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FIRST COMMUNITY BANKSHARES INC（FCBC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是FIRST COMMUNITY BANKSHARES INC的1.3倍（$57.1M vs $43.8M），FIRST COMMUNITY BANKSHARES INC净利率更高（28.5% vs 0.8%，领先27.7%），REGIS CORP同比增速更快（22.3% vs 5.1%），FIRST COMMUNITY BANKSHARES INC自由现金流更多（$60.0M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs 3.5%）
第一社区银行控股公司是美国一家银行控股公司，总部位于弗吉尼亚州，为布卢菲尔德第一社区银行的母公司。截至2012年，该集团旗下网点分布在弗吉尼亚州、西弗吉尼亚州和田纳西州，截至2023年4月，集团总资产达36亿美元。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
FCBC vs RGS — 直观对比
营收规模更大
RGS
是对方的1.3倍
$43.8M
营收增速更快
RGS
高出17.2%
5.1%
净利率更高
FCBC
高出27.7%
0.8%
自由现金流更多
FCBC
多$59.1M
$891.0K
两年增速更快
RGS
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $43.8M | $57.1M |
| 净利润 | $12.5M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 36.8% | 10.8% |
| 净利率 | 28.5% | 0.8% |
| 营收同比 | 5.1% | 22.3% |
| 净利润同比 | -4.4% | -94.0% |
| 每股收益（稀释后） | $0.67 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCBCRGS
| Q4 25 | $43.8M | $57.1M | ||
| Q3 25 | $42.2M | $59.0M | ||
| Q2 25 | $41.0M | $60.4M | ||
| Q1 25 | $40.5M | $57.0M | ||
| Q4 24 | $41.7M | $46.7M | ||
| Q3 24 | $42.0M | $46.1M | ||
| Q2 24 | $41.3M | $49.4M | ||
| Q1 24 | $40.9M | $49.2M |
净利润FCBCRGS
| Q4 25 | $12.5M | $456.0K | ||
| Q3 25 | $12.3M | $1.4M | ||
| Q2 25 | $12.2M | $116.5M | ||
| Q1 25 | $11.8M | $250.0K | ||
| Q4 24 | $13.0M | $7.6M | ||
| Q3 24 | $13.0M | $-853.0K | ||
| Q2 24 | $12.7M | $91.2M | ||
| Q1 24 | $12.8M | $-2.3M |
营业利润率FCBCRGS
| Q4 25 | 36.8% | 10.8% | ||
| Q3 25 | 37.7% | 10.0% | ||
| Q2 25 | 38.6% | 12.1% | ||
| Q1 25 | 37.7% | 8.8% | ||
| Q4 24 | 39.6% | 11.8% | ||
| Q3 24 | 39.3% | 4.6% | ||
| Q2 24 | 39.3% | — | ||
| Q1 24 | 40.3% | 8.3% |
净利率FCBCRGS
| Q4 25 | 28.5% | 0.8% | ||
| Q3 25 | 29.1% | 2.3% | ||
| Q2 25 | 29.9% | 192.9% | ||
| Q1 25 | 29.2% | 0.4% | ||
| Q4 24 | 31.3% | 16.4% | ||
| Q3 24 | 31.0% | -1.9% | ||
| Q2 24 | 30.8% | 184.7% | ||
| Q1 24 | 31.4% | -4.7% |
每股收益（稀释后）FCBCRGS
| Q4 25 | $0.67 | $0.16 | ||
| Q3 25 | $0.67 | $0.49 | ||
| Q2 25 | $0.67 | $43.67 | ||
| Q1 25 | $0.64 | $0.08 | ||
| Q4 24 | $0.67 | $2.71 | ||
| Q3 24 | $0.71 | $-0.36 | ||
| Q2 24 | $0.71 | $38.40 | ||
| Q1 24 | $0.71 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $500.5M | $188.7M |
| 总资产 | $3.3B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资FCBCRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务FCBCRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | $0 | $111.3M | ||
| Q2 25 | $0 | $110.8M | ||
