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FIRST COMMUNITY BANKSHARES INC（FCBC）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是FIRST COMMUNITY BANKSHARES INC的1.9倍（$81.3M vs $43.8M），FIRST COMMUNITY BANKSHARES INC净利率更高（28.5% vs -72.8%，领先101.3%），Planet Labs PBC同比增速更快（32.6% vs 5.1%），FIRST COMMUNITY BANKSHARES INC自由现金流更多（$60.0M vs $1.9M），过去两年Planet Labs PBC的营收复合增速更高（17.5% vs 3.5%）
第一社区银行控股公司是美国一家银行控股公司，总部位于弗吉尼亚州，为布卢菲尔德第一社区银行的母公司。截至2012年，该集团旗下网点分布在弗吉尼亚州、西弗吉尼亚州和田纳西州，截至2023年4月，集团总资产达36亿美元。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
FCBC vs PL — 直观对比
营收规模更大
PL
是对方的1.9倍
$43.8M
营收增速更快
PL
高出27.5%
5.1%
净利率更高
FCBC
高出101.3%
-72.8%
自由现金流更多
FCBC
多$58.1M
$1.9M
两年增速更快
PL
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $43.8M | $81.3M |
| 净利润 | $12.5M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 36.8% | -22.6% |
| 净利率 | 28.5% | -72.8% |
| 营收同比 | 5.1% | 32.6% |
| 净利润同比 | -4.4% | -194.7% |
| 每股收益（稀释后） | $0.67 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCBCPL
| Q4 25 | $43.8M | $81.3M | ||
| Q3 25 | $42.2M | $73.4M | ||
| Q2 25 | $41.0M | $66.3M | ||
| Q1 25 | $40.5M | $61.6M | ||
| Q4 24 | $41.7M | $61.3M | ||
| Q3 24 | $42.0M | $61.1M | ||
| Q2 24 | $41.3M | $60.4M | ||
| Q1 24 | $40.9M | $58.9M |
净利润FCBCPL
| Q4 25 | $12.5M | $-59.2M | ||
| Q3 25 | $12.3M | $-22.6M | ||
| Q2 25 | $12.2M | $-12.6M | ||
| Q1 25 | $11.8M | $-35.2M | ||
| Q4 24 | $13.0M | $-20.1M | ||
| Q3 24 | $13.0M | $-38.7M | ||
| Q2 24 | $12.7M | $-29.3M | ||
| Q1 24 | $12.8M | $-30.1M |
毛利率FCBCPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率FCBCPL
| Q4 25 | 36.8% | -22.6% | ||
| Q3 25 | 37.7% | -24.5% | ||
| Q2 25 | 38.6% | -34.4% | ||
| Q1 25 | 37.7% | -31.5% | ||
| Q4 24 | 39.6% | -36.9% | ||
| Q3 24 | 39.3% | -64.8% | ||
| Q2 24 | 39.3% | -57.2% | ||
| Q1 24 | 40.3% | -57.6% |
净利率FCBCPL
| Q4 25 | 28.5% | -72.8% | ||
| Q3 25 | 29.1% | -30.8% | ||
| Q2 25 | 29.9% | -19.1% | ||
| Q1 25 | 29.2% | -57.1% | ||
| Q4 24 | 31.3% | -32.8% | ||
| Q3 24 | 31.0% | -63.3% | ||
| Q2 24 | 30.8% | -48.5% | ||
| Q1 24 | 31.4% | -51.1% |
每股收益（稀释后）FCBCPL
| Q4 25 | $0.67 | $-0.19 | ||
| Q3 25 | $0.67 | $-0.07 | ||
| Q2 25 | $0.67 | $-0.04 | ||
| Q1 25 | $0.64 | $-0.12 | ||
| Q4 24 | $0.67 | $-0.07 | ||
| Q3 24 | $0.71 | $-0.13 | ||
| Q2 24 | $0.71 | $-0.10 | ||
| Q1 24 | $0.71 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $443.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $500.5M | $349.6M |
| 总资产 | $3.3B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FCBCPL
