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FIRST CITIZENS BANCSHARES INC（FCNCA）与Fifth Third Bancorp（FITB）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是FIRST CITIZENS BANCSHARES INC的1.4倍（$1.5B vs $1.1B）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 47.7%，领先1.4%）。Fifth Third Bancorp同比增速更快（6.4% vs 3.5%）。过去两年Fifth Third Bancorp的营收复合增速更高（218.3% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
FCNCA vs FITB — 直观对比
营收规模更大
FITB
是对方的1.4倍
$1.1B
营收增速更快
FITB
高出2.9%
3.5%
净利率更高
FCNCA
高出1.4%
47.7%
两年增速更快
FITB
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.5B |
| 净利润 | $534.0M | $730.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 59.7% |
| 净利率 | 49.1% | 47.7% |
| 营收同比 | 3.5% | 6.4% |
| 净利润同比 | 10.6% | 17.7% |
| 每股收益（稀释后） | $42.63 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCAFITB
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $1.5B | ||
| Q3 25 | $2.4B | $1.5B | ||
| Q2 25 | $2.4B | $1.5B | ||
| Q1 25 | $2.3B | $1.4B | ||
| Q4 24 | $2.4B | $1.4B | ||
| Q3 24 | $2.4B | $161.0M | ||
| Q2 24 | $2.5B | $156.0M |
净利润FCNCAFITB
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $730.0M | ||
| Q3 25 | $568.0M | $649.0M | ||
| Q2 25 | $575.0M | $628.0M | ||
| Q1 25 | $483.0M | $515.0M | ||
| Q4 24 | $700.0M | $620.0M | ||
| Q3 24 | $639.0M | $573.0M | ||
| Q2 24 | $707.0M | $601.0M |
营业利润率FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 59.7% | ||
| Q3 25 | 30.9% | 55.1% | ||
| Q2 25 | 31.9% | 54.0% | ||
| Q1 25 | 28.3% | 45.4% | ||
| Q4 24 | 30.6% | 53.3% | ||
| Q3 24 | 35.7% | — | ||
| Q2 24 | 39.8% | — |
净利率FCNCAFITB
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | 47.7% | ||
| Q3 25 | 23.3% | 42.7% | ||
| Q2 25 | 24.2% | 42.0% | ||
| Q1 25 | 21.0% | 35.8% | ||
| Q4 24 | 29.1% | 43.1% | ||
| Q3 24 | 26.1% | 355.9% | ||
| Q2 24 | 28.7% | 385.3% |
每股收益（稀释后）FCNCAFITB
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $1.03 | ||
| Q3 25 | $43.08 | $0.91 | ||
| Q2 25 | $42.36 | $0.88 | ||
| Q1 25 | $34.47 | $0.71 | ||
| Q4 24 | $49.19 | $0.85 | ||
| Q3 24 | $43.42 | $0.78 | ||
| Q2 24 | $47.54 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $34.0B | $13.6B |
| 股东权益账面价值 | $22.0B | $21.7B |
| 总资产 | $236.0B | $214.4B |
| 负债/权益比越低杠杆越低 | 1.54× | 0.63× |
8季度趋势，按日历期对齐
总债务FCNCAFITB
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | $13.6B | ||
| Q3 25 | $38.3B | $13.7B | ||
| Q2 25 | $37.6B | $14.5B | ||
| Q1 25 | $38.0B | $14.5B | ||
| Q4 24 | $36.7B | $14.3B | ||
| Q3 24 | $36.8B | $17.1B | ||
| Q2 24 | $37.1B | $16.3B |
股东权益FCNCAFITB
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $21.7B | ||
| Q3 25 | $22.0B | $21.1B | ||
| Q2 25 | $22.3B | $21.1B | ||
| Q1 25 | $22.3B | $20.4B | ||
| Q4 24 | $22.2B | $19.6B | ||
| Q3 24 | $22.8B | $20.8B | ||
| Q2 24 | $22.5B | $19.2B |
总资产FCNCAFITB
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $214.4B | ||
| Q3 25 | $233.5B | $212.9B | ||
| Q2 25 | $229.7B | $210.0B | ||
| Q1 25 | $228.8B | $212.7B | ||
| Q4 24 | $223.7B | $212.9B | ||
| Q3 24 | $220.6B | $214.3B | ||
| Q2 24 | $219.8B | $213.3B |
负债/权益比FCNCAFITB
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | 0.63× | ||
| Q3 25 | 1.74× | 0.65× | ||
| Q2 25 | 1.69× | 0.69× | ||
| Q1 25 | 1.70× | 0.71× | ||
| Q4 24 | 1.65× | 0.73× | ||
| Q3 24 | 1.61× | 0.82× | ||
| Q2 24 | 1.65× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $929.0M |
| 自由现金流经营现金流 - 资本支出 | — | $765.0M |
| 自由现金流率自由现金流/营收 | — | 50.0% |
| 资本支出强度资本支出/营收 | — | 10.7% |
| 现金转化率经营现金流/净利润 | — | 1.27× |
| 过去12个月自由现金流最近4个季度 | — | $3.9B |
8季度趋势，按日历期对齐
经营现金流FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $929.0M | ||
| Q3 25 | $916.0M | $1.0B | ||
| Q2 25 | $859.0M | $1.3B | ||
| Q1 25 | $98.0M | $1.2B | ||
| Q4 24 | $1.1B | $-101.0M | ||
| Q3 24 | $991.0M | $1.9B | ||
| Q2 24 | $417.0M | $679.0M |
自由现金流FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $765.0M | ||
| Q3 25 | $678.0M | $886.0M | ||
| Q2 25 | $733.0M | $1.2B | ||
| Q1 25 | $-5.0M | $1.1B | ||
| Q4 24 | $991.0M | $-246.0M | ||
| Q3 24 | $885.0M | $1.7B | ||
| Q2 24 | $316.0M | $588.0M |
自由现金流率FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 50.0% | ||
| Q3 25 | 27.9% | 58.3% | ||
| Q2 25 | 30.9% | 77.8% | ||
| Q1 25 | -0.2% | 77.7% | ||
| Q4 24 | 41.2% | -17.1% | ||
| Q3 24 | 36.2% | 1085.1% | ||
| Q2 24 | 12.8% | 376.9% |
资本支出强度FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 10.7% | ||
| Q3 25 | 9.8% | 10.5% | ||
| Q2 25 | 5.3% | 9.6% | ||
| Q1 25 | 4.5% | 8.1% | ||
| Q4 24 | 5.3% | 10.1% | ||
| Q3 24 | 4.3% | 70.2% | ||
| Q2 24 | 4.1% | 58.3% |
现金转化率FCNCAFITB
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | 1.27× | ||
| Q3 25 | 1.61× | 1.61× | ||
| Q2 25 | 1.49× | 2.08× | ||
| Q1 25 | 0.20× | 2.39× | ||
| Q4 24 | 1.60× | -0.16× | ||
| Q3 24 | 1.55× | 3.25× | ||
| Q2 24 | 0.59× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
