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FirstCash Holdings, Inc.（FCFS）与OGE ENERGY CORP.（OGE）财务数据对比。点击上方公司名可切换其他公司
OGE ENERGY CORP.的季度营收约是FirstCash Holdings, Inc.的1.4倍（$701.7M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 9.9%，领先10.9%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -5.8%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 9.7%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
OGE能源集团是一家受监管的公用电力企业，核心子公司俄克拉荷马燃气电力公司为俄克拉荷马州及阿肯色州超84.3万用户提供服务，覆盖俄克拉荷马城大都会区150万居民，总部设于俄克拉荷马城市中心。集团原旗下天然气管道业务Enogex于2013年与CenterPoint Energy的中游业务合并组建为Enable Midstream。
FCFS vs OGE — 直观对比
营收规模更大
OGE
是对方的1.4倍
$501.3M
营收增速更快
FCFS
高出26.9%
-5.8%
净利率更高
FCFS
高出10.9%
9.9%
两年增速更快
FCFS
近两年复合增速
9.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $701.7M |
| 净利润 | $104.2M | $69.2M |
| 毛利率 | — | 59.2% |
| 营业利润率 | 28.5% | 19.7% |
| 净利率 | 20.8% | 9.9% |
| 营收同比 | 21.2% | -5.8% |
| 净利润同比 | 24.7% | -32.1% |
| 每股收益（稀释后） | $2.35 | $0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSOGE
| Q4 25 | $501.3M | $701.7M | ||
| Q3 25 | $411.0M | $1.0B | ||
| Q2 25 | $385.1M | $719.7M | ||
| Q1 25 | $371.1M | $741.1M | ||
| Q4 24 | $413.7M | $744.7M | ||
| Q3 24 | $363.1M | $945.2M | ||
| Q2 24 | $363.5M | $644.1M | ||
| Q1 24 | $366.8M | $582.6M |
净利润FCFSOGE
| Q4 25 | $104.2M | $69.2M | ||
| Q3 25 | $82.8M | $231.3M | ||
| Q2 25 | $59.8M | $107.5M | ||
| Q1 25 | $83.6M | $62.7M | ||
| Q4 24 | $83.5M | $101.9M | ||
| Q3 24 | $64.8M | $218.7M | ||
| Q2 24 | $49.1M | $102.3M | ||
| Q1 24 | $61.4M | $18.6M |
毛利率FCFSOGE
| Q4 25 | — | 59.2% | ||
| Q3 25 | — | 62.2% | ||
| Q2 25 | — | 63.7% | ||
| Q1 25 | — | 56.3% | ||
| Q4 24 | — | 59.7% | ||
| Q3 24 | — | 63.0% | ||
| Q2 24 | — | 69.9% | ||
| Q1 24 | — | 60.1% |
营业利润率FCFSOGE
| Q4 25 | 28.5% | 19.7% | ||
| Q3 25 | 27.4% | 33.2% | ||
| Q2 25 | 21.1% | 25.9% | ||
| Q1 25 | 30.0% | 18.0% | ||
| Q4 24 | 26.5% | 24.5% | ||
| Q3 24 | 23.5% | 33.1% | ||
| Q2 24 | 18.2% | 27.3% | ||
| Q1 24 | 22.3% | 12.7% |
净利率FCFSOGE
| Q4 25 | 20.8% | 9.9% | ||
| Q3 25 | 20.1% | 22.5% | ||
| Q2 25 | 15.5% | 14.9% | ||
| Q1 25 | 22.5% | 8.5% | ||
| Q4 24 | 20.2% | 13.7% | ||
| Q3 24 | 17.9% | 23.1% | ||
| Q2 24 | 13.5% | 15.9% | ||
| Q1 24 | 16.7% | 3.2% |
每股收益（稀释后）FCFSOGE
| Q4 25 | $2.35 | $0.34 | ||
| Q3 25 | $1.86 | $1.14 | ||
| Q2 25 | $1.34 | $0.53 | ||
| Q1 25 | $1.87 | $0.31 | ||
| Q4 24 | $1.86 | $0.50 | ||
| Q3 24 | $1.44 | $1.09 | ||
| Q2 24 | $1.08 | $0.51 | ||
| Q1 24 | $1.35 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $200.0K |
| 总债务越低越好 | $2.2B | $5.4B |
| 股东权益账面价值 | $2.3B | $5.0B |
| 总资产 | $5.3B | $14.4B |
| 负债/权益比越低杠杆越低 | 0.98× | 1.08× |
8季度趋势，按日历期对齐
现金及短期投资FCFSOGE
| Q4 25 | $125.2M | $200.0K | ||
