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FirstCash Holdings, Inc.(FCFS)与Sylvamo Corp(SLVM)财务数据对比。点击上方公司名可切换其他公司
Sylvamo Corp的季度营收约是FirstCash Holdings, Inc.的1.8倍($890.0M vs $501.3M),FirstCash Holdings, Inc.净利率更高(20.8% vs 3.7%,领先17.1%),FirstCash Holdings, Inc.同比增速更快(21.2% vs -8.2%),过去两年FirstCash Holdings, Inc.的营收复合增速更高(16.9% vs -0.8%)
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业,在美国及拉丁美洲多地运营线下典当零售门店,为纳斯达克证券交易所公开上市企业,在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
西尔瓦莫公司是全球领先的可持续纸浆与纸品生产商,核心产品包括非涂布印刷纸、包装纸及商用纸浆,业务覆盖北美、欧洲、拉美地区,服务办公耗材、出版、商业印刷、包装等多个领域。
FCFS vs SLVM — 直观对比
营收规模更大
SLVM
是对方的1.8倍
$501.3M
营收增速更快
FCFS
高出29.4%
-8.2%
净利率更高
FCFS
高出17.1%
3.7%
两年增速更快
FCFS
近两年复合增速
-0.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $501.3M | $890.0M |
| 净利润 | $104.2M | $33.0M |
| 毛利率 | — | — |
| 营业利润率 | 28.5% | 8.9% |
| 净利率 | 20.8% | 3.7% |
| 营收同比 | 21.2% | -8.2% |
| 净利润同比 | 24.7% | -59.3% |
| 每股收益(稀释后) | $2.35 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FCFS
SLVM
| Q4 25 | $501.3M | $890.0M | ||
| Q3 25 | $411.0M | $846.0M | ||
| Q2 25 | $385.1M | $794.0M | ||
| Q1 25 | $371.1M | $821.0M | ||
| Q4 24 | $413.7M | $970.0M | ||
| Q3 24 | $363.1M | $965.0M | ||
| Q2 24 | $363.5M | $933.0M | ||
| Q1 24 | $366.8M | $905.0M |
净利润
FCFS
SLVM
| Q4 25 | $104.2M | $33.0M | ||
| Q3 25 | $82.8M | $57.0M | ||
| Q2 25 | $59.8M | $15.0M | ||
| Q1 25 | $83.6M | $27.0M | ||
| Q4 24 | $83.5M | $81.0M | ||
| Q3 24 | $64.8M | $95.0M | ||
| Q2 24 | $49.1M | $83.0M | ||
| Q1 24 | $61.4M | $43.0M |
营业利润率
FCFS
SLVM
| Q4 25 | 28.5% | 8.9% | ||
| Q3 25 | 27.4% | 11.6% | ||
| Q2 25 | 21.1% | 3.8% | ||
| Q1 25 | 30.0% | 5.4% | ||
| Q4 24 | 26.5% | 11.2% | ||
| Q3 24 | 23.5% | 15.5% | ||
| Q2 24 | 18.2% | 13.1% | ||
| Q1 24 | 22.3% | 8.0% |
净利率
FCFS
SLVM
| Q4 25 | 20.8% | 3.7% | ||
| Q3 25 | 20.1% | 6.7% | ||
| Q2 25 | 15.5% | 1.9% | ||
| Q1 25 | 22.5% | 3.3% | ||
| Q4 24 | 20.2% | 8.4% | ||
| Q3 24 | 17.9% | 9.8% | ||
| Q2 24 | 13.5% | 8.9% | ||
| Q1 24 | 16.7% | 4.8% |
每股收益(稀释后)
FCFS
SLVM
| Q4 25 | $2.35 | $0.81 | ||
| Q3 25 | $1.86 | $1.41 | ||
| Q2 25 | $1.34 | $0.37 | ||
| Q1 25 | $1.87 | $0.65 | ||
| Q4 24 | $1.86 | $1.91 | ||
| Q3 24 | $1.44 | $2.27 | ||
| Q2 24 | $1.08 | $1.98 | ||
| Q1 24 | $1.35 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $198.0M |
| 总债务越低越好 | $2.2B | $763.0M |
| 股东权益账面价值 | $2.3B | $966.0M |
| 总资产 | $5.3B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.98× | 0.79× |
8季度趋势,按日历期对齐
现金及短期投资
FCFS
SLVM
| Q4 25 | $125.2M | $198.0M | ||
| Q3 25 | $130.2M | $146.0M | ||
