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FirstCash Holdings, Inc.（FCFS）与Sotera Health Co（SHC）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Sotera Health Co的1.7倍（$501.3M vs $303.4M），FirstCash Holdings, Inc.净利率更高（20.8% vs 11.5%，领先9.3%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 4.6%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 10.6%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Sotera Health Co是全球领先的医疗安全解决方案提供商，面向医疗器械厂商、制药企业、食品及消费品公司提供灭菌服务、实验室分析检测与合规咨询支持，帮助客户满足监管要求，保障上市产品的使用安全。
FCFS vs SHC — 直观对比
营收规模更大
FCFS
是对方的1.7倍
$303.4M
营收增速更快
FCFS
高出16.6%
4.6%
净利率更高
FCFS
高出9.3%
11.5%
两年增速更快
FCFS
近两年复合增速
10.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $303.4M |
| 净利润 | $104.2M | $34.8M |
| 毛利率 | — | 54.7% |
| 营业利润率 | 28.5% | 23.2% |
| 净利率 | 20.8% | 11.5% |
| 营收同比 | 21.2% | 4.6% |
| 净利润同比 | 24.7% | 182.8% |
| 每股收益（稀释后） | $2.35 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSSHC
| Q4 25 | $501.3M | $303.4M | ||
| Q3 25 | $411.0M | $311.3M | ||
| Q2 25 | $385.1M | $294.3M | ||
| Q1 25 | $371.1M | $254.5M | ||
| Q4 24 | $413.7M | $290.2M | ||
| Q3 24 | $363.1M | $285.5M | ||
| Q2 24 | $363.5M | $276.6M | ||
| Q1 24 | $366.8M | $248.2M |
净利润FCFSSHC
| Q4 25 | $104.2M | $34.8M | ||
| Q3 25 | $82.8M | $48.4M | ||
| Q2 25 | $59.8M | $8.0M | ||
| Q1 25 | $83.6M | $-13.3M | ||
| Q4 24 | $83.5M | $12.3M | ||
| Q3 24 | $64.8M | $17.0M | ||
| Q2 24 | $49.1M | $8.8M | ||
| Q1 24 | $61.4M | $6.3M |
毛利率FCFSSHC
| Q4 25 | — | 54.7% | ||
| Q3 25 | — | 57.0% | ||
| Q2 25 | — | 56.6% | ||
| Q1 25 | — | 53.2% | ||
| Q4 24 | — | 56.6% | ||
| Q3 24 | — | 55.4% | ||
| Q2 24 | — | 55.2% | ||
| Q1 24 | — | 51.2% |
营业利润率FCFSSHC
| Q4 25 | 28.5% | 23.2% | ||
| Q3 25 | 27.4% | 23.4% | ||
| Q2 25 | 21.1% | 6.4% | ||
| Q1 25 | 30.0% | -5.8% | ||
| Q4 24 | 26.5% | 30.0% | ||
| Q3 24 | 23.5% | 28.2% | ||
| Q2 24 | 18.2% | 27.8% | ||
| Q1 24 | 22.3% | 21.4% |
净利率FCFSSHC
| Q4 25 | 20.8% | 11.5% | ||
| Q3 25 | 20.1% | 15.5% | ||
| Q2 25 | 15.5% | 2.7% | ||
| Q1 25 | 22.5% | -5.2% | ||
| Q4 24 | 20.2% | 4.2% | ||
| Q3 24 | 17.9% | 6.0% | ||
| Q2 24 | 13.5% | 3.2% | ||
| Q1 24 | 16.7% | 2.5% |
每股收益（稀释后）FCFSSHC
| Q4 25 | $2.35 | $0.12 | ||
| Q3 25 | $1.86 | $0.17 | ||
| Q2 25 | $1.34 | $0.03 | ||
| Q1 25 | $1.87 | $-0.05 | ||
| Q4 24 | $1.86 | $0.05 | ||
| Q3 24 | $1.44 | $0.06 | ||
| Q2 24 | $1.08 | $0.03 | ||
| Q1 24 | $1.35 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $344.6M |
| 总债务越低越好 | $2.2B | $2.1B |
| 股东权益账面价值 | $2.3B | $606.0M |
| 总资产 | $5.3B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.98× | 3.53× |
8季度趋势，按日历期对齐
现金及短期投资FCFSSHC
| Q4 25 | $125.2M | $344.6M | ||
| Q3 25 | $130.2M | $299.2M | ||
| Q2 25 | $101.5M | $332.4M | ||
