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FirstCash Holdings, Inc.（FCFS）与迈心诺（MASI）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是迈心诺的1.3倍（$501.3M vs $371.5M），FirstCash Holdings, Inc.净利率更高（20.8% vs -27.0%，领先47.8%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -26.4%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -17.7%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
迈心诺（Masimo Corporation）是总部位于美国加利福尼亚州尔湾的健康科技及消费电子企业，核心产品包括面向医院及家用场景的患者监护设备、无创传感器及配套软件平台，同时也布局了消费级音频和可穿戴设备赛道。
FCFS vs MASI — 直观对比
营收规模更大
FCFS
是对方的1.3倍
$371.5M
营收增速更快
FCFS
高出47.6%
-26.4%
净利率更高
FCFS
高出47.8%
-27.0%
两年增速更快
FCFS
近两年复合增速
-17.7%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $371.5M |
| 净利润 | $104.2M | $-100.4M |
| 毛利率 | — | 62.1% |
| 营业利润率 | 28.5% | 22.5% |
| 净利率 | 20.8% | -27.0% |
| 营收同比 | 21.2% | -26.4% |
| 净利润同比 | 24.7% | -1124.5% |
| 每股收益（稀释后） | $2.35 | $-1.84 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSMASI
| Q4 25 | $501.3M | — | ||
| Q3 25 | $411.0M | $371.5M | ||
| Q2 25 | $385.1M | $370.9M | ||
| Q1 25 | $371.1M | $372.0M | ||
| Q4 24 | $413.7M | $600.7M | ||
| Q3 24 | $363.1M | $504.6M | ||
| Q2 24 | $363.5M | $496.3M | ||
| Q1 24 | $366.8M | $492.8M |
净利润FCFSMASI
| Q4 25 | $104.2M | — | ||
| Q3 25 | $82.8M | $-100.4M | ||
| Q2 25 | $59.8M | $51.3M | ||
| Q1 25 | $83.6M | $-170.7M | ||
| Q4 24 | $83.5M | $-349.6M | ||
| Q3 24 | $64.8M | $9.8M | ||
| Q2 24 | $49.1M | $16.0M | ||
| Q1 24 | $61.4M | $18.9M |
毛利率FCFSMASI
| Q4 25 | — | — | ||
| Q3 25 | — | 62.1% | ||
| Q2 25 | — | 62.9% | ||
| Q1 25 | — | 62.9% | ||
| Q4 24 | — | 40.7% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 51.3% | ||
| Q1 24 | — | 49.0% |
营业利润率FCFSMASI
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | 22.5% | ||
| Q2 25 | 21.1% | 17.4% | ||
| Q1 25 | 30.0% | 21.0% | ||
| Q4 24 | 26.5% | -59.8% | ||
| Q3 24 | 23.5% | 6.0% | ||
| Q2 24 | 18.2% | 5.7% | ||
| Q1 24 | 22.3% | 6.9% |
净利率FCFSMASI
| Q4 25 | 20.8% | — | ||
| Q3 25 | 20.1% | -27.0% | ||
| Q2 25 | 15.5% | 13.8% | ||
| Q1 25 | 22.5% | -45.9% | ||
| Q4 24 | 20.2% | -58.2% | ||
| Q3 24 | 17.9% | 1.9% | ||
| Q2 24 | 13.5% | 3.2% | ||
| Q1 24 | 16.7% | 3.8% |
每股收益（稀释后）FCFSMASI
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | $-1.84 | ||
| Q2 25 | $1.34 | $0.94 | ||
| Q1 25 | $1.87 | $-3.12 | ||
| Q4 24 | $1.86 | $-6.54 | ||
| Q3 24 | $1.44 | $0.18 | ||
| Q2 24 | $1.08 | $0.29 | ||
| Q1 24 | $1.35 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $312.3M |
| 总债务越低越好 | $2.2B | $559.1M |
| 股东权益账面价值 | $2.3B | $810.0M |
| 总资产 | $5.3B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资FCFSMASI
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | $312.3M | ||
| Q2 25 | $101.5M | $149.6M | ||
| Q1 25 | $146.0M | $130.8M | ||
| Q4 24 | $175.1M | $177.6M | ||
| Q3 24 | $106.3M | $158.5M | ||
| Q2 24 | $113.7M | $129.6M | ||
| Q1 24 | $135.1M | $157.6M |
总债务FCFSMASI
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $559.1M | ||
| Q2 25 | $1.7B | $613.7M | ||
| Q1 25 | $1.7B | $651.0M | ||
| Q4 24 | $1.7B | $765.2M | ||
| Q3 24 | $1.7B | $772.6M | ||
| Q2 24 | $1.7B | $781.6M | ||
| Q1 24 | $1.5B | $876.0M |
股东权益FCFSMASI
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | $810.0M | ||
| Q2 25 | $2.1B | $1.0B | ||
| Q1 25 | $2.1B | $946.4M | ||
| Q4 24 | $2.1B | $1.1B | ||
| Q3 24 | $2.0B | $1.5B | ||
| Q2 24 | $2.0B | $1.4B | ||
| Q1 24 | $2.0B | $1.4B |
总资产FCFSMASI
| Q4 25 | $5.3B | — | ||
| Q3 25 | $5.2B | $1.8B | ||
| Q2 25 | $4.5B | $2.4B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.6B | ||
| Q3 24 | $4.4B | $3.1B | ||
| Q2 24 | $4.3B | $2.9B | ||
| Q1 24 | $4.2B | $3.0B |
负债/权益比FCFSMASI
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | 0.69× | ||
| Q2 25 | 0.79× | 0.59× | ||
| Q1 25 | 0.83× | 0.69× | ||
| Q4 24 | 0.85× | 0.73× | ||
| Q3 24 | 0.87× | 0.53× | ||
| Q2 24 | 0.85× | 0.57× | ||
| Q1 24 | 0.75× | 0.64× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $56.8M |
| 自由现金流经营现金流 - 资本支出 | — | $50.9M |
| 自由现金流率自由现金流/营收 | — | 13.7% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $191.0M |
8季度趋势，按日历期对齐
经营现金流FCFSMASI
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | $56.8M | ||
| Q2 25 | $116.9M | $69.4M | ||
| Q1 25 | $126.6M | $31.1M | ||
| Q4 24 | $198.1M | $50.5M | ||
| Q3 24 | $113.1M | $25.6M | ||
| Q2 24 | $106.2M | $74.5M | ||
| Q1 24 | $122.5M | $45.8M |
自由现金流FCFSMASI
| Q4 25 | — | — | ||
| Q3 25 | — | $50.9M | ||
| Q2 25 | — | $65.6M | ||
| Q1 25 | — | $28.5M | ||
| Q4 24 | — | $46.0M | ||
| Q3 24 | — | $16.9M | ||
| Q2 24 | — | $66.9M | ||
| Q1 24 | — | $37.6M |
自由现金流率FCFSMASI
| Q4 25 | — | — | ||
| Q3 25 | — | 13.7% | ||
| Q2 25 | — | 17.7% | ||
| Q1 25 | — | 7.7% | ||
| Q4 24 | — | 7.7% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 13.5% | ||
| Q1 24 | — | 7.6% |
资本支出强度FCFSMASI
| Q4 25 | — | — | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 1.7% |
现金转化率FCFSMASI
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 1.35× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 2.61× | ||
| Q2 24 | 2.16× | 4.66× | ||
| Q1 24 | 2.00× | 2.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MASI
暂无分部数据
