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FirstCash Holdings, Inc.（FCFS）与FactSet（FDS）财务数据对比。点击上方公司名可切换其他公司
FactSet的季度营收约是FirstCash Holdings, Inc.的1.2倍（$607.6M vs $501.3M），FactSet净利率更高（25.1% vs 20.8%，领先4.3%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 6.9%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 5.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
FactSet是总部位于美国康涅狄格州诺沃克的金融数据与软件企业，为客户提供一体化数据及软件解决方案。2024财年，公司年度订阅价值与专业服务营收合计22亿美元，当前总市值约170亿美元。
FCFS vs FDS — 直观对比
营收规模更大
FDS
是对方的1.2倍
$501.3M
营收增速更快
FCFS
高出14.3%
6.9%
净利率更高
FDS
高出4.3%
20.8%
两年增速更快
FCFS
近两年复合增速
5.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $607.6M |
| 净利润 | $104.2M | $152.6M |
| 毛利率 | — | 52.6% |
| 营业利润率 | 28.5% | 31.6% |
| 净利率 | 20.8% | 25.1% |
| 营收同比 | 21.2% | 6.9% |
| 净利润同比 | 24.7% | 1.7% |
| 每股收益（稀释后） | $2.35 | $4.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFDS
| Q4 25 | $501.3M | $607.6M | ||
| Q3 25 | $411.0M | $596.9M | ||
| Q2 25 | $385.1M | $585.5M | ||
| Q1 25 | $371.1M | $570.7M | ||
| Q4 24 | $413.7M | $568.7M | ||
| Q3 24 | $363.1M | $562.2M | ||
| Q2 24 | $363.5M | $552.7M | ||
| Q1 24 | $366.8M | $545.9M |
净利润FCFSFDS
| Q4 25 | $104.2M | $152.6M | ||
| Q3 25 | $82.8M | $153.6M | ||
| Q2 25 | $59.8M | $148.5M | ||
| Q1 25 | $83.6M | $144.9M | ||
| Q4 24 | $83.5M | $150.0M | ||
| Q3 24 | $64.8M | $89.5M | ||
| Q2 24 | $49.1M | $158.1M | ||
| Q1 24 | $61.4M | $140.9M |
毛利率FCFSFDS
| Q4 25 | — | 52.6% | ||
| Q3 25 | — | 51.6% | ||
| Q2 25 | — | 52.1% | ||
| Q1 25 | — | 52.8% | ||
| Q4 24 | — | 54.5% | ||
| Q3 24 | — | 54.1% | ||
| Q2 24 | — | 55.3% | ||
| Q1 24 | — | 53.3% |
营业利润率FCFSFDS
| Q4 25 | 28.5% | 31.6% | ||
| Q3 25 | 27.4% | 29.7% | ||
| Q2 25 | 21.1% | 33.2% | ||
| Q1 25 | 30.0% | 32.5% | ||
| Q4 24 | 26.5% | 33.6% | ||
| Q3 24 | 23.5% | 22.7% | ||
| Q2 24 | 18.2% | 36.6% | ||
| Q1 24 | 22.3% | 33.3% |
净利率FCFSFDS
| Q4 25 | 20.8% | 25.1% | ||
| Q3 25 | 20.1% | 25.7% | ||
| Q2 25 | 15.5% | 25.4% | ||
| Q1 25 | 22.5% | 25.4% | ||
| Q4 24 | 20.2% | 26.4% | ||
| Q3 24 | 17.9% | 15.9% | ||
| Q2 24 | 13.5% | 28.6% | ||
| Q1 24 | 16.7% | 25.8% |
每股收益（稀释后）FCFSFDS
| Q4 25 | $2.35 | $4.06 | ||
| Q3 25 | $1.86 | $4.03 | ||
| Q2 25 | $1.34 | $3.87 | ||
| Q1 25 | $1.87 | $3.76 | ||
| Q4 24 | $1.86 | $3.89 | ||
| Q3 24 | $1.44 | $2.33 | ||
| Q2 24 | $1.08 | $4.09 | ||
| Q1 24 | $1.35 | $3.65 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $292.7M |
| 总债务越低越好 | $2.2B | $1.4B |
| 股东权益账面价值 | $2.3B | $2.2B |
| 总资产 | $5.3B | $4.2B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资FCFSFDS
| Q4 25 | $125.2M | $292.7M | ||
| Q3 25 | $130.2M | $355.1M | ||