| Q4 25 | — | $443.3M | ||
| Q3 25 | — | $181.1M | ||
| Q2 25 | — | $133.5M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $139.0M | ||
| Q3 24 | — | $148.3M | ||
| Q2 24 | — | $107.4M | ||
| Q1 24 | — | $83.9M |
总债务FCBCPL
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $0 | — | ||
| Q2 24 | $0 | — | ||
| Q1 24 | $0 | — |
股东权益FCBCPL
| Q4 25 | $500.5M | $349.6M | ||
| Q3 25 | $510.7M | $435.7M | ||
| Q2 25 | $502.8M | $444.8M | ||
| Q1 25 | $496.4M | $441.3M | ||
| Q4 24 | $526.4M | $464.6M | ||
| Q3 24 | $520.7M | $473.2M | ||
| Q2 24 | $508.9M | $500.3M | ||
| Q1 24 | $506.9M | $518.0M |
总资产FCBCPL
| Q4 25 | $3.3B | $1.1B | ||
| Q3 25 | $3.2B | $696.4M | ||
| Q2 25 | $3.2B | $658.4M | ||
| Q1 25 | $3.2B | $633.8M | ||
| Q4 24 | $3.3B | $630.8M | ||
| Q3 24 | $3.2B | $658.4M | ||
| Q2 24 | $3.2B | $674.6M | ||
| Q1 24 | $3.2B | $702.0M |
负债/权益比FCBCPL
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | 0.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.7M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $60.0M | $1.9M |
| 自由现金流率自由现金流/营收 | 137.0% | 2.3% |
| 资本支出强度资本支出/营收 | 6.3% | 32.9% |
| 现金转化率经营现金流/净利润 | 5.03× | — |
| 过去12个月自由现金流最近4个季度 | $100.6M | $40.7M |
8季度趋势，按日历期对齐
经营现金流FCBCPL
| Q4 25 | $62.7M | $28.6M | ||
| Q3 25 | $18.9M | $67.8M | ||
| Q2 25 | $10.2M | $17.3M | ||
| Q1 25 | $13.2M | $-6.3M | ||
| Q4 24 | $57.7M | $4.1M | ||
| Q3 24 | $11.4M | $-7.9M | ||
| Q2 24 | $14.5M | $-4.3M | ||
| Q1 24 | $16.9M | $-6.8M |
自由现金流FCBCPL
| Q4 25 | $60.0M | $1.9M | ||
| Q3 25 | $18.5M | $47.5M | ||
| Q2 25 | $10.0M | $9.2M | ||
| Q1 25 | $12.1M | $-17.9M | ||
| Q4 24 | $54.9M | $-3.6M | ||
| Q3 24 | $10.9M | $-23.0M | ||
| Q2 24 | $14.1M | $-14.2M | ||
| Q1 24 | $15.2M | $-15.7M |
自由现金流率FCBCPL
| Q4 25 | 137.0% | 2.3% | ||
| Q3 25 | 43.9% | 64.7% | ||
| Q2 25 | 24.3% | 13.9% | ||
| Q1 25 | 29.8% | -29.1% | ||
| Q4 24 | 131.8% | -5.8% | ||
| Q3 24 | 26.0% | -37.6% | ||
| Q2 24 | 34.1% | -23.6% | ||
| Q1 24 | 37.1% | -26.7% |
资本支出强度FCBCPL
| Q4 25 | 6.3% | 32.9% | ||
| Q3 25 | 1.0% | 27.6% | ||
| Q2 25 | 0.6% | 12.3% | ||
| Q1 25 | 2.8% | 18.9% | ||
| Q4 24 | 6.7% | 12.5% | ||
| Q3 24 | 1.2% | 24.8% | ||
| Q2 24 | 0.9% | 16.4% | ||
| Q1 24 | 4.4% | 15.1% |
现金转化率FCBCPL
| Q4 25 | 5.03× | — | ||
| Q3 25 | 1.54× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 4.43× | — | ||
| Q3 24 | 0.88× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 1.32× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCBC
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