| Q3 25 | $130.2M | $300.0K | ||
| Q2 25 | $101.5M | $500.0K | ||
| Q1 25 | $146.0M | $26.9M | ||
| Q4 24 | $175.1M | $600.0K | ||
| Q3 24 | $106.3M | $9.9M | ||
| Q2 24 | $113.7M | $100.0K | ||
| Q1 24 | $135.1M | $4.3M |
总债务FCFSOGE
| Q4 25 | $2.2B | $5.4B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $5.1B | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
股东权益FCFSOGE
| Q4 25 | $2.3B | $5.0B | ||
| Q3 25 | $2.2B | $4.8B | ||
| Q2 25 | $2.1B | $4.6B | ||
| Q1 25 | $2.1B | $4.6B | ||
| Q4 24 | $2.1B | $4.6B | ||
| Q3 24 | $2.0B | $4.6B | ||
| Q2 24 | $2.0B | $4.5B | ||
| Q1 24 | $2.0B | $4.4B |
总资产FCFSOGE
| Q4 25 | $5.3B | $14.4B | ||
| Q3 25 | $5.2B | $14.3B | ||
| Q2 25 | $4.5B | $14.1B | ||
| Q1 25 | $4.4B | $14.0B | ||
| Q4 24 | $4.5B | $13.7B | ||
| Q3 24 | $4.4B | $13.5B | ||
| Q2 24 | $4.3B | $13.2B | ||
| Q1 24 | $4.2B | $12.9B |
负债/权益比FCFSOGE
| Q4 25 | 0.98× | 1.08× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 1.09× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $384.8M |
| 自由现金流经营现金流 - 资本支出 | — | $83.1M |
| 自由现金流率自由现金流/营收 | — | 11.8% |
| 资本支出强度资本支出/营收 | — | 43.0% |
| 现金转化率经营现金流/净利润 | 1.98× | 5.56× |
| 过去12个月自由现金流最近4个季度 | — | $82.7M |
8季度趋势，按日历期对齐
经营现金流FCFSOGE
| Q4 25 | $206.6M | $384.8M | ||
| Q3 25 | $135.8M | $397.8M | ||
| Q2 25 | $116.9M | $338.6M | ||
| Q1 25 | $126.6M | $15.9M | ||
| Q4 24 | $198.1M | $129.6M | ||
| Q3 24 | $113.1M | $347.1M | ||
| Q2 24 | $106.2M | $253.1M | ||
| Q1 24 | $122.5M | $83.0M |
自由现金流FCFSOGE
| Q4 25 | — | $83.1M | ||
| Q3 25 | — | $168.3M | ||
| Q2 25 | — | $64.9M | ||
| Q1 25 | — | $-233.6M | ||
| Q4 24 | — | $-167.0M | ||
| Q3 24 | — | $103.0M | ||
| Q2 24 | — | $-70.2M | ||
| Q1 24 | — | $-143.9M |
自由现金流率FCFSOGE
| Q4 25 | — | 11.8% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | -31.5% | ||
| Q4 24 | — | -22.4% | ||
| Q3 24 | — | 10.9% | ||
| Q2 24 | — | -10.9% | ||
| Q1 24 | — | -24.7% |
资本支出强度FCFSOGE
| Q4 25 | — | 43.0% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 38.0% | ||
| Q1 25 | — | 33.7% | ||
| Q4 24 | — | 39.8% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 50.2% | ||
| Q1 24 | — | 38.9% |
现金转化率FCFSOGE
| Q4 25 | 1.98× | 5.56× | ||
| Q3 25 | 1.64× | 1.72× | ||
| Q2 25 | 1.95× | 3.15× | ||
| Q1 25 | 1.51× | 0.25× | ||
| Q4 24 | 2.37× | 1.27× | ||
| Q3 24 | 1.74× | 1.59× | ||
| Q2 24 | 2.16× | 2.47× | ||
| Q1 24 | 2.00× | 4.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
OGE
| Residential | $238.0M | 34% |
| Commercial | $216.6M | 31% |
| Public Authority | $60.7M | 9% |
| Industrial | $59.6M | 8% |
| Oilfield | $56.6M | 8% |
| Transmission | $38.7M | 6% |
| Integrated Market | $20.4M | 3% |
| Other Contractswith Customers | $11.1M | 2% |