| Q2 25 | $101.5M | $364.0M | ||
| Q1 25 | $146.0M | $287.0M | ||
| Q4 24 | $175.1M | $358.8M | ||
| Q3 24 | $106.3M | $492.6M | ||
| Q2 24 | $113.7M | $522.0M | ||
| Q1 24 | $135.1M | $450.2M |
总债务FCFSFDS
| Q4 25 | $2.2B | $1.4B | ||
| Q3 25 | $2.2B | $1.4B | ||
| Q2 25 | $1.7B | $1.4B | ||
| Q1 25 | $1.7B | $1.5B | ||
| Q4 24 | $1.7B | $1.4B | ||
| Q3 24 | $1.7B | $1.4B | ||
| Q2 24 | $1.7B | $1.4B | ||
| Q1 24 | $1.5B | $1.5B |
股东权益FCFSFDS
| Q4 25 | $2.3B | $2.2B | ||
| Q3 25 | $2.2B | $2.2B | ||
| Q2 25 | $2.1B | $2.2B | ||
| Q1 25 | $2.1B | $2.1B | ||
| Q4 24 | $2.1B | $2.0B | ||
| Q3 24 | $2.0B | $1.9B | ||
| Q2 24 | $2.0B | $1.9B | ||
| Q1 24 | $2.0B | $1.8B |
总资产FCFSFDS
| Q4 25 | $5.3B | $4.2B | ||
| Q3 25 | $5.2B | $4.3B | ||
| Q2 25 | $4.5B | $4.3B | ||
| Q1 25 | $4.4B | $4.2B | ||
| Q4 24 | $4.5B | $4.0B | ||
| Q3 24 | $4.4B | $4.1B | ||
| Q2 24 | $4.3B | $4.0B | ||
| Q1 24 | $4.2B | $4.0B |
负债/权益比FCFSFDS
| Q4 25 | 0.98× | 0.63× | ||
| Q3 25 | 1.01× | 0.63× | ||
| Q2 25 | 0.79× | 0.66× | ||
| Q1 25 | 0.83× | 0.72× | ||
| Q4 24 | 0.85× | 0.68× | ||
| Q3 24 | 0.87× | 0.71× | ||
| Q2 24 | 0.85× | 0.76× | ||
| Q1 24 | 0.75× | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $121.3M |
| 自由现金流经营现金流 - 资本支出 | — | $90.4M |
| 自由现金流率自由现金流/营收 | — | 14.9% |
| 资本支出强度资本支出/营收 | — | 5.1% |
| 现金转化率经营现金流/净利润 | 1.98× | 0.79× |
| 过去12个月自由现金流最近4个季度 | — | $647.4M |
8季度趋势，按日历期对齐
经营现金流FCFSFDS
| Q4 25 | $206.6M | $121.3M | ||
| Q3 25 | $135.8M | $212.1M | ||
| Q2 25 | $116.9M | $253.8M | ||
| Q1 25 | $126.6M | $174.0M | ||
| Q4 24 | $198.1M | $86.4M | ||
| Q3 24 | $113.1M | $163.2M | ||
| Q2 24 | $106.2M | $238.2M | ||
| Q1 24 | $122.5M | $143.8M |
自由现金流FCFSFDS
| Q4 25 | — | $90.4M | ||
| Q3 25 | — | $178.1M | ||
| Q2 25 | — | $228.6M | ||
| Q1 25 | — | $150.2M | ||
| Q4 24 | — | $60.5M | ||
| Q3 24 | — | $137.2M | ||
| Q2 24 | — | $216.9M | ||
| Q1 24 | — | $121.9M |
自由现金流率FCFSFDS
| Q4 25 | — | 14.9% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 39.0% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 24.4% | ||
| Q2 24 | — | 39.2% | ||
| Q1 24 | — | 22.3% |
资本支出强度FCFSFDS
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 3.9% | ||
| Q1 24 | — | 4.0% |
现金转化率FCFSFDS
| Q4 25 | 1.98× | 0.79× | ||
| Q3 25 | 1.64× | 1.38× | ||
| Q2 25 | 1.95× | 1.71× | ||
| Q1 25 | 1.51× | 1.20× | ||
| Q4 24 | 2.37× | 0.58× | ||
| Q3 24 | 1.74× | 1.82× | ||
| Q2 24 | 2.16× | 1.51× | ||
| Q1 24 | 2.00× | 1.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FDS
| Americas Segment | $399.7M | 66% |
| EMEA Segment | $149.1M | 25% |
| Asia Pacific Segment | $62.2M | 10% |
