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FirstCash Holdings, Inc.（FCFS）与FEDERAL SIGNAL CORP（FSS）财务数据对比。点击上方公司名可切换其他公司
FEDERAL SIGNAL CORP的季度营收约是FirstCash Holdings, Inc.的1.2倍（$597.1M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 10.2%，领先10.6%），FEDERAL SIGNAL CORP同比增速更快（26.5% vs 21.2%），过去两年FEDERAL SIGNAL CORP的营收复合增速更高（18.5% vs 16.9%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
联邦信号公司是20世纪早期的美国企业，主营铁路信号设备的制造业务，总部坐落于美国纽约州奥尔巴尼市，其生产的相关信号产品在当时的美国轨道交通行业得到了广泛应用，具备一定的行业知名度。
FCFS vs FSS — 直观对比
营收规模更大
FSS
是对方的1.2倍
$501.3M
营收增速更快
FSS
高出5.3%
21.2%
净利率更高
FCFS
高出10.6%
10.2%
两年增速更快
FSS
近两年复合增速
16.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $597.1M |
| 净利润 | $104.2M | $60.8M |
| 毛利率 | — | 28.4% |
| 营业利润率 | 28.5% | 14.0% |
| 净利率 | 20.8% | 10.2% |
| 营收同比 | 21.2% | 26.5% |
| 净利润同比 | 24.7% | 21.6% |
| 每股收益（稀释后） | $2.35 | $0.99 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFSS
| Q4 25 | $501.3M | $597.1M | ||
| Q3 25 | $411.0M | $555.0M | ||
| Q2 25 | $385.1M | $564.6M | ||
| Q1 25 | $371.1M | $463.8M | ||
| Q4 24 | $413.7M | $472.0M | ||
| Q3 24 | $363.1M | $474.2M | ||
| Q2 24 | $363.5M | $490.4M | ||
| Q1 24 | $366.8M | $424.9M |
净利润FCFSFSS
| Q4 25 | $104.2M | $60.8M | ||
| Q3 25 | $82.8M | $68.1M | ||
| Q2 25 | $59.8M | $71.4M | ||
| Q1 25 | $83.6M | $46.3M | ||
| Q4 24 | $83.5M | $50.0M | ||
| Q3 24 | $64.8M | $53.9M | ||
| Q2 24 | $49.1M | $60.8M | ||
| Q1 24 | $61.4M | $51.6M |
毛利率FCFSFSS
| Q4 25 | — | 28.4% | ||
| Q3 25 | — | 29.1% | ||
| Q2 25 | — | 30.0% | ||
| Q1 25 | — | 28.2% | ||
| Q4 24 | — | 28.1% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 29.4% | ||
| Q1 24 | — | 27.3% |
营业利润率FCFSFSS
| Q4 25 | 28.5% | 14.0% | ||
| Q3 25 | 27.4% | 16.9% | ||
| Q2 25 | 21.1% | 17.3% | ||
| Q1 25 | 30.0% | 14.2% | ||
| Q4 24 | 26.5% | 14.9% | ||
| Q3 24 | 23.5% | 16.0% | ||
| Q2 24 | 18.2% | 16.5% | ||
| Q1 24 | 22.3% | 12.8% |
净利率FCFSFSS
| Q4 25 | 20.8% | 10.2% | ||
| Q3 25 | 20.1% | 12.3% | ||
| Q2 25 | 15.5% | 12.6% | ||
| Q1 25 | 22.5% | 10.0% | ||
| Q4 24 | 20.2% | 10.6% | ||
| Q3 24 | 17.9% | 11.4% | ||
| Q2 24 | 13.5% | 12.4% | ||
| Q1 24 | 16.7% | 12.1% |
每股收益（稀释后）FCFSFSS
| Q4 25 | $2.35 | $0.99 | ||
| Q3 25 | $1.86 | $1.11 | ||
| Q2 25 | $1.34 | $1.16 | ||
| Q1 25 | $1.87 | $0.75 | ||
| Q4 24 | $1.86 | $0.80 | ||
| Q3 24 | $1.44 | $0.87 | ||
| Q2 24 | $1.08 | $0.99 | ||
| Q1 24 | $1.35 | $0.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $63.7M |
| 总债务越低越好 | $2.2B | $564.6M |
| 股东权益账面价值 | $2.3B | $1.4B |
| 总资产 | $5.3B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.41× |
8季度趋势，按日历期对齐
现金及短期投资FCFSFSS
| Q4 25 | $125.2M | $63.7M | ||
| Q3 25 | $130.2M | $54.4M | ||
| Q2 25 | $101.5M | $64.7M | ||