| Q1 25 | $146.0M | $304.4M | ||
| Q4 24 | $175.1M | $277.2M | ||
| Q3 24 | $106.3M | $306.7M | ||
| Q2 24 | $113.7M | $246.1M | ||
| Q1 24 | $135.1M | $261.1M |
总债务FCFSSHC
| Q4 25 | $2.2B | $2.1B | ||
| Q3 25 | $2.2B | $2.1B | ||
| Q2 25 | $1.7B | $2.2B | ||
| Q1 25 | $1.7B | $2.2B | ||
| Q4 24 | $1.7B | $2.2B | ||
| Q3 24 | $1.7B | $2.2B | ||
| Q2 24 | $1.7B | $2.2B | ||
| Q1 24 | $1.5B | $2.2B |
股东权益FCFSSHC
| Q4 25 | $2.3B | $606.0M | ||
| Q3 25 | $2.2B | $550.5M | ||
| Q2 25 | $2.1B | $511.3M | ||
| Q1 25 | $2.1B | $414.1M | ||
| Q4 24 | $2.1B | $404.9M | ||
| Q3 24 | $2.0B | $470.2M | ||
| Q2 24 | $2.0B | $422.8M | ||
| Q1 24 | $2.0B | $429.4M |
总资产FCFSSHC
| Q4 25 | $5.3B | $3.3B | ||
| Q3 25 | $5.2B | $3.2B | ||
| Q2 25 | $4.5B | $3.2B | ||
| Q1 25 | $4.4B | $3.1B | ||
| Q4 24 | $4.5B | $3.1B | ||
| Q3 24 | $4.4B | $3.1B | ||
| Q2 24 | $4.3B | $3.1B | ||
| Q1 24 | $4.2B | $3.1B |
负债/权益比FCFSSHC
| Q4 25 | 0.98× | 3.53× | ||
| Q3 25 | 1.01× | 3.89× | ||
| Q2 25 | 0.79× | 4.34× | ||
| Q1 25 | 0.83× | 5.36× | ||
| Q4 24 | 0.85× | 5.49× | ||
| Q3 24 | 0.87× | 4.73× | ||
| Q2 24 | 0.85× | 5.26× | ||
| Q1 24 | 0.75× | 5.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $103.1M |
| 自由现金流经营现金流 - 资本支出 | — | $52.4M |
| 自由现金流率自由现金流/营收 | — | 17.3% |
| 资本支出强度资本支出/营收 | — | 16.7% |
| 现金转化率经营现金流/净利润 | 1.98× | 2.96× |
| 过去12个月自由现金流最近4个季度 | — | $149.2M |
8季度趋势，按日历期对齐
经营现金流FCFSSHC
| Q4 25 | $206.6M | $103.1M | ||
| Q3 25 | $135.8M | $71.2M | ||
| Q2 25 | $116.9M | $57.4M | ||
| Q1 25 | $126.6M | $55.5M | ||
| Q4 24 | $198.1M | $55.7M | ||
| Q3 24 | $113.1M | $97.5M | ||
| Q2 24 | $106.2M | $61.3M | ||
| Q1 24 | $122.5M | $9.7M |
自由现金流FCFSSHC
| Q4 25 | — | $52.4M | ||
| Q3 25 | — | $35.0M | ||
| Q2 25 | — | $26.2M | ||
| Q1 25 | — | $35.6M | ||
| Q4 24 | — | $-10.2M | ||
| Q3 24 | — | $61.1M | ||
| Q2 24 | — | $19.4M | ||
| Q1 24 | — | $-25.2M |
自由现金流率FCFSSHC
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 11.2% | ||
| Q2 25 | — | 8.9% | ||
| Q1 25 | — | 14.0% | ||
| Q4 24 | — | -3.5% | ||
| Q3 24 | — | 21.4% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | -10.2% |
资本支出强度FCFSSHC
| Q4 25 | — | 16.7% | ||
| Q3 25 | — | 11.6% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 22.7% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 15.2% | ||
| Q1 24 | — | 14.1% |
现金转化率FCFSSHC
| Q4 25 | 1.98× | 2.96× | ||
| Q3 25 | 1.64× | 1.47× | ||
| Q2 25 | 1.95× | 7.21× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 4.52× | ||
| Q3 24 | 1.74× | 5.73× | ||
| Q2 24 | 2.16× | 7.00× | ||
| Q1 24 | 2.00× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SHC
| Transferred At Point In Time | $198.4M | 65% |
| Nelson Labs | $55.2M | 18% |
| Nordion | $49.8M | 16% |
