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FirstCash Holdings, Inc.（FCFS）与KRONOS WORLDWIDE INC（KRO）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是KRONOS WORLDWIDE INC的1.2倍（$501.3M vs $418.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs -19.8%，领先40.6%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -1.1%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -6.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
克罗诺斯全球（原克罗诺斯公司）是一家美国跨国企业，总部位于美国马萨诸塞州洛厄尔，专注于提供劳动力管理与人力资本管理云服务，在全球拥有超过6000名员工，是该领域知名的服务提供商。
FCFS vs KRO — 直观对比
营收规模更大
FCFS
是对方的1.2倍
$418.3M
营收增速更快
FCFS
高出22.3%
-1.1%
净利率更高
FCFS
高出40.6%
-19.8%
两年增速更快
FCFS
近两年复合增速
-6.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $418.3M |
| 净利润 | $104.2M | $-82.8M |
| 毛利率 | — | -0.9% |
| 营业利润率 | 28.5% | -15.1% |
| 净利率 | 20.8% | -19.8% |
| 营收同比 | 21.2% | -1.1% |
| 净利润同比 | 24.7% | -527.3% |
| 每股收益（稀释后） | $2.35 | $-0.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSKRO
| Q4 25 | $501.3M | $418.3M | ||
| Q3 25 | $411.0M | $456.9M | ||
| Q2 25 | $385.1M | $494.4M | ||
| Q1 25 | $371.1M | $489.8M | ||
| Q4 24 | $413.7M | $423.1M | ||
| Q3 24 | $363.1M | $484.7M | ||
| Q2 24 | $363.5M | $500.5M | ||
| Q1 24 | $366.8M | $478.8M |
净利润FCFSKRO
| Q4 25 | $104.2M | $-82.8M | ||
| Q3 25 | $82.8M | $-37.0M | ||
| Q2 25 | $59.8M | $-9.2M | ||
| Q1 25 | $83.6M | $18.1M | ||
| Q4 24 | $83.5M | $-13.2M | ||
| Q3 24 | $64.8M | $71.8M | ||
| Q2 24 | $49.1M | $19.5M | ||
| Q1 24 | $61.4M | $8.1M |
毛利率FCFSKRO
| Q4 25 | — | -0.9% | ||
| Q3 25 | — | 10.3% | ||
| Q2 25 | — | 12.7% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 20.9% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 14.9% |
营业利润率FCFSKRO
| Q4 25 | 28.5% | -15.1% | ||
| Q3 25 | 27.4% | -4.2% | ||
| Q2 25 | 21.1% | 1.5% | ||
| Q1 25 | 30.0% | 7.8% | ||
| Q4 24 | 26.5% | 6.8% | ||
| Q3 24 | 23.5% | 8.0% | ||
| Q2 24 | 18.2% | 7.2% | ||
| Q1 24 | 22.3% | 4.1% |
净利率FCFSKRO
| Q4 25 | 20.8% | -19.8% | ||
| Q3 25 | 20.1% | -8.1% | ||
| Q2 25 | 15.5% | -1.9% | ||
| Q1 25 | 22.5% | 3.7% | ||
| Q4 24 | 20.2% | -3.1% | ||
| Q3 24 | 17.9% | 14.8% | ||
| Q2 24 | 13.5% | 3.9% | ||
| Q1 24 | 16.7% | 1.7% |
每股收益（稀释后）FCFSKRO
| Q4 25 | $2.35 | $-0.72 | ||
| Q3 25 | $1.86 | $-0.32 | ||
| Q2 25 | $1.34 | $-0.08 | ||
| Q1 25 | $1.87 | $0.16 | ||
| Q4 24 | $1.86 | $-0.11 | ||
| Q3 24 | $1.44 | $0.62 | ||
| Q2 24 | $1.08 | $0.17 | ||
| Q1 24 | $1.35 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $33.2M |
| 总债务越低越好 | $2.2B | $557.4M |
| 股东权益账面价值 | $2.3B | $751.1M |