| Q1 25 | $146.0M | $57.5M | ||
| Q4 24 | $175.1M | $91.1M | ||
| Q3 24 | $106.3M | $73.7M | ||
| Q2 24 | $113.7M | $48.6M | ||
| Q1 24 | $135.1M | $48.9M |
总债务FCFSFSS
| Q4 25 | $2.2B | $564.6M | ||
| Q3 25 | $2.2B | $201.2M | ||
| Q2 25 | $1.7B | $258.3M | ||
| Q1 25 | $1.7B | $266.9M | ||
| Q4 24 | $1.7B | $204.4M | ||
| Q3 24 | $1.7B | $223.3M | ||
| Q2 24 | $1.7B | $248.8M | ||
| Q1 24 | $1.5B | $266.8M |
股东权益FCFSFSS
| Q4 25 | $2.3B | $1.4B | ||
| Q3 25 | $2.2B | $1.3B | ||
| Q2 25 | $2.1B | $1.3B | ||
| Q1 25 | $2.1B | $1.2B | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $1.1B | ||
| Q1 24 | $2.0B | $1.0B |
总资产FCFSFSS
| Q4 25 | $5.3B | $2.4B | ||
| Q3 25 | $5.2B | $1.9B | ||
| Q2 25 | $4.5B | $1.9B | ||
| Q1 25 | $4.4B | $1.9B | ||
| Q4 24 | $4.5B | $1.8B | ||
| Q3 24 | $4.4B | $1.7B | ||
| Q2 24 | $4.3B | $1.7B | ||
| Q1 24 | $4.2B | $1.7B |
负债/权益比FCFSFSS
| Q4 25 | 0.98× | 0.41× | ||
| Q3 25 | 1.01× | 0.15× | ||
| Q2 25 | 0.79× | 0.20× | ||
| Q1 25 | 0.83× | 0.22× | ||
| Q4 24 | 0.85× | 0.17× | ||
| Q3 24 | 0.87× | 0.19× | ||
| Q2 24 | 0.85× | 0.23× | ||
| Q1 24 | 0.75× | 0.26× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $97.2M |
| 自由现金流经营现金流 - 资本支出 | — | $89.5M |
| 自由现金流率自由现金流/营收 | — | 15.0% |
| 资本支出强度资本支出/营收 | — | 1.3% |
| 现金转化率经营现金流/净利润 | 1.98× | 1.60× |
| 过去12个月自由现金流最近4个季度 | — | $227.1M |
8季度趋势，按日历期对齐
经营现金流FCFSFSS
| Q4 25 | $206.6M | $97.2M | ||
| Q3 25 | $135.8M | $61.1M | ||
| Q2 25 | $116.9M | $59.7M | ||
| Q1 25 | $126.6M | $36.7M | ||
| Q4 24 | $198.1M | $90.6M | ||
| Q3 24 | $113.1M | $68.8M | ||
| Q2 24 | $106.2M | $40.6M | ||
| Q1 24 | $122.5M | $31.3M |
自由现金流FCFSFSS
| Q4 25 | — | $89.5M | ||
| Q3 25 | — | $54.1M | ||
| Q2 25 | — | $52.4M | ||
| Q1 25 | — | $31.1M | ||
| Q4 24 | — | $82.1M | ||
| Q3 24 | — | $60.9M | ||
| Q2 24 | — | $24.8M | ||
| Q1 24 | — | $22.9M |
自由现金流率FCFSFSS
| Q4 25 | — | 15.0% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | 9.3% | ||
| Q1 25 | — | 6.7% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | 12.8% | ||
| Q2 24 | — | 5.1% | ||
| Q1 24 | — | 5.4% |
资本支出强度FCFSFSS
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 3.2% | ||
| Q1 24 | — | 2.0% |
现金转化率FCFSFSS
| Q4 25 | 1.98× | 1.60× | ||
| Q3 25 | 1.64× | 0.90× | ||
| Q2 25 | 1.95× | 0.84× | ||
| Q1 25 | 1.51× | 0.79× | ||
| Q4 24 | 2.37× | 1.81× | ||
| Q3 24 | 1.74× | 1.28× | ||
| Q2 24 | 2.16× | 0.67× | ||
| Q1 24 | 2.00× | 0.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FSS
| Vehiclesandequipment | $403.4M | 68% |
| Parts | $66.8M | 11% |
| Publicsafetyandsecurityequipment | $62.2M | 10% |
| Rentalincome | $19.0M | 3% |
| Industrialsignalingequipment | $18.2M | 3% |
| Other | $14.9M | 2% |
| Warningsystems | $12.6M | 2% |
