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FirstCash Holdings, Inc.（FCFS）与全食超市（SMPL）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是全食超市的1.5倍（$501.3M vs $340.2M），FirstCash Holdings, Inc.净利率更高（20.8% vs 7.4%，领先13.4%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -0.3%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 3.0%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
全食超市是总部位于美国得克萨斯州奥斯汀的跨国连锁超市，现为亚马逊全资旗下品牌。门店主打无氢化脂肪、人工色素、人工香精、防腐剂的天然食品，是美国农业部认证的有机食品零售商，以丰富的有机商品选择深受消费者欢迎。
FCFS vs SMPL — 直观对比
营收规模更大
FCFS
是对方的1.5倍
$340.2M
营收增速更快
FCFS
高出21.5%
-0.3%
净利率更高
FCFS
高出13.4%
7.4%
两年增速更快
FCFS
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $340.2M |
| 净利润 | $104.2M | $25.3M |
| 毛利率 | — | 32.3% |
| 营业利润率 | 28.5% | 11.0% |
| 净利率 | 20.8% | 7.4% |
| 营收同比 | 21.2% | -0.3% |
| 净利润同比 | 24.7% | -33.7% |
| 每股收益（稀释后） | $2.35 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSSMPL
| Q4 25 | $501.3M | $340.2M | ||
| Q3 25 | $411.0M | — | ||
| Q2 25 | $385.1M | $381.0M | ||
| Q1 25 | $371.1M | — | ||
| Q4 24 | $413.7M | $341.3M | ||
| Q3 24 | $363.1M | $375.7M | ||
| Q2 24 | $363.5M | $334.8M | ||
| Q1 24 | $366.8M | $312.2M |
净利润FCFSSMPL
| Q4 25 | $104.2M | $25.3M | ||
| Q3 25 | $82.8M | — | ||
| Q2 25 | $59.8M | $41.1M | ||
| Q1 25 | $83.6M | — | ||
| Q4 24 | $83.5M | $38.1M | ||
| Q3 24 | $64.8M | $29.3M | ||
| Q2 24 | $49.1M | $41.3M | ||
| Q1 24 | $61.4M | $33.1M |
毛利率FCFSSMPL
| Q4 25 | — | 32.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 38.2% | ||
| Q3 24 | — | 38.8% | ||
| Q2 24 | — | 39.9% | ||
| Q1 24 | — | 37.4% |
营业利润率FCFSSMPL
| Q4 25 | 28.5% | 11.0% | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | 15.6% | ||
| Q1 25 | 30.0% | — | ||
| Q4 24 | 26.5% | 16.0% | ||
| Q3 24 | 23.5% | 12.7% | ||
| Q2 24 | 18.2% | 17.6% | ||
| Q1 24 | 22.3% | 15.4% |
净利率FCFSSMPL
| Q4 25 | 20.8% | 7.4% | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 15.5% | 10.8% | ||
| Q1 25 | 22.5% | — | ||
| Q4 24 | 20.2% | 11.2% | ||
| Q3 24 | 17.9% | 7.8% | ||
| Q2 24 | 13.5% | 12.3% | ||
| Q1 24 | 16.7% | 10.6% |
每股收益（稀释后）FCFSSMPL
| Q4 25 | $2.35 | $0.26 | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | $0.40 | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | $0.38 | ||
| Q3 24 | $1.44 | $0.29 | ||
| Q2 24 | $1.08 | $0.41 | ||
| Q1 24 | $1.35 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $194.1M |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $1.7B |
| 总资产 | $5.3B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSSMPL
| Q4 25 | $125.2M | $194.1M | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | $98.0M | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | $121.8M | ||
| Q3 24 | $106.3M | $132.5M | ||
| Q2 24 | $113.7M | $208.7M | ||
| Q1 24 | $135.1M | $135.9M |
总债务FCFSSMPL
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | $397.5M | ||
| Q2 24 | $1.7B | $237.7M | ||
| Q1 24 | $1.5B | $237.7M |
股东权益FCFSSMPL
| Q4 25 | $2.3B | $1.7B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | $1.8B | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | $1.8B | ||
| Q3 24 | $2.0B | $1.7B | ||
| Q2 24 | $2.0B | $1.7B | ||
| Q1 24 | $2.0B | $1.6B |
总资产FCFSSMPL
| Q4 25 | $5.3B | $2.5B | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $4.5B | $2.4B | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.5B | $2.4B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $4.3B | $2.2B | ||
| Q1 24 | $4.2B | $2.1B |
负债/权益比FCFSSMPL
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | 0.23× | ||
| Q2 24 | 0.85× | 0.14× | ||
| Q1 24 | 0.75× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $50.1M |
| 自由现金流经营现金流 - 资本支出 | — | $48.0M |
| 自由现金流率自由现金流/营收 | — | 14.1% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | 1.98× | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | $223.6M |
8季度趋势，按日历期对齐
经营现金流FCFSSMPL
| Q4 25 | $206.6M | $50.1M | ||
| Q3 25 | $135.8M | — | ||
| Q2 25 | $116.9M | $101.1M | ||
| Q1 25 | $126.6M | — | ||
| Q4 24 | $198.1M | $32.0M | ||
| Q3 24 | $113.1M | $48.9M | ||
| Q2 24 | $106.2M | $72.8M | ||
| Q1 24 | $122.5M | $46.5M |
自由现金流FCFSSMPL
| Q4 25 | — | $48.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $98.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $31.7M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $72.0M | ||
| Q1 24 | — | $46.1M |
自由现金流率FCFSSMPL
| Q4 25 | — | 14.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 25.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 9.3% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | 21.5% | ||
| Q1 24 | — | 14.8% |
资本支出强度FCFSSMPL
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.1% |
现金转化率FCFSSMPL
| Q4 25 | 1.98× | 1.98× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 2.46× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 0.84× | ||
| Q3 24 | 1.74× | 1.67× | ||
| Q2 24 | 2.16× | 1.76× | ||
| Q1 24 | 2.00× | 1.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SMPL
| Quest | $211.4M | 62% |
| Atkins Domain | $79.7M | 23% |
| OWYN | $28.1M | 8% |
| Other | $20.9M | 6% |
