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FirstCash Holdings, Inc.（FCFS）与GRIFFON CORP（GFF）财务数据对比。点击上方公司名可切换其他公司
GRIFFON CORP的季度营收约是FirstCash Holdings, Inc.的1.3倍（$649.1M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 9.9%，领先10.9%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 2.6%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -1.8%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
格里芬公司是总部位于纽约的跨国多元化控股集团，业务覆盖多领域运营，旗下拥有Ames True Temper、ClosetMaid、Clopay建筑产品和CornellCookson四大子公司。该公司1961年起在纽交所公开上市，是标普小盘600指数、标普1500综合指数及罗素2000指数的成分股。
FCFS vs GFF — 直观对比
营收规模更大
GFF
是对方的1.3倍
$501.3M
营收增速更快
FCFS
高出18.5%
2.6%
净利率更高
FCFS
高出10.9%
9.9%
两年增速更快
FCFS
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $649.1M |
| 净利润 | $104.2M | $64.4M |
| 毛利率 | — | 41.1% |
| 营业利润率 | 28.5% | 17.5% |
| 净利率 | 20.8% | 9.9% |
| 营收同比 | 21.2% | 2.6% |
| 净利润同比 | 24.7% | -9.1% |
| 每股收益（稀释后） | $2.35 | $1.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSGFF
| Q4 25 | $501.3M | $649.1M | ||
| Q3 25 | $411.0M | $662.2M | ||
| Q2 25 | $385.1M | $613.6M | ||
| Q1 25 | $371.1M | $611.7M | ||
| Q4 24 | $413.7M | $632.4M | ||
| Q3 24 | $363.1M | $659.7M | ||
| Q2 24 | $363.5M | $647.8M | ||
| Q1 24 | $366.8M | $672.9M |
净利润FCFSGFF
| Q4 25 | $104.2M | $64.4M | ||
| Q3 25 | $82.8M | $43.6M | ||
| Q2 25 | $59.8M | $-120.1M | ||
| Q1 25 | $83.6M | $56.8M | ||
| Q4 24 | $83.5M | $70.9M | ||
| Q3 24 | $64.8M | $62.5M | ||
| Q2 24 | $49.1M | $41.1M | ||
| Q1 24 | $61.4M | $64.1M |
毛利率FCFSGFF
| Q4 25 | — | 41.1% | ||
| Q3 25 | — | 41.7% | ||
| Q2 25 | — | 43.2% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 41.8% | ||
| Q3 24 | — | 39.9% | ||
| Q2 24 | — | 38.5% | ||
| Q1 24 | — | 40.2% |
营业利润率FCFSGFF
| Q4 25 | 28.5% | 17.5% | ||
| Q3 25 | 27.4% | 18.0% | ||
| Q2 25 | 21.1% | -20.5% | ||
| Q1 25 | 30.0% | 16.5% | ||
| Q4 24 | 26.5% | 17.7% | ||
| Q3 24 | 23.5% | 16.9% | ||
| Q2 24 | 18.2% | 13.8% | ||
| Q1 24 | 22.3% | 16.9% |
净利率FCFSGFF
| Q4 25 | 20.8% | 9.9% | ||
| Q3 25 | 20.1% | 6.6% | ||
| Q2 25 | 15.5% | -19.6% | ||
| Q1 25 | 22.5% | 9.3% | ||
| Q4 24 | 20.2% | 11.2% | ||
| Q3 24 | 17.9% | 9.5% | ||
| Q2 24 | 13.5% | 6.3% | ||
| Q1 24 | 16.7% | 9.5% |
每股收益（稀释后）FCFSGFF
| Q4 25 | $2.35 | $1.41 | ||
| Q3 25 | $1.86 | $1.04 | ||
| Q2 25 | $1.34 | $-2.65 | ||
| Q1 25 | $1.87 | $1.21 | ||
| Q4 24 | $1.86 | $1.49 | ||
| Q3 24 | $1.44 | $1.29 | ||
| Q2 24 | $1.08 | $0.84 | ||
| Q1 24 | $1.35 | $1.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $95.3M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $108.9M |
| 总资产 | $5.3B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSGFF
| Q4 25 | $125.2M | $95.3M | ||
| Q3 25 | $130.2M | $99.0M | ||
| Q2 25 | $101.5M | $107.3M | ||