| Q1 25 | $0 | $112.0M | ||
| Q4 24 | $0 | $111.5M | ||
| Q3 24 | $0 | $95.2M | ||
| Q2 24 | $0 | $99.5M | ||
| Q1 24 | $0 | $179.7M |
股东权益FCBCRGS
| Q4 25 | $500.5M | $188.7M | ||
| Q3 25 | $510.7M | $187.6M | ||
| Q2 25 | $502.8M | $185.6M | ||
| Q1 25 | $496.4M | $68.6M | ||
| Q4 24 | $526.4M | $66.7M | ||
| Q3 24 | $520.7M | $56.4M | ||
| Q2 24 | $508.9M | $56.8M | ||
| Q1 24 | $506.9M | $-35.8M |
总资产FCBCRGS
| Q4 25 | $3.3B | $588.3M | ||
| Q3 25 | $3.2B | $592.1M | ||
| Q2 25 | $3.2B | $599.0M | ||
| Q1 25 | $3.2B | $511.2M | ||
| Q4 24 | $3.3B | $530.1M | ||
| Q3 24 | $3.2B | $508.9M | ||
| Q2 24 | $3.2B | $530.5M | ||
| Q1 24 | $3.2B | $543.7M |
负债/权益比FCBCRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | 0.00× | 0.59× | ||
| Q2 25 | 0.00× | 0.60× | ||
| Q1 25 | 0.00× | 1.63× | ||
| Q4 24 | 0.00× | 1.67× | ||
| Q3 24 | 0.00× | 1.69× | ||
| Q2 24 | 0.00× | 1.75× | ||
| Q1 24 | 0.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.7M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $60.0M | $891.0K |
| 自由现金流率自由现金流/营收 | 137.0% | 1.6% |
| 资本支出强度资本支出/营收 | 6.3% | 1.4% |
| 现金转化率经营现金流/净利润 | 5.03× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $100.6M | $14.9M |
8季度趋势，按日历期对齐
经营现金流FCBCRGS
| Q4 25 | $62.7M | $1.7M | ||
| Q3 25 | $18.9M | $2.3M | ||
| Q2 25 | $10.2M | $6.8M | ||
| Q1 25 | $13.2M | $6.2M | ||
| Q4 24 | $57.7M | $2.1M | ||
| Q3 24 | $11.4M | $-1.3M | ||
| Q2 24 | $14.5M | $5.1M | ||
| Q1 24 | $16.9M | $-277.0K |
自由现金流FCBCRGS
| Q4 25 | $60.0M | $891.0K | ||
| Q3 25 | $18.5M | $1.9M | ||
| Q2 25 | $10.0M | $6.2M | ||
| Q1 25 | $12.1M | $5.9M | ||
| Q4 24 | $54.9M | $1.7M | ||
| Q3 24 | $10.9M | $-1.4M | ||
| Q2 24 | $14.1M | $5.1M | ||
| Q1 24 | $15.2M | $-326.0K |
自由现金流率FCBCRGS
| Q4 25 | 137.0% | 1.6% | ||
| Q3 25 | 43.9% | 3.2% | ||
| Q2 25 | 24.3% | 10.3% | ||
| Q1 25 | 29.8% | 10.3% | ||
| Q4 24 | 131.8% | 3.6% | ||
| Q3 24 | 26.0% | -3.0% | ||
| Q2 24 | 34.1% | 10.3% | ||
| Q1 24 | 37.1% | -0.7% |
资本支出强度FCBCRGS
| Q4 25 | 6.3% | 1.4% | ||
| Q3 25 | 1.0% | 0.7% | ||
| Q2 25 | 0.6% | 0.9% | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 6.7% | 0.9% | ||
| Q3 24 | 1.2% | 0.0% | ||
| Q2 24 | 0.9% | 0.0% | ||
| Q1 24 | 4.4% | 0.1% |
现金转化率FCBCRGS
| Q4 25 | 5.03× | 3.65× | ||
| Q3 25 | 1.54× | 1.68× | ||
| Q2 25 | 0.83× | 0.06× | ||
| Q1 25 | 1.12× | 24.80× | ||
| Q4 24 | 4.43× | 0.28× | ||
| Q3 24 | 0.88× | — | ||
| Q2 24 | 1.14× | 0.06× | ||
| Q1 24 | 1.32× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCBC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
