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FirstCash Holdings, Inc.（FCFS）与F5, Inc.（FFIV）财务数据对比。点击上方公司名可切换其他公司
F5, Inc.的季度营收约是FirstCash Holdings, Inc.的1.6倍（$811.7M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 18.2%，领先2.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 11.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 8.0%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
F5, Inc.是一家美国科技企业，专注于应用安全、多云管理、线上反欺诈、应用交付网络（ADN）相关业务，同时提供应用可用性与性能优化、网络安全、访问授权管理等产品及解决方案，助力各行业客户保障数字化业务稳定运营，提升运行效率。
FCFS vs FFIV — 直观对比
营收规模更大
FFIV
是对方的1.6倍
$501.3M
营收增速更快
FCFS
高出10.2%
11.0%
净利率更高
FCFS
高出2.5%
18.2%
两年增速更快
FCFS
近两年复合增速
8.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $811.7M |
| 净利润 | $104.2M | $148.0M |
| 毛利率 | — | 81.4% |
| 营业利润率 | 28.5% | 22.1% |
| 净利率 | 20.8% | 18.2% |
| 营收同比 | 21.2% | 11.0% |
| 净利润同比 | 24.7% | 1.5% |
| 每股收益（稀释后） | $2.35 | $2.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFFIV
| Q1 26 | — | $811.7M | ||
| Q4 25 | $501.3M | $822.5M | ||
| Q3 25 | $411.0M | $810.1M | ||
| Q2 25 | $385.1M | $780.4M | ||
| Q1 25 | $371.1M | $731.1M | ||
| Q4 24 | $413.7M | $766.5M | ||
| Q3 24 | $363.1M | $746.7M | ||
| Q2 24 | $363.5M | $695.5M |
净利润FCFSFFIV
| Q1 26 | — | $148.0M | ||
| Q4 25 | $104.2M | $180.1M | ||
| Q3 25 | $82.8M | $190.5M | ||
| Q2 25 | $59.8M | $189.9M | ||
| Q1 25 | $83.6M | $145.5M | ||
| Q4 24 | $83.5M | $166.4M | ||
| Q3 24 | $64.8M | $165.3M | ||
| Q2 24 | $49.1M | $144.1M |
毛利率FCFSFFIV
| Q1 26 | — | 81.4% | ||
| Q4 25 | — | 81.5% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 81.0% | ||
| Q1 25 | — | 80.7% | ||
| Q4 24 | — | 81.7% | ||
| Q3 24 | — | 80.8% | ||
| Q2 24 | — | 80.4% |
营业利润率FCFSFFIV
| Q1 26 | — | 22.1% | ||
| Q4 25 | 28.5% | 26.0% | ||
| Q3 25 | 27.4% | 25.4% | ||
| Q2 25 | 21.1% | 25.2% | ||
| Q1 25 | 30.0% | 21.7% | ||
| Q4 24 | 26.5% | 26.8% | ||
| Q3 24 | 23.5% | 25.6% | ||
| Q2 24 | 18.2% | 23.4% |
净利率FCFSFFIV
| Q1 26 | — | 18.2% | ||
| Q4 25 | 20.8% | 21.9% | ||
| Q3 25 | 20.1% | 23.5% | ||
| Q2 25 | 15.5% | 24.3% | ||
| Q1 25 | 22.5% | 19.9% | ||
| Q4 24 | 20.2% | 21.7% | ||
| Q3 24 | 17.9% | 22.1% | ||
| Q2 24 | 13.5% | 20.7% |
每股收益（稀释后）FCFSFFIV
| Q1 26 | — | $2.58 | ||
| Q4 25 | $2.35 | $3.10 | ||
| Q3 25 | $1.86 | $3.25 | ||
| Q2 25 | $1.34 | $3.25 | ||
| Q1 25 | $1.87 | $2.48 | ||
| Q4 24 | $1.86 | $2.82 | ||
| Q3 24 | $1.44 | $2.79 | ||
| Q2 24 | $1.08 | $2.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $1.4B |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $3.6B |
| 总资产 | $5.3B | $6.5B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSFFIV
| Q1 26 | — | $1.4B | ||
| Q4 25 | $125.2M | $1.2B | ||
| Q3 25 | $130.2M | $1.3B | ||
| Q2 25 | $101.5M | $1.4B | ||
| Q1 25 | $146.0M | $1.3B | ||
| Q4 24 | $175.1M | $1.2B | ||
| Q3 24 | $106.3M | $1.1B | ||
| Q2 24 | $113.7M | $935.6M |
总债务FCFSFFIV
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
股东权益FCFSFFIV
| Q1 26 | — | $3.6B | ||
| Q4 25 | $2.3B | $3.5B | ||
| Q3 25 | $2.2B | $3.6B | ||
| Q2 25 | $2.1B | $3.5B | ||
| Q1 25 | $2.1B | $3.3B | ||
| Q4 24 | $2.1B | $3.2B | ||
| Q3 24 | $2.0B | $3.1B | ||
| Q2 24 | $2.0B | $3.0B |
总资产FCFSFFIV
| Q1 26 | — | $6.5B | ||
| Q4 25 | $5.3B | $6.3B | ||
| Q3 25 | $5.2B | $6.3B | ||
| Q2 25 | $4.5B | $6.1B | ||
| Q1 25 | $4.4B | $5.9B | ||
| Q4 24 | $4.5B | $5.9B | ||
| Q3 24 | $4.4B | $5.6B | ||
| Q2 24 | $4.3B | $5.4B |
负债/权益比FCFSFFIV
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $525.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | 3.55× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSFFIV
| Q1 26 | — | $525.1M | ||
| Q4 25 | $206.6M | $159.2M | ||
| Q3 25 | $135.8M | $208.1M | ||
| Q2 25 | $116.9M | $282.2M | ||
| Q1 25 | $126.6M | $256.6M | ||
| Q4 24 | $198.1M | $202.8M | ||
| Q3 24 | $113.1M | $246.5M | ||
| Q2 24 | $106.2M | $159.0M |
自由现金流FCFSFFIV
| Q1 26 | — | — | ||
| Q4 25 | — | $149.5M | ||
| Q3 25 | — | $191.9M | ||
| Q2 25 | — | $273.7M | ||
| Q1 25 | — | $246.1M | ||
| Q4 24 | — | $194.7M | ||
| Q3 24 | — | $240.4M | ||
| Q2 24 | — | $153.1M |
自由现金流率FCFSFFIV
| Q1 26 | — | — | ||
| Q4 25 | — | 18.2% | ||
| Q3 25 | — | 23.7% | ||
| Q2 25 | — | 35.1% | ||
| Q1 25 | — | 33.7% | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 32.2% | ||
| Q2 24 | — | 22.0% |
资本支出强度FCFSFFIV
| Q1 26 | — | — | ||
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.8% |
现金转化率FCFSFFIV
| Q1 26 | — | 3.55× | ||
| Q4 25 | 1.98× | 0.88× | ||
| Q3 25 | 1.64× | 1.09× | ||
| Q2 25 | 1.95× | 1.49× | ||
| Q1 25 | 1.51× | 1.76× | ||
| Q4 24 | 2.37× | 1.22× | ||
| Q3 24 | 1.74× | 1.49× | ||
| Q2 24 | 2.16× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FFIV
暂无分部数据
