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FirstCash Holdings, Inc.（FCFS）与MYR GROUP INC.（MYRG）财务数据对比。点击上方公司名可切换其他公司
MYR GROUP INC.的季度营收约是FirstCash Holdings, Inc.的1.9倍（$973.5M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 3.8%，领先17.0%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 17.3%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 9.3%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
MYR集团是美国知名电气建设服务提供商，业务覆盖输配电线路、变电站、工商业建筑及可再生能源领域的电气施工，旗下拥有12家电气建设子公司，在北美电力基建赛道拥有深厚的技术积累与项目交付能力。
FCFS vs MYRG — 直观对比
营收规模更大
MYRG
是对方的1.9倍
$501.3M
营收增速更快
FCFS
高出3.9%
17.3%
净利率更高
FCFS
高出17.0%
3.8%
两年增速更快
FCFS
近两年复合增速
9.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $973.5M |
| 净利润 | $104.2M | $36.5M |
| 毛利率 | — | 11.4% |
| 营业利润率 | 28.5% | 4.8% |
| 净利率 | 20.8% | 3.8% |
| 营收同比 | 21.2% | 17.3% |
| 净利润同比 | 24.7% | 129.1% |
| 每股收益（稀释后） | $2.35 | $2.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSMYRG
| Q4 25 | $501.3M | $973.5M | ||
| Q3 25 | $411.0M | $950.4M | ||
| Q2 25 | $385.1M | $900.3M | ||
| Q1 25 | $371.1M | $833.6M | ||
| Q4 24 | $413.7M | $829.8M | ||
| Q3 24 | $363.1M | $888.0M | ||
| Q2 24 | $363.5M | $828.9M | ||
| Q1 24 | $366.8M | $815.6M |
净利润FCFSMYRG
| Q4 25 | $104.2M | $36.5M | ||
| Q3 25 | $82.8M | $32.1M | ||
| Q2 25 | $59.8M | $26.5M | ||
| Q1 25 | $83.6M | $23.3M | ||
| Q4 24 | $83.5M | $16.0M | ||
| Q3 24 | $64.8M | $10.6M | ||
| Q2 24 | $49.1M | $-15.3M | ||
| Q1 24 | $61.4M | $18.9M |
毛利率FCFSMYRG
| Q4 25 | — | 11.4% | ||
| Q3 25 | — | 11.8% | ||
| Q2 25 | — | 11.5% | ||
| Q1 25 | — | 11.6% | ||
| Q4 24 | — | 10.4% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 10.6% |
营业利润率FCFSMYRG
| Q4 25 | 28.5% | 4.8% | ||
| Q3 25 | 27.4% | 4.9% | ||
| Q2 25 | 21.1% | 4.4% | ||
| Q1 25 | 30.0% | 4.1% | ||
| Q4 24 | 26.5% | 3.6% | ||
| Q3 24 | 23.5% | 2.3% | ||
| Q2 24 | 18.2% | -2.5% | ||
| Q1 24 | 22.3% | 3.0% |
净利率FCFSMYRG
| Q4 25 | 20.8% | 3.8% | ||
| Q3 25 | 20.1% | 3.4% | ||
| Q2 25 | 15.5% | 2.9% | ||
| Q1 25 | 22.5% | 2.8% | ||
| Q4 24 | 20.2% | 1.9% | ||
| Q3 24 | 17.9% | 1.2% | ||
| Q2 24 | 13.5% | -1.8% | ||
| Q1 24 | 16.7% | 2.3% |
每股收益（稀释后）FCFSMYRG
| Q4 25 | $2.35 | $2.33 | ||
| Q3 25 | $1.86 | $2.05 | ||
| Q2 25 | $1.34 | $1.70 | ||
| Q1 25 | $1.87 | $1.45 | ||
| Q4 24 | $1.86 | $0.97 | ||
| Q3 24 | $1.44 | $0.65 | ||
| Q2 24 | $1.08 | $-0.91 | ||
| Q1 24 | $1.35 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $150.2M |
| 总债务越低越好 | $2.2B | $59.0M |
| 股东权益账面价值 | $2.3B | $660.4M |
| 总资产 | $5.3B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资FCFSMYRG
| Q4 25 | $125.2M | $150.2M | ||
