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FirstCash Holdings, Inc.（FCFS）与ITRON, INC.（ITRI）财务数据对比。点击上方公司名可切换其他公司
ITRON, INC.的季度营收约是FirstCash Holdings, Inc.的1.2倍（$587.0M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 9.1%，领先11.7%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -3.3%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -1.8%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Itron, Inc.是美国一家专注于能源与水资源管理的技术企业，总部位于华盛顿州自由湖。公司提供电、气、水及热能计量设备、控制技术、通信系统、配套软件，同时还提供托管运营及咨询服务，可对能源和水资源的消耗情况进行计量与深度分析，助力相关领域的资源高效管理。
FCFS vs ITRI — 直观对比
营收规模更大
ITRI
是对方的1.2倍
$501.3M
营收增速更快
FCFS
高出24.5%
-3.3%
净利率更高
FCFS
高出11.7%
9.1%
两年增速更快
FCFS
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $587.0M |
| 净利润 | $104.2M | $53.6M |
| 毛利率 | — | 40.3% |
| 营业利润率 | 28.5% | 11.5% |
| 净利率 | 20.8% | 9.1% |
| 营收同比 | 21.2% | -3.3% |
| 净利润同比 | 24.7% | -18.0% |
| 每股收益（稀释后） | $2.35 | $1.18 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSITRI
| Q1 26 | — | $587.0M | ||
| Q4 25 | $501.3M | $571.7M | ||
| Q3 25 | $411.0M | $581.6M | ||
| Q2 25 | $385.1M | $606.8M | ||
| Q1 25 | $371.1M | $607.2M | ||
| Q4 24 | $413.7M | $612.9M | ||
| Q3 24 | $363.1M | $615.5M | ||
| Q2 24 | $363.5M | $609.1M |
净利润FCFSITRI
| Q1 26 | — | $53.6M | ||
| Q4 25 | $104.2M | $101.6M | ||
| Q3 25 | $82.8M | $65.6M | ||
| Q2 25 | $59.8M | $68.3M | ||
| Q1 25 | $83.6M | $65.5M | ||
| Q4 24 | $83.5M | $58.1M | ||
| Q3 24 | $64.8M | $78.0M | ||
| Q2 24 | $49.1M | $51.3M |
毛利率FCFSITRI
| Q1 26 | — | 40.3% | ||
| Q4 25 | — | 40.5% | ||
| Q3 25 | — | 37.7% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | — | 34.9% | ||
| Q3 24 | — | 34.1% | ||
| Q2 24 | — | 34.6% |
营业利润率FCFSITRI
| Q1 26 | — | 11.5% | ||
| Q4 25 | 28.5% | 13.8% | ||
| Q3 25 | 27.4% | 14.1% | ||
| Q2 25 | 21.1% | 12.6% | ||
| Q1 25 | 30.0% | 12.6% | ||
| Q4 24 | 26.5% | 10.2% | ||
| Q3 24 | 23.5% | 12.0% | ||
| Q2 24 | 18.2% | 10.6% |
净利率FCFSITRI
| Q1 26 | — | 9.1% | ||
| Q4 25 | 20.8% | 17.8% | ||
| Q3 25 | 20.1% | 11.3% | ||
| Q2 25 | 15.5% | 11.3% | ||
| Q1 25 | 22.5% | 10.8% | ||
| Q4 24 | 20.2% | 9.5% | ||
| Q3 24 | 17.9% | 12.7% | ||
| Q2 24 | 13.5% | 8.4% |
每股收益（稀释后）FCFSITRI
| Q1 26 | — | $1.18 | ||
| Q4 25 | $2.35 | $2.20 | ||
| Q3 25 | $1.86 | $1.41 | ||
| Q2 25 | $1.34 | $1.47 | ||
| Q1 25 | $1.87 | $1.42 | ||
| Q4 24 | $1.86 | $1.26 | ||
| Q3 24 | $1.44 | $1.70 | ||
| Q2 24 | $1.08 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $712.9M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $1.6B |
