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FirstCash Holdings, Inc.（FCFS）与思佳讯（SWKS）财务数据对比。点击上方公司名可切换其他公司
思佳讯的季度营收约是FirstCash Holdings, Inc.的1.9倍（$943.7M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 3.8%，领先17.0%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -1.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 2.1%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
思佳讯是总部位于美国加利福尼亚州尔湾的半导体企业，公司股票在纳斯达克全球精选市场挂牌交易，股票代码为SWKS，同时也是标普500指数的成分股之一，在全球射频半导体领域拥有较高市场地位。
FCFS vs SWKS — 直观对比
营收规模更大
SWKS
是对方的1.9倍
$501.3M
营收增速更快
FCFS
高出22.2%
-1.0%
净利率更高
FCFS
高出17.0%
3.8%
两年增速更快
FCFS
近两年复合增速
2.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $943.7M |
| 净利润 | $104.2M | $35.6M |
| 毛利率 | — | 40.8% |
| 营业利润率 | 28.5% | 4.5% |
| 净利率 | 20.8% | 3.8% |
| 营收同比 | 21.2% | -1.0% |
| 净利润同比 | 24.7% | -48.2% |
| 每股收益（稀释后） | $2.35 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSSWKS
| Q2 26 | — | $943.7M | ||
| Q1 26 | — | $1.0B | ||
| Q4 25 | $501.3M | $1.1B | ||
| Q3 25 | $411.0M | — | ||
| Q2 25 | $385.1M | $965.0M | ||
| Q1 25 | $371.1M | $953.2M | ||
| Q4 24 | $413.7M | $1.1B | ||
| Q3 24 | $363.1M | $1.0B |
净利润FCFSSWKS
| Q2 26 | — | $35.6M | ||
| Q1 26 | — | $79.2M | ||
| Q4 25 | $104.2M | $141.4M | ||
| Q3 25 | $82.8M | — | ||
| Q2 25 | $59.8M | $105.0M | ||
| Q1 25 | $83.6M | $68.7M | ||
| Q4 24 | $83.5M | $162.0M | ||
| Q3 24 | $64.8M | $60.5M |
毛利率FCFSSWKS
| Q2 26 | — | 40.8% | ||
| Q1 26 | — | 41.3% | ||
| Q4 25 | — | 40.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 41.6% | ||
| Q1 25 | — | 41.1% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 41.9% |
营业利润率FCFSSWKS
| Q2 26 | — | 4.5% | ||
| Q1 26 | — | 10.0% | ||
| Q4 25 | 28.5% | 10.1% | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | 11.5% | ||
| Q1 25 | 30.0% | 10.2% | ||
| Q4 24 | 26.5% | 16.9% | ||
| Q3 24 | 23.5% | 5.8% |
净利率FCFSSWKS
| Q2 26 | — | 3.8% | ||
| Q1 26 | — | 7.6% | ||
| Q4 25 | 20.8% | 12.9% | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 15.5% | 10.9% | ||
| Q1 25 | 22.5% | 7.2% | ||
| Q4 24 | 20.2% | 15.2% | ||
| Q3 24 | 17.9% | 5.9% |
每股收益（稀释后）FCFSSWKS
| Q2 26 | — | $0.24 | ||
| Q1 26 | — | $0.53 | ||
| Q4 25 | $2.35 | $0.95 | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | $0.70 | ||
| Q1 25 | $1.87 | $0.43 | ||
| Q4 24 | $1.86 | $1.00 | ||
| Q3 24 | $1.44 | $0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | — |
| 总债务越低越好 | $2.2B | — |
| 股东权益账面价值 | $2.3B | $5.8B |
| 总资产 | $5.3B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.98× | — |
8季度趋势，按日历期对齐
现金及短期投资FCFSSWKS
| Q2 26 | — | — | ||
| Q1 26 | — | $1.6B | ||
| Q4 25 | $125.2M | $1.4B | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | $1.3B | ||
| Q1 25 | $146.0M | $1.5B | ||
| Q4 24 | $175.1M | $1.7B | ||
| Q3 24 | $106.3M | $1.6B |
总债务FCFSSWKS
| Q2 26 | — | — | ||
| Q1 26 | — | $496.6M | ||
| Q4 25 | $2.2B | $496.4M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | $496.2M | ||
| Q1 25 | $1.7B | $995.1M | ||
| Q4 24 | $1.7B | $994.7M | ||
| Q3 24 | $1.7B | $994.3M |
股东权益FCFSSWKS
| Q2 26 | — | $5.8B | ||
| Q1 26 | — | $5.8B | ||
| Q4 25 | $2.3B | $5.8B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | $5.7B | ||
| Q1 25 | $2.1B | $5.9B | ||
| Q4 24 | $2.1B | $6.4B | ||
| Q3 24 | $2.0B | $6.3B |
总资产FCFSSWKS
| Q2 26 | — | $7.9B | ||
| Q1 26 | — | $7.9B | ||
| Q4 25 | $5.3B | $7.9B | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $4.5B | $7.7B | ||
| Q1 25 | $4.4B | $7.9B | ||
| Q4 24 | $4.5B | $8.3B | ||
| Q3 24 | $4.4B | $8.3B |
负债/权益比FCFSSWKS
| Q2 26 | — | — | ||
| Q1 26 | — | 0.09× | ||
| Q4 25 | 0.98× | 0.09× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | 0.09× | ||
| Q1 25 | 0.83× | 0.17× | ||
| Q4 24 | 0.85× | 0.16× | ||
| Q3 24 | 0.87× | 0.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $50.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 8.7% |
| 现金转化率经营现金流/净利润 | 1.98× | 1.41× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FCFSSWKS
| Q2 26 | — | $50.3M | ||
| Q1 26 | — | $395.5M | ||
| Q4 25 | $206.6M | $200.0M | ||
| Q3 25 | $135.8M | — | ||
| Q2 25 | $116.9M | $314.2M | ||
| Q1 25 | $126.6M | $409.4M | ||
| Q4 24 | $198.1M | $377.2M | ||
| Q3 24 | $113.1M | $476.1M |
自由现金流FCFSSWKS
| Q2 26 | — | — | ||
| Q1 26 | — | $339.0M | ||
| Q4 25 | — | $144.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $252.7M | ||
| Q1 25 | — | $370.9M | ||
| Q4 24 | — | $338.2M | ||
| Q3 24 | — | $393.3M |
自由现金流率FCFSSWKS
| Q2 26 | — | — | ||
| Q1 26 | — | 32.7% | ||
| Q4 25 | — | 13.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 26.2% | ||
| Q1 25 | — | 38.9% | ||
| Q4 24 | — | 31.7% | ||
| Q3 24 | — | 38.4% |
资本支出强度FCFSSWKS
| Q2 26 | — | 8.7% | ||
| Q1 26 | — | 5.5% | ||
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 8.1% |
现金转化率FCFSSWKS
| Q2 26 | — | 1.41× | ||
| Q1 26 | — | 4.99× | ||
| Q4 25 | 1.98× | 1.41× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 2.99× | ||
| Q1 25 | 1.51× | 5.96× | ||
| Q4 24 | 2.37× | 2.33× | ||
| Q3 24 | 1.74× | 7.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SWKS
暂无分部数据
