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FirstCash Holdings, Inc.（FCFS）与Utz Brands, Inc.（UTZ）财务数据对比。点击上方公司名可切换其他公司
FirstCash Holdings, Inc.的季度营收约是Utz Brands, Inc.的1.5倍（$501.3M vs $341.0M），FirstCash Holdings, Inc.净利率更高（20.8% vs 0.7%，领先20.1%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -3.1%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs -1.5%）
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
Utz Brands, Inc.常简称为Utz，是总部位于美国宾夕法尼亚州汉诺威的休闲食品企业。该公司主打生产薯片、碱水脆饼等多种休闲食品，大部分产品以旗下品牌矩阵发售，同时也为仓储式会员店和批发商供应休闲零食。
FCFS vs UTZ — 直观对比
营收规模更大
FCFS
是对方的1.5倍
$341.0M
营收增速更快
FCFS
高出24.3%
-3.1%
净利率更高
FCFS
高出20.1%
0.7%
两年增速更快
FCFS
近两年复合增速
-1.5%
损益表 — Q4 FY2025 vs Q4 FY2024
| 指标 | | |
|---|---|---|
| 营收 | $501.3M | $341.0M |
| 净利润 | $104.2M | $2.3M |
| 毛利率 | — | 25.5% |
| 营业利润率 | 28.5% | 2.1% |
| 净利率 | 20.8% | 0.7% |
| 营收同比 | 21.2% | -3.1% |
| 净利润同比 | 24.7% | 108.3% |
| 每股收益（稀释后） | $2.35 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCFSUTZ
| Q4 25 | $501.3M | — | ||
| Q3 25 | $411.0M | — | ||
| Q2 25 | $385.1M | — | ||
| Q1 25 | $371.1M | — | ||
| Q4 24 | $413.7M | $341.0M | ||
| Q3 24 | $363.1M | $365.5M | ||
| Q2 24 | $363.5M | $356.2M | ||
| Q1 24 | $366.8M | $346.5M |
净利润FCFSUTZ
| Q4 25 | $104.2M | — | ||
| Q3 25 | $82.8M | — | ||
| Q2 25 | $59.8M | — | ||
| Q1 25 | $83.6M | — | ||
| Q4 24 | $83.5M | $2.3M | ||
| Q3 24 | $64.8M | $-2.2M | ||
| Q2 24 | $49.1M | $19.8M | ||
| Q1 24 | $61.4M | $-4.0M |
毛利率FCFSUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.9% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 25.5% |
营业利润率FCFSUTZ
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 30.0% | — | ||
| Q4 24 | 26.5% | 2.1% | ||
| Q3 24 | 23.5% | 5.3% | ||
| Q2 24 | 18.2% | 6.3% | ||
| Q1 24 | 22.3% | 2.8% |
净利率FCFSUTZ
| Q4 25 | 20.8% | — | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 22.5% | — | ||
| Q4 24 | 20.2% | 0.7% | ||
| Q3 24 | 17.9% | -0.6% | ||
| Q2 24 | 13.5% | 5.6% | ||
| Q1 24 | 16.7% | -1.2% |
每股收益（稀释后）FCFSUTZ
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | $0.04 | ||
| Q3 24 | $1.44 | $-0.03 | ||
| Q2 24 | $1.08 | $0.23 | ||
| Q1 24 | $1.35 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $125.2M | $56.1M |
| 总债务越低越好 | $2.2B | $768.6M |
| 股东权益账面价值 | $2.3B | $696.9M |
| 总资产 | $5.3B | $2.7B |
| 负债/权益比越低杠杆越低 | 0.98× | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资FCFSUTZ
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | $56.1M | ||
| Q3 24 | $106.3M | $64.9M | ||
| Q2 24 | $113.7M | $66.6M | ||
| Q1 24 | $135.1M | $47.0M |
总债务FCFSUTZ
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $768.6M | ||
| Q3 24 | $1.7B | $780.8M | ||
| Q2 24 | $1.7B | $797.6M | ||
| Q1 24 | $1.5B | $756.9M |
股东权益FCFSUTZ
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | — | ||
| Q4 24 | $2.1B | $696.9M | ||
| Q3 24 | $2.0B | $685.7M | ||
| Q2 24 | $2.0B | $686.0M | ||
| Q1 24 | $2.0B | $671.1M |
总资产FCFSUTZ
| Q4 25 | $5.3B | — | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $4.5B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.5B | $2.7B | ||
| Q3 24 | $4.4B | $2.6B | ||
| Q2 24 | $4.3B | $2.7B | ||
| Q1 24 | $4.2B | $2.6B |
负债/权益比FCFSUTZ
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 1.10× | ||
| Q3 24 | 0.87× | 1.14× | ||
| Q2 24 | 0.85× | 1.16× | ||
| Q1 24 | 0.75× | 1.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.6M | $54.2M |
| 自由现金流经营现金流 - 资本支出 | — | $16.5M |
| 自由现金流率自由现金流/营收 | — | 4.8% |
| 资本支出强度资本支出/营收 | — | 11.1% |
| 现金转化率经营现金流/净利润 | 1.98× | 23.67× |
| 过去12个月自由现金流最近4个季度 | — | $7.6M |
8季度趋势，按日历期对齐
经营现金流FCFSUTZ
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | — | ||
| Q2 25 | $116.9M | — | ||
| Q1 25 | $126.6M | — | ||
| Q4 24 | $198.1M | $54.2M | ||
| Q3 24 | $113.1M | $52.2M | ||
| Q2 24 | $106.2M | $8.9M | ||
| Q1 24 | $122.5M | $-9.1M |
自由现金流FCFSUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $16.5M | ||
| Q3 24 | — | $29.1M | ||
| Q2 24 | — | $-15.3M | ||
| Q1 24 | — | $-22.7M |
自由现金流率FCFSUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -4.3% | ||
| Q1 24 | — | -6.5% |
资本支出强度FCFSUTZ
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 11.1% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | — | 6.8% | ||
| Q1 24 | — | 3.9% |
现金转化率FCFSUTZ
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 23.67× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 0.45× | ||
| Q1 24 | 2.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
UTZ
暂无分部数据
