兰克林奎斯特与柯维领导力中心于1997年合并成立，最为人熟知的产品包括富兰克林柯维规划系统等。
FirstSun Capital Bancorp是一家总部位于美国的金融控股公司，提供商业及个人贷款、存款产品、财富管理、财资解决方案等全面的银行金融服务，主要面向美国区域市场的个人消费者、中小企业及企业客户。
FC vs FSUN — 直观对比
营收规模更大
FSUN
是对方的1.7倍
$64.0M
净利率更高
FSUN
高出24.8%
-5.1%
两年增速更快
FSUN
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $64.0M | $110.0M |
| 净利润 | $-3.3M | $21.6M |
| 毛利率 | 75.5% | — |
| 营业利润率 | -5.7% | — |
| 净利率 | -5.1% | 19.6% |
| 营收同比 | -7.3% | — |
| 净利润同比 | -378.5% | -8.4% |
| 每股收益（稀释后） | $-0.27 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSUN
| Q1 26 | — | $110.0M | ||
| Q4 25 | $64.0M | $110.2M | ||
| Q3 25 | $71.2M | $107.3M | ||
| Q2 25 | $67.1M | $105.6M | ||
| Q1 25 | $59.6M | $96.2M | ||
| Q4 24 | $69.1M | $98.7M | ||
| Q3 24 | $84.1M | $98.2M | ||
| Q2 24 | $73.4M | $96.2M |
净利润FCFSUN
| Q1 26 | — | $21.6M | ||
| Q4 25 | $-3.3M | $24.8M | ||
| Q3 25 | $4.4M | $23.2M | ||
| Q2 25 | $-1.4M | $26.4M | ||
| Q1 25 | $-1.1M | $23.6M | ||
| Q4 24 | $1.2M | $16.4M | ||
| Q3 24 | $12.0M | $22.4M | ||
| Q2 24 | $5.7M | $24.6M |
毛利率FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | 75.5% | — | ||
| Q3 25 | 75.5% | — | ||
| Q2 25 | 76.5% | — | ||
| Q1 25 | 76.7% | — | ||
| Q4 24 | 76.3% | — | ||
| Q3 24 | 78.1% | — | ||
| Q2 24 | 76.6% | — |
营业利润率FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | -5.7% | 29.0% | ||
| Q3 25 | 11.1% | 26.4% | ||
| Q2 25 | -3.3% | 31.2% | ||
| Q1 25 | -2.4% | 30.9% | ||
| Q4 24 | 2.1% | 20.4% | ||
| Q3 24 | 21.3% | 29.1% | ||
| Q2 24 | 11.4% | 32.3% |
净利率FCFSUN
| Q1 26 | — | 19.6% | ||
| Q4 25 | -5.1% | 22.5% | ||
| Q3 25 | 6.1% | 21.6% | ||
| Q2 25 | -2.1% | 25.0% | ||
| Q1 25 | -1.8% | 24.5% | ||
| Q4 24 | 1.7% | 16.6% | ||
| Q3 24 | 14.2% | 22.8% | ||
| Q2 24 | 7.8% | 25.5% |
每股收益（稀释后）FCFSUN
| Q1 26 | — | $0.76 | ||
| Q4 25 | $-0.27 | $0.89 | ||
| Q3 25 | $0.34 | $0.82 | ||
| Q2 25 | $-0.11 | $0.93 | ||
| Q1 25 | $-0.08 | $0.83 | ||
| Q4 24 | $0.09 | $0.57 | ||
| Q3 24 | $0.89 | $0.79 | ||
| Q2 24 | $0.43 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $17.5M | $413.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $54.0M | $1.2B |
| 总资产 | $221.3M | $8.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSUN
| Q1 26 | — | $413.7M | ||
| Q4 25 | $17.5M | $652.6M | ||
| Q3 25 | $31.7M | $659.9M | ||
| Q2 25 | $33.7M | $785.1M | ||
| Q1 25 | $40.4M | $621.4M | ||
| Q4 24 | $53.3M | $615.9M | ||
| Q3 24 | $48.7M | $573.7M | ||
| Q2 24 | $36.6M | $535.8M |
股东权益FCFSUN
| Q1 26 | — | $1.2B | ||
| Q4 25 | $54.0M | $1.2B | ||
| Q3 25 | $66.9M | $1.1B | ||
| Q2 25 | $65.6M | $1.1B | ||
| Q1 25 | $72.5M | $1.1B | ||
| Q4 24 | $80.6M | $1.0B | ||
| Q3 24 | $83.1M | $1.0B | ||
| Q2 24 | $72.2M | $996.6M |
总资产FCFSUN
| Q1 26 | — | $8.6B | ||
| Q4 25 | $221.3M | $8.5B | ||
| Q3 25 | $242.9M | $8.5B | ||
| Q2 25 | $218.3M | $8.4B | ||
| Q1 25 | $221.3M | $8.2B | ||
| Q4 24 | $239.9M | $8.1B | ||
| Q3 24 | $261.5M | $8.1B | ||
| Q2 24 | $221.0M | $8.0B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $98.0K | — |
| 自由现金流经营现金流 - 资本支出 | $-1.6M | — |
| 自由现金流率自由现金流/营收 | -2.5% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $5.9M | — |
8季度趋势，按日历期对齐
经营现金流FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | $98.0K | $111.5M | ||
| Q3 25 | $9.9M | $49.4M | ||
| Q2 25 | $6.3M | $15.0M | ||
| Q1 25 | $-1.4M | $26.4M | ||
| Q4 24 | $14.1M | $101.1M | ||
| Q3 24 | $21.9M | $48.1M | ||
| Q2 24 | $8.2M | $20.9M |
自由现金流FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | $-1.6M | $104.0M | ||
| Q3 25 | $5.7M | $47.6M | ||
| Q2 25 | $4.5M | $13.0M | ||
| Q1 25 | $-2.6M | $24.3M | ||
| Q4 24 | $13.1M | $95.7M | ||
| Q3 24 | $20.8M | $47.1M | ||
| Q2 24 | $7.3M | $19.9M |
自由现金流率FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | -2.5% | 94.3% | ||
| Q3 25 | 8.0% | 44.4% | ||
| Q2 25 | 6.7% | 12.3% | ||
| Q1 25 | -4.4% | 25.3% | ||
| Q4 24 | 19.0% | 97.0% | ||
| Q3 24 | 24.7% | 47.9% | ||
| Q2 24 | 9.9% | 20.6% |
资本支出强度FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 6.8% | ||
| Q3 25 | 5.9% | 1.6% | ||
| Q2 25 | 2.7% | 1.9% | ||
| Q1 25 | 2.1% | 2.1% | ||
| Q4 24 | 1.4% | 5.5% | ||
| Q3 24 | 1.3% | 1.1% | ||
| Q2 24 | 1.2% | 1.1% |
现金转化率FCFSUN
| Q1 26 | — | — | ||
| Q4 25 | — | 4.49× | ||
| Q3 25 | 2.27× | 2.13× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | 11.98× | 6.18× | ||
| Q3 24 | 1.83× | 2.15× | ||
| Q2 24 | 1.43× | 0.85× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FC
暂无分部数据
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