| 总资产 | $5.3B | $4.0B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSITRI
| Q1 26 | — | $712.9M | ||
| Q4 25 | $125.2M | $1.0B | ||
| Q3 25 | $130.2M | $1.3B | ||
| Q2 25 | $101.5M | $1.2B | ||
| Q1 25 | $146.0M | $1.1B | ||
| Q4 24 | $175.1M | $1.1B | ||
| Q3 24 | $106.3M | $982.5M | ||
| Q2 24 | $113.7M | $920.6M |
总债务FCFSITRI
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $1.3B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $1.3B | ||
| Q3 24 | $1.7B | $1.3B | ||
| Q2 24 | $1.7B | $1.3B |
股东权益FCFSITRI
| Q1 26 | — | $1.6B | ||
| Q4 25 | $2.3B | $1.7B | ||
| Q3 25 | $2.2B | $1.7B | ||
| Q2 25 | $2.1B | $1.6B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.4B | ||
| Q3 24 | $2.0B | $1.3B | ||
| Q2 24 | $2.0B | $1.2B |
总资产FCFSITRI
| Q1 26 | — | $4.0B | ||
| Q4 25 | $5.3B | $3.7B | ||
| Q3 25 | $5.2B | $3.7B | ||
| Q2 25 | $4.5B | $3.6B | ||
| Q1 25 | $4.4B | $3.5B | ||
| Q4 24 | $4.5B | $3.4B | ||
| Q3 24 | $4.4B | $3.4B | ||
| Q2 24 | $4.3B | $3.3B |
负债/权益比FCFSITRI
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | 0.74× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 0.91× | ||
| Q3 24 | 0.87× | 0.94× | ||
| Q2 24 | 0.85× | 1.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $85.5M |
| 自由现金流经营现金流 - 资本支出 | — | $79.0M |
| 自由现金流率自由现金流/营收 | — | 13.5% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.98× | 1.60× |
| 过去12个月自由现金流最近4个季度 | — | $394.6M |
8季度趋势，按日历期对齐
经营现金流FCFSITRI
| Q1 26 | — | $85.5M | ||
| Q4 25 | $206.6M | $119.3M | ||
| Q3 25 | $135.8M | $117.8M | ||
| Q2 25 | $116.9M | $96.7M | ||
| Q1 25 | $126.6M | $72.1M | ||
| Q4 24 | $198.1M | $79.8M | ||
| Q3 24 | $113.1M | $65.3M | ||
| Q2 24 | $106.2M | $51.7M |
自由现金流FCFSITRI
| Q1 26 | — | $79.0M | ||
| Q4 25 | — | $111.5M | ||
| Q3 25 | — | $113.4M | ||
| Q2 25 | — | $90.7M | ||
| Q1 25 | — | $67.5M | ||
| Q4 24 | — | $70.2M | ||
| Q3 24 | — | $58.7M | ||
| Q2 24 | — | $44.6M |
自由现金流率FCFSITRI
| Q1 26 | — | 13.5% | ||
| Q4 25 | — | 19.5% | ||
| Q3 25 | — | 19.5% | ||
| Q2 25 | — | 14.9% | ||
| Q1 25 | — | 11.1% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | — | 9.5% | ||
| Q2 24 | — | 7.3% |
资本支出强度FCFSITRI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% |
现金转化率FCFSITRI
| Q1 26 | — | 1.60× | ||
| Q4 25 | 1.98× | 1.17× | ||
| Q3 25 | 1.64× | 1.80× | ||
| Q2 25 | 1.95× | 1.41× | ||
| Q1 25 | 1.51× | 1.10× | ||
| Q4 24 | 2.37× | 1.37× | ||
| Q3 24 | 1.74× | 0.84× | ||
| Q2 24 | 2.16× | 1.01× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
ITRI
| Product revenues | $477.8M | 81% |
| Service revenues | $109.2M | 19% |