| 总资产 | $5.3B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资FCFSKRO
| Q4 25 | $125.2M | $33.2M | ||
| Q3 25 | $130.2M | $27.7M | ||
| Q2 25 | $101.5M | $18.9M | ||
| Q1 25 | $146.0M | $20.5M | ||
| Q4 24 | $175.1M | $106.7M | ||
| Q3 24 | $106.3M | $94.8M | ||
| Q2 24 | $113.7M | $133.8M | ||
| Q1 24 | $135.1M | $120.7M |
总债务FCFSKRO
| Q4 25 | $2.2B | $557.4M | ||
| Q3 25 | $2.2B | $626.2M | ||
| Q2 25 | $1.7B | $589.3M | ||
| Q1 25 | $1.7B | $557.2M | ||
| Q4 24 | $1.7B | $507.4M | ||
| Q3 24 | $1.7B | $554.3M | ||
| Q2 24 | $1.7B | $423.7M | ||
| Q1 24 | $1.5B | $426.9M |
股东权益FCFSKRO
| Q4 25 | $2.3B | $751.1M | ||
| Q3 25 | $2.2B | $804.7M | ||
| Q2 25 | $2.1B | $846.8M | ||
| Q1 25 | $2.1B | $847.0M | ||
| Q4 24 | $2.1B | $817.0M | ||
| Q3 24 | $2.0B | $847.4M | ||
| Q2 24 | $2.0B | $774.6M | ||
| Q1 24 | $2.0B | $774.4M |
总资产FCFSKRO
| Q4 25 | $5.3B | $1.8B | ||
| Q3 25 | $5.2B | $1.9B | ||
| Q2 25 | $4.5B | $1.9B | ||
| Q1 25 | $4.4B | $1.9B | ||
| Q4 24 | $4.5B | $1.9B | ||
| Q3 24 | $4.4B | $1.9B | ||
| Q2 24 | $4.3B | $1.7B | ||
| Q1 24 | $4.2B | $1.7B |
负债/权益比FCFSKRO
| Q4 25 | 0.98× | 0.74× | ||
| Q3 25 | 1.01× | 0.78× | ||
| Q2 25 | 0.79× | 0.70× | ||
| Q1 25 | 0.83× | 0.66× | ||
| Q4 24 | 0.85× | 0.62× | ||
| Q3 24 | 0.87× | 0.65× | ||
| Q2 24 | 0.85× | 0.55× | ||
| Q1 24 | 0.75× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $92.1M |
| 自由现金流经营现金流 - 资本支出 | — | $81.9M |
| 自由现金流率自由现金流/营收 | — | 19.6% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $-40.4M |
8季度趋势，按日历期对齐
经营现金流FCFSKRO
| Q4 25 | $206.6M | $92.1M | ||
| Q3 25 | $135.8M | $-7.9M | ||
| Q2 25 | $116.9M | $20.7M | ||
| Q1 25 | $126.6M | $-102.4M | ||
| Q4 24 | $198.1M | $49.3M | ||
| Q3 24 | $113.1M | $28.3M | ||
| Q2 24 | $106.2M | $38.2M | ||
| Q1 24 | $122.5M | $-43.3M |
自由现金流FCFSKRO
| Q4 25 | — | $81.9M | ||
| Q3 25 | — | $-17.4M | ||
| Q2 25 | — | $9.5M | ||
| Q1 25 | — | $-114.4M | ||
| Q4 24 | — | $37.0M | ||
| Q3 24 | — | $19.2M | ||
| Q2 24 | — | $34.8M | ||
| Q1 24 | — | $-48.0M |
自由现金流率FCFSKRO
| Q4 25 | — | 19.6% | ||
| Q3 25 | — | -3.8% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -23.4% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | -10.0% |
资本支出强度FCFSKRO
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 1.0% |
现金转化率FCFSKRO
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | -5.66× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 0.39× | ||
| Q2 24 | 2.16× | 1.96× | ||
| Q1 24 | 2.00× | -5.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
KRO
暂无分部数据