| Q3 25 | $130.2M | $76.2M | ||
| Q2 25 | $101.5M | $23.0M | ||
| Q1 25 | $146.0M | $10.9M | ||
| Q4 24 | $175.1M | $3.5M | ||
| Q3 24 | $106.3M | $7.6M | ||
| Q2 24 | $113.7M | $1.9M | ||
| Q1 24 | $135.1M | $3.9M |
总债务FCFSMYRG
| Q4 25 | $2.2B | $59.0M | ||
| Q3 25 | $2.2B | $72.0M | ||
| Q2 25 | $1.7B | $86.1M | ||
| Q1 25 | $1.7B | $87.2M | ||
| Q4 24 | $1.7B | $74.4M | ||
| Q3 24 | $1.7B | $93.2M | ||
| Q2 24 | $1.7B | $45.1M | ||
| Q1 24 | $1.5B | $37.9M |
股东权益FCFSMYRG
| Q4 25 | $2.3B | $660.4M | ||
| Q3 25 | $2.2B | $617.6M | ||
| Q2 25 | $2.1B | $583.2M | ||
| Q1 25 | $2.1B | $548.7M | ||
| Q4 24 | $2.1B | $600.4M | ||
| Q3 24 | $2.0B | $588.5M | ||
| Q2 24 | $2.0B | $633.3M | ||
| Q1 24 | $2.0B | $663.7M |
总资产FCFSMYRG
| Q4 25 | $5.3B | $1.6B | ||
| Q3 25 | $5.2B | $1.6B | ||
| Q2 25 | $4.5B | $1.6B | ||
| Q1 25 | $4.4B | $1.5B | ||
| Q4 24 | $4.5B | $1.6B | ||
| Q3 24 | $4.4B | $1.6B | ||
| Q2 24 | $4.3B | $1.6B | ||
| Q1 24 | $4.2B | $1.6B |
负债/权益比FCFSMYRG
| Q4 25 | 0.98× | 0.09× | ||
| Q3 25 | 1.01× | 0.12× | ||
| Q2 25 | 0.79× | 0.15× | ||
| Q1 25 | 0.83× | 0.16× | ||
| Q4 24 | 0.85× | 0.12× | ||
| Q3 24 | 0.87× | 0.16× | ||
| Q2 24 | 0.85× | 0.07× | ||
| Q1 24 | 0.75× | 0.06× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $114.8M |
| 自由现金流经营现金流 - 资本支出 | — | $84.9M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 3.1% |
| 现金转化率经营现金流/净利润 | 1.98× | 3.14× |
| 过去12个月自由现金流最近4个季度 | — | $232.2M |
8季度趋势，按日历期对齐
经营现金流FCFSMYRG
| Q4 25 | $206.6M | $114.8M | ||
| Q3 25 | $135.8M | $95.6M | ||
| Q2 25 | $116.9M | $32.9M | ||
| Q1 25 | $126.6M | $83.3M | ||
| Q4 24 | $198.1M | $21.1M | ||
| Q3 24 | $113.1M | $35.6M | ||
| Q2 24 | $106.2M | $22.7M | ||
| Q1 24 | $122.5M | $7.7M |
自由现金流FCFSMYRG
| Q4 25 | — | $84.9M | ||
| Q3 25 | — | $65.4M | ||
| Q2 25 | — | $11.6M | ||
| Q1 25 | — | $70.2M | ||
| Q4 24 | — | $8.8M | ||
| Q3 24 | — | $18.0M | ||
| Q2 24 | — | $2.5M | ||
| Q1 24 | — | $-18.1M |
自由现金流率FCFSMYRG
| Q4 25 | — | 8.7% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | 8.4% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | -2.2% |
资本支出强度FCFSMYRG
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 3.2% |
现金转化率FCFSMYRG
| Q4 25 | 1.98× | 3.14× | ||
| Q3 25 | 1.64× | 2.98× | ||
| Q2 25 | 1.95× | 1.24× | ||
| Q1 25 | 1.51× | 3.57× | ||
| Q4 24 | 2.37× | 1.32× | ||
| Q3 24 | 1.74× | 3.35× | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | 0.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MYRG
| Market Type Electrical Construction | $442.6M | 45% |
| Market Type Transmission | $330.3M | 34% |
| Market Type Distribution | $200.6M | 21% |