| Q2 25 | $101.5M | $183.0M | ||
| Q1 25 | $146.0M | $220.0M | ||
| Q4 24 | $175.1M | $309.0M | ||
| Q3 24 | $106.3M | $414.0M | ||
| Q2 24 | $113.7M | $213.0M | ||
| Q1 24 | $135.1M | $218.0M |
总债务
FCFS
SLVM
| Q4 25 | $2.2B | $763.0M | ||
| Q3 25 | $2.2B | $778.0M | ||
| Q2 25 | $1.7B | $767.0M | ||
| Q1 25 | $1.7B | $794.0M | ||
| Q4 24 | $1.7B | $782.0M | ||
| Q3 24 | $1.7B | $883.0M | ||
| Q2 24 | $1.7B | $894.0M | ||
| Q1 24 | $1.5B | $921.0M |
股东权益
FCFS
SLVM
| Q4 25 | $2.3B | $966.0M | ||
| Q3 25 | $2.2B | $977.0M | ||
| Q2 25 | $2.1B | $959.0M | ||
| Q1 25 | $2.1B | $908.0M | ||
| Q4 24 | $2.1B | $847.0M | ||
| Q3 24 | $2.0B | $937.0M | ||
| Q2 24 | $2.0B | $830.0M | ||
| Q1 24 | $2.0B | $889.0M |
总资产
FCFS
SLVM
| Q4 25 | $5.3B | $2.8B | ||
| Q3 25 | $5.2B | $2.7B | ||
| Q2 25 | $4.5B | $2.7B | ||
| Q1 25 | $4.4B | $2.6B | ||
| Q4 24 | $4.5B | $2.6B | ||
| Q3 24 | $4.4B | $2.9B | ||
| Q2 24 | $4.3B | $2.7B | ||
| Q1 24 | $4.2B | $2.6B |
负债/权益比
FCFS
SLVM
| Q4 25 | 0.98× | 0.79× | ||
| Q3 25 | 1.01× | 0.80× | ||
| Q2 25 | 0.79× | 0.80× | ||
| Q1 25 | 0.83× | 0.87× | ||
| Q4 24 | 0.85× | 0.92× | ||
| Q3 24 | 0.87× | 0.94× | ||
| Q2 24 | 0.85× | 1.08× | ||
| Q1 24 | 0.75× | 1.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $206.6M | $94.0M |
| 自由现金流经营现金流 - 资本支出 | — | $38.0M |
| 自由现金流率自由现金流/营收 | — | 4.3% |
| 资本支出强度资本支出/营收 | — | 6.3% |
| 现金转化率经营现金流/净利润 | 1.98× | 2.85× |
| 过去12个月自由现金流最近4个季度 | — | $44.0M |
8季度趋势,按日历期对齐
经营现金流
FCFS
SLVM
| Q4 25 | $206.6M | $94.0M | ||
| Q3 25 | $135.8M | $87.0M | ||
| Q2 25 | $116.9M | $64.0M | ||
| Q1 25 | $126.6M | $23.0M | ||
| Q4 24 | $198.1M | $164.0M | ||
| Q3 24 | $113.1M | $163.0M | ||
| Q2 24 | $106.2M | $115.0M | ||
| Q1 24 | $122.5M | $27.0M |
自由现金流
FCFS
SLVM
| Q4 25 | — | $38.0M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $-2.0M | ||
| Q1 25 | — | $-25.0M | ||
| Q4 24 | — | $100.0M | ||
| Q3 24 | — | $119.0M | ||
| Q2 24 | — | $62.0M | ||
| Q1 24 | — | $-33.0M |
自由现金流率
FCFS
SLVM
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | -0.3% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | -3.6% |
资本支出强度
FCFS
SLVM
| Q4 25 | — | 6.3% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 5.7% | ||
| Q1 24 | — | 6.6% |
现金转化率
FCFS
SLVM
| Q4 25 | 1.98× | 2.85× | ||
| Q3 25 | 1.64× | 1.53× | ||
| Q2 25 | 1.95× | 4.27× | ||
| Q1 25 | 1.51× | 0.85× | ||
| Q4 24 | 2.37× | 2.02× | ||
| Q3 24 | 1.74× | 1.72× | ||
| Q2 24 | 2.16× | 1.39× | ||
| Q1 24 | 2.00× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SLVM
暂无分部数据