| Q1 25 | $146.0M | $127.8M | ||
| Q4 24 | $175.1M | $152.0M | ||
| Q3 24 | $106.3M | $114.4M | ||
| Q2 24 | $113.7M | $133.5M | ||
| Q1 24 | $135.1M | $123.0M |
总债务FCFSGFF
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | $1.5B | ||
| Q1 25 | $1.7B | $1.5B | ||
| Q4 24 | $1.7B | $1.5B | ||
| Q3 24 | $1.7B | $1.5B | ||
| Q2 24 | $1.7B | $1.5B | ||
| Q1 24 | $1.5B | $1.6B |
股东权益FCFSGFF
| Q4 25 | $2.3B | $108.9M | ||
| Q3 25 | $2.2B | $74.0M | ||
| Q2 25 | $2.1B | $63.9M | ||
| Q1 25 | $2.1B | $214.7M | ||
| Q4 24 | $2.1B | $227.8M | ||
| Q3 24 | $2.0B | $224.9M | ||
| Q2 24 | $2.0B | $223.5M | ||
| Q1 24 | $2.0B | $202.2M |
总资产FCFSGFF
| Q4 25 | $5.3B | $2.1B | ||
| Q3 25 | $5.2B | $2.1B | ||
| Q2 25 | $4.5B | $2.1B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.3B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $4.3B | $2.4B | ||
| Q1 24 | $4.2B | $2.4B |
负债/权益比FCFSGFF
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | 22.71× | ||
| Q1 25 | 0.83× | 7.16× | ||
| Q4 24 | 0.85× | 6.48× | ||
| Q3 24 | 0.87× | 6.78× | ||
| Q2 24 | 0.85× | 6.74× | ||
| Q1 24 | 0.75× | 7.84× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $107.0M |
| 自由现金流经营现金流 - 资本支出 | — | $99.3M |
| 自由现金流率自由现金流/营收 | — | 15.3% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | 1.98× | 1.66× |
| 过去12个月自由现金流最近4个季度 | — | $278.9M |
8季度趋势，按日历期对齐
经营现金流FCFSGFF
| Q4 25 | $206.6M | $107.0M | ||
| Q3 25 | $135.8M | $75.0M | ||
| Q2 25 | $116.9M | $123.1M | ||
| Q1 25 | $126.6M | $16.5M | ||
| Q4 24 | $198.1M | $142.9M | ||
| Q3 24 | $113.1M | $72.1M | ||
| Q2 24 | $106.2M | $122.1M | ||
| Q1 24 | $122.5M | $39.8M |
自由现金流FCFSGFF
| Q4 25 | — | $99.3M | ||
| Q3 25 | — | $62.4M | ||
| Q2 25 | — | $114.4M | ||
| Q1 25 | — | $2.8M | ||
| Q4 24 | — | $125.5M | ||
| Q3 24 | — | $51.6M | ||
| Q2 24 | — | $107.5M | ||
| Q1 24 | — | $20.8M |
自由现金流率FCFSGFF
| Q4 25 | — | 15.3% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | 18.6% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 16.6% | ||
| Q1 24 | — | 3.1% |
资本支出强度FCFSGFF
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 2.8% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 2.8% |
现金转化率FCFSGFF
| Q4 25 | 1.98× | 1.66× | ||
| Q3 25 | 1.64× | 1.72× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | 0.29× | ||
| Q4 24 | 2.37× | 2.02× | ||
| Q3 24 | 1.74× | 1.15× | ||
| Q2 24 | 2.16× | 2.97× | ||
| Q1 24 | 2.00× | 0.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
GFF
| Consumer And Professional Products | $241.1M | 37% |
| Residential Repairand Remodel | $202.1M | 31% |
| International Excluding North America | $97.8M | 15% |
| Retail | $47.3M | 7% |
| Residential New Construction | $32.5M | 5% |
| Other | $14.2M | 2% |
| Industrial | $14.1M | 2% |
