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FirstCash Holdings, Inc.（FCFS）与J&J SNACK FOODS CORP（JJSF）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是J&J SNACK FOODS CORP的1.5倍（$501.3M vs $343.8M），FirstCash Holdings, Inc.净利率更高（20.8% vs 0.3%，领先20.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -5.2%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -2.2%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
强生休闲食品公司（J&J Snack Foods Corp.）是美国知名的品牌休闲食品与冷冻饮品生产商、营销商及分销商，总部位于新泽西州芒特劳雷尔，在全美44个州、墨西哥及加拿大设有超175个生产、仓储及配送设施，于纳斯达克全球精选市场上市，业务覆盖国内外市场。
FCFS vs JJSF — 直观对比
营收规模更大
FCFS
是对方的1.5倍
$343.8M
营收增速更快
FCFS
高出26.4%
-5.2%
净利率更高
FCFS
高出20.5%
0.3%
两年增速更快
FCFS
近两年复合增速
-2.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $343.8M |
| 净利润 | $104.2M | $883.0K |
| 毛利率 | — | 27.9% |
| 营业利润率 | 28.5% | 0.2% |
| 净利率 | 20.8% | 0.3% |
| 营收同比 | 21.2% | -5.2% |
| 净利润同比 | 24.7% | -82.8% |
| 每股收益（稀释后） | $2.35 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSJJSF
| Q4 25 | $501.3M | $343.8M | ||
| Q3 25 | $411.0M | $410.2M | ||
| Q2 25 | $385.1M | $454.3M | ||
| Q1 25 | $371.1M | $356.1M | ||
| Q4 24 | $413.7M | $362.6M | ||
| Q3 24 | $363.1M | $426.8M | ||
| Q2 24 | $363.5M | $440.0M | ||
| Q1 24 | $366.8M | $359.7M |
净利润FCFSJJSF
| Q4 25 | $104.2M | $883.0K | ||
| Q3 25 | $82.8M | $11.4M | ||
| Q2 25 | $59.8M | $44.2M | ||
| Q1 25 | $83.6M | $4.8M | ||
| Q4 24 | $83.5M | $5.1M | ||
| Q3 24 | $64.8M | $29.6M | ||
| Q2 24 | $49.1M | $36.3M | ||
| Q1 24 | $61.4M | $13.3M |
毛利率FCFSJJSF
| Q4 25 | — | 27.9% | ||
| Q3 25 | — | 31.7% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | 26.9% | ||
| Q4 24 | — | 25.9% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 33.6% | ||
| Q1 24 | — | 30.1% |
营业利润率FCFSJJSF
| Q4 25 | 28.5% | 0.2% | ||
| Q3 25 | 27.4% | 2.8% | ||
| Q2 25 | 21.1% | 13.3% | ||
| Q1 25 | 30.0% | 1.7% | ||
| Q4 24 | 26.5% | 1.7% | ||
| Q3 24 | 23.5% | 9.3% | ||
| Q2 24 | 18.2% | 11.4% | ||
| Q1 24 | 22.3% | 5.0% |
净利率FCFSJJSF
| Q4 25 | 20.8% | 0.3% | ||
| Q3 25 | 20.1% | 2.8% | ||
| Q2 25 | 15.5% | 9.7% | ||
| Q1 25 | 22.5% | 1.4% | ||
| Q4 24 | 20.2% | 1.4% | ||
| Q3 24 | 17.9% | 6.9% | ||
| Q2 24 | 13.5% | 8.3% | ||
| Q1 24 | 16.7% | 3.7% |
每股收益（稀释后）FCFSJJSF
| Q4 25 | $2.35 | $0.05 | ||
| Q3 25 | $1.86 | $0.59 | ||
| Q2 25 | $1.34 | $2.26 | ||
| Q1 25 | $1.87 | $0.25 | ||
| Q4 24 | $1.86 | $0.26 | ||
| Q3 24 | $1.44 | $1.52 | ||
| Q2 24 | $1.08 | $1.87 | ||
| Q1 24 | $1.35 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $66.8M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $912.9M |
