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FirstCash Holdings, Inc.（FCFS）与MongoDB, Inc.（MDB）财务数据对比。点击上方公司名可切换其他公司
MongoDB, Inc.的季度营收约是FirstCash Holdings, Inc.的1.3倍（$628.3M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs -0.3%，领先21.1%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 18.7%），过去两年MongoDB, Inc.的营收复合增速更高（17.1% vs 16.9%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
MongoDB Inc.是美国软件企业，核心业务为开发面向非结构化数据的数据库引擎MongoDB并提供相关商用技术支持。该产品脱胎于NoSQL数据库，后续新增ACID事务等能力，功能覆盖场景持续拓展，可充分满足全球企业级客户的多元需求。
FCFS vs MDB — 直观对比
营收规模更大
MDB
是对方的1.3倍
$501.3M
营收增速更快
FCFS
高出2.5%
18.7%
净利率更高
FCFS
高出21.1%
-0.3%
两年增速更快
MDB
近两年复合增速
16.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $628.3M |
| 净利润 | $104.2M | $-2.0M |
| 毛利率 | — | 71.5% |
| 营业利润率 | 28.5% | -2.9% |
| 净利率 | 20.8% | -0.3% |
| 营收同比 | 21.2% | 18.7% |
| 净利润同比 | 24.7% | 79.5% |
| 每股收益（稀释后） | $2.35 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSMDB
| Q4 25 | $501.3M | $628.3M | ||
| Q3 25 | $411.0M | $591.4M | ||
| Q2 25 | $385.1M | $549.0M | ||
| Q1 25 | $371.1M | $548.4M | ||
| Q4 24 | $413.7M | $529.4M | ||
| Q3 24 | $363.1M | $478.1M | ||
| Q2 24 | $363.5M | $450.6M | ||
| Q1 24 | $366.8M | $458.0M |
净利润FCFSMDB
| Q4 25 | $104.2M | $-2.0M | ||
| Q3 25 | $82.8M | $-47.0M | ||
| Q2 25 | $59.8M | $-37.6M | ||
| Q1 25 | $83.6M | $15.8M | ||
| Q4 24 | $83.5M | $-9.8M | ||
| Q3 24 | $64.8M | $-54.5M | ||
| Q2 24 | $49.1M | $-80.6M | ||
| Q1 24 | $61.4M | $-55.5M |
毛利率FCFSMDB
| Q4 25 | — | 71.5% | ||
| Q3 25 | — | 71.0% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.8% | ||
| Q4 24 | — | 74.4% | ||
| Q3 24 | — | 73.2% | ||
| Q2 24 | — | 72.8% | ||
| Q1 24 | — | 75.0% |
营业利润率FCFSMDB
| Q4 25 | 28.5% | -2.9% | ||
| Q3 25 | 27.4% | -11.0% | ||
| Q2 25 | 21.1% | -9.8% | ||
| Q1 25 | 30.0% | -3.4% | ||
| Q4 24 | 26.5% | -5.3% | ||
| Q3 24 | 23.5% | -14.9% | ||
| Q2 24 | 18.2% | -21.8% | ||
| Q1 24 | 22.3% | -15.5% |
净利率FCFSMDB
| Q4 25 | 20.8% | -0.3% | ||
| Q3 25 | 20.1% | -8.0% | ||
| Q2 25 | 15.5% | -6.9% | ||
| Q1 25 | 22.5% | 2.9% | ||
| Q4 24 | 20.2% | -1.8% | ||
| Q3 24 | 17.9% | -11.4% | ||
| Q2 24 | 13.5% | -17.9% | ||
| Q1 24 | 16.7% | -12.1% |
每股收益（稀释后）FCFSMDB
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $834.1M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $2.9B |
| 总资产 | $5.3B | $3.6B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSMDB
| Q4 25 | $125.2M | $834.1M | ||
| Q3 25 | $130.2M | $647.1M | ||
| Q2 25 | $101.5M | $657.8M | ||
| Q1 25 | $146.0M | $490.1M | ||
| Q4 24 | $175.1M | $673.1M | ||
| Q3 24 | $106.3M | $1.3B | ||
| Q2 24 | $113.7M | $815.7M | ||
| Q1 24 | $135.1M | $803.0M |
总债务FCFSMDB
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSMDB
| Q4 25 | $2.3B | $2.9B | ||
| Q3 25 | $2.2B | $2.9B | ||
| Q2 25 | $2.1B | $3.0B | ||
| Q1 25 | $2.1B | $2.8B | ||
| Q4 24 | $2.1B | $1.5B | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $2.0B | $1.3B | ||
| Q1 24 | $2.0B | $1.1B |
总资产FCFSMDB
| Q4 25 | $5.3B | $3.6B | ||
| Q3 25 | $5.2B | $3.5B | ||
| Q2 25 | $4.5B | $3.6B | ||
| Q1 25 | $4.4B | $3.4B | ||
| Q4 24 | $4.5B | $3.2B | ||
| Q3 24 | $4.4B | $3.1B | ||
| Q2 24 | $4.3B | $3.0B | ||
| Q1 24 | $4.2B | $2.9B |
负债/权益比FCFSMDB
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $143.5M |
| 自由现金流经营现金流 - 资本支出 | — | $141.8M |
| 自由现金流率自由现金流/营收 | — | 22.6% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | 1.98× | — |
| 过去12个月自由现金流最近4个季度 | — | $346.3M |
8季度趋势，按日历期对齐
经营现金流FCFSMDB
| Q4 25 | $206.6M | $143.5M | ||
| Q3 25 | $135.8M | $72.1M | ||
| Q2 25 | $116.9M | $109.9M | ||
| Q1 25 | $126.6M | $50.5M | ||
| Q4 24 | $198.1M | $37.4M | ||
| Q3 24 | $113.1M | $-1.4M | ||
| Q2 24 | $106.2M | $63.6M | ||
| Q1 24 | $122.5M | $54.6M |
自由现金流FCFSMDB
| Q4 25 | — | $141.8M | ||
| Q3 25 | — | $71.6M | ||
| Q2 25 | — | $108.3M | ||
| Q1 25 | — | $24.6M | ||
| Q4 24 | — | $35.5M | ||
| Q3 24 | — | $-2.4M | ||
| Q2 24 | — | $63.1M | ||
| Q1 24 | — | $51.9M |
自由现金流率FCFSMDB
| Q4 25 | — | 22.6% | ||
| Q3 25 | — | 12.1% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 6.7% | ||
| Q3 24 | — | -0.5% | ||
| Q2 24 | — | 14.0% | ||
| Q1 24 | — | 11.3% |
资本支出强度FCFSMDB
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 4.7% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.6% |
现金转化率FCFSMDB
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | 3.19× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MDB
| Mongo DB Atlas Related | $470.4M | 75% |
| Other Subscription | $138.7M | 22% |
| Services | $19.2M | 3% |
