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FirstCash Holdings, Inc.（FCFS）与Fiverr International Ltd.（FVRR）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Fiverr International Ltd.的1.7倍（$501.3M vs $287.8M），FirstCash Holdings, Inc.净利率更高（20.8% vs 1.9%，领先18.9%），过去两年Fiverr International Ltd.的营收复合增速更高（29.5% vs 16.9%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Fiverr International Ltd.运营全球在线自由职业服务平台，连接160余个国家的企业客户与独立创作者，提供数字营销、平面设计、编程、文案撰写、视频剪辑等多领域专业服务，满足各类客户灵活的按需用工需求。
FCFS vs FVRR — 直观对比
营收规模更大
FCFS
是对方的1.7倍
$287.8M
净利率更高
FCFS
高出18.9%
1.9%
两年增速更快
FVRR
近两年复合增速
16.9%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $287.8M |
| 净利润 | $104.2M | $5.4M |
| 毛利率 | — | 82.5% |
| 营业利润率 | 28.5% | -3.5% |
| 净利率 | 20.8% | 1.9% |
| 营收同比 | 21.2% | — |
| 净利润同比 | 24.7% | — |
| 每股收益（稀释后） | $2.35 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSFVRR
| Q4 25 | $501.3M | — | ||
| Q3 25 | $411.0M | $287.8M | ||
| Q2 25 | $385.1M | $188.2M | ||
| Q1 25 | $371.1M | $93.5M | ||
| Q4 24 | $413.7M | — | ||
| Q3 24 | $363.1M | $269.9M | ||
| Q2 24 | $363.5M | $177.3M | ||
| Q1 24 | $366.8M | $88.0M |
净利润FCFSFVRR
| Q4 25 | $104.2M | — | ||
| Q3 25 | $82.8M | $5.4M | ||
| Q2 25 | $59.8M | $4.1M | ||
| Q1 25 | $83.6M | $788.0K | ||
| Q4 24 | $83.5M | — | ||
| Q3 24 | $64.8M | $-1.0M | ||
| Q2 24 | $49.1M | $-4.0M | ||
| Q1 24 | $61.4M | $-4.3M |
毛利率FCFSFVRR
| Q4 25 | — | — | ||
| Q3 25 | — | 82.5% | ||
| Q2 25 | — | 83.3% | ||
| Q1 25 | — | 83.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 82.8% | ||
| Q2 24 | — | 82.4% | ||
| Q1 24 | — | 82.2% |
营业利润率FCFSFVRR
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | -3.5% | ||
| Q2 25 | 21.1% | -3.4% | ||
| Q1 25 | 30.0% | -4.4% | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 23.5% | -5.0% | ||
| Q2 24 | 18.2% | -6.3% | ||
| Q1 24 | 22.3% | -8.1% |
净利率FCFSFVRR
| Q4 25 | 20.8% | — | ||
| Q3 25 | 20.1% | 1.9% | ||
| Q2 25 | 15.5% | 2.2% | ||
| Q1 25 | 22.5% | 0.8% | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 17.9% | -0.4% | ||
| Q2 24 | 13.5% | -2.3% | ||
| Q1 24 | 16.7% | -4.9% |
每股收益（稀释后）FCFSFVRR
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $133.5M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $362.6M |
| 总资产 | $5.3B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSFVRR
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | $133.5M | ||
| Q2 25 | $101.5M | $578.4M | ||
| Q1 25 | $146.0M | $133.5M | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | $183.7M | ||
| Q2 24 | $113.7M | $183.7M | ||
| Q1 24 | $135.1M | $183.7M |
总债务FCFSFVRR
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSFVRR
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | $362.6M | ||
| Q2 25 | $2.1B | $404.9M | ||
| Q1 25 | $2.1B | $362.6M | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.0B | $355.8M | ||
| Q2 24 | $2.0B | $355.8M | ||
| Q1 24 | $2.0B | $355.8M |
总资产FCFSFVRR
| Q4 25 | $5.3B | — | ||
| Q3 25 | $5.2B | $1.1B | ||
| Q2 25 | $4.5B | $1.1B | ||
| Q1 25 | $4.4B | $1.1B | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.4B | $1.0B | ||
| Q2 24 | $4.3B | $1.0B | ||
| Q1 24 | $4.2B | $1.0B |
负债/权益比FCFSFVRR
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $53.0M |
| 自由现金流经营现金流 - 资本支出 | — | $52.1M |
| 自由现金流率自由现金流/营收 | — | 18.1% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | 1.98× | 9.81× |
| 过去12个月自由现金流最近4个季度 | — | $124.9M |
8季度趋势，按日历期对齐
经营现金流FCFSFVRR
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | $53.0M | ||
| Q2 25 | $116.9M | $42.2M | ||
| Q1 25 | $126.6M | $21.2M | ||
| Q4 24 | $198.1M | — | ||
| Q3 24 | $113.1M | $10.9M | ||
| Q2 24 | $106.2M | $32.2M | ||
| Q1 24 | $122.5M | $21.2M |
自由现金流FCFSFVRR
| Q4 25 | — | — | ||
| Q3 25 | — | $52.1M | ||
| Q2 25 | — | $41.5M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $10.6M | ||
| Q2 24 | — | $31.5M | ||
| Q1 24 | — | $20.8M |
自由现金流率FCFSFVRR
| Q4 25 | — | — | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 22.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 17.8% | ||
| Q1 24 | — | 23.7% |
资本支出强度FCFSFVRR
| Q4 25 | — | — | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.4% |
现金转化率FCFSFVRR
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 9.81× | ||
| Q2 25 | 1.95× | 10.40× | ||
| Q1 25 | 1.51× | 26.90× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FVRR
暂无分部数据