| 总资产 | $5.3B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSJJSF
| Q4 25 | $125.2M | $66.8M | ||
| Q3 25 | $130.2M | $105.9M | ||
| Q2 25 | $101.5M | $77.4M | ||
| Q1 25 | $146.0M | $48.5M | ||
| Q4 24 | $175.1M | $73.6M | ||
| Q3 24 | $106.3M | $73.4M | ||
| Q2 24 | $113.7M | $64.0M | ||
| Q1 24 | $135.1M | $43.6M |
总债务FCFSJJSF
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSJJSF
| Q4 25 | $2.3B | $912.9M | ||
| Q3 25 | $2.2B | $966.7M | ||
| Q2 25 | $2.1B | $969.9M | ||
| Q1 25 | $2.1B | $935.0M | ||
| Q4 24 | $2.1B | $946.8M | ||
| Q3 24 | $2.0B | $957.0M | ||
| Q2 24 | $2.0B | $937.9M | ||
| Q1 24 | $2.0B | $915.7M |
总资产FCFSJJSF
| Q4 25 | $5.3B | $1.3B | ||
| Q3 25 | $5.2B | $1.4B | ||
| Q2 25 | $4.5B | $1.4B | ||
| Q1 25 | $4.4B | $1.4B | ||
| Q4 24 | $4.5B | $1.3B | ||
| Q3 24 | $4.4B | $1.4B | ||
| Q2 24 | $4.3B | $1.4B | ||
| Q1 24 | $4.2B | $1.3B |
负债/权益比FCFSJJSF
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $36.0M |
| 自由现金流经营现金流 - 资本支出 | — | $17.0M |
| 自由现金流率自由现金流/营收 | — | 4.9% |
| 资本支出强度资本支出/营收 | — | 5.5% |
| 现金转化率经营现金流/净利润 | 1.98× | 40.73× |
| 过去12个月自由现金流最近4个季度 | — | $83.1M |
8季度趋势，按日历期对齐
经营现金流FCFSJJSF
| Q4 25 | $206.6M | $36.0M | ||
| Q3 25 | $135.8M | $66.4M | ||
| Q2 25 | $116.9M | $51.2M | ||
| Q1 25 | $126.6M | $12.3M | ||
| Q4 24 | $198.1M | $35.2M | ||
| Q3 24 | $113.1M | $46.3M | ||
| Q2 24 | $106.2M | $65.0M | ||
| Q1 24 | $122.5M | $12.7M |
自由现金流FCFSJJSF
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $44.8M | ||
| Q2 25 | — | $28.5M | ||
| Q1 25 | — | $-7.2M | ||
| Q4 24 | — | $16.1M | ||
| Q3 24 | — | $29.1M | ||
| Q2 24 | — | $45.3M | ||
| Q1 24 | — | $-4.0M |
自由现金流率FCFSJJSF
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 10.9% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | -2.0% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 10.3% | ||
| Q1 24 | — | -1.1% |
资本支出强度FCFSJJSF
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | 5.3% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.5% | ||
| Q1 24 | — | 4.6% |
现金转化率FCFSJJSF
| Q4 25 | 1.98× | 40.73× | ||
| Q3 25 | 1.64× | 5.84× | ||
| Q2 25 | 1.95× | 1.16× | ||
| Q1 25 | 1.51× | 2.55× | ||
| Q4 24 | 2.37× | 6.84× | ||
| Q3 24 | 1.74× | 1.56× | ||
| Q2 24 | 2.16× | 1.79× | ||
| Q1 24 | 2.00× | 0.96× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
JJSF
| Food Service | $219.2M | 64% |
| Frozen Beverages | $78.7M | 23% |
| Repair And Maintenance Service | $22.5M | 7% |
| Other | $12.7M | 4% |
| Machine Sales | $10.7M | 3% |
