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FIRST CITIZENS BANCSHARES INC（FCNCA）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是SouthState Bank Corp的1.6倍（$1.1B vs $661.7M）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 34.1%，领先15.0%）。过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
FCNCA vs SSB — 直观对比
营收规模更大
FCNCA
是对方的1.6倍
$661.7M
净利率更高
FCNCA
高出15.0%
34.1%
两年增速更快
SSB
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $661.7M |
| 净利润 | $534.0M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.1% |
| 净利率 | 49.1% | 34.1% |
| 营收同比 | 3.5% | — |
| 净利润同比 | 10.6% | 153.5% |
| 每股收益（稀释后） | $42.63 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCASSB
| Q1 26 | $1.1B | $661.7M | ||
| Q4 25 | $2.4B | $581.1M | ||
| Q3 25 | $2.4B | $599.7M | ||
| Q2 25 | $2.4B | $577.9M | ||
| Q1 25 | $2.3B | $544.5M | ||
| Q4 24 | $2.4B | $369.8M | ||
| Q3 24 | $2.4B | $351.5M | ||
| Q2 24 | $2.5B | $350.3M |
净利润FCNCASSB
| Q1 26 | $534.0M | $225.8M | ||
| Q4 25 | $580.0M | $247.7M | ||
| Q3 25 | $568.0M | $246.6M | ||
| Q2 25 | $575.0M | $215.2M | ||
| Q1 25 | $483.0M | $89.1M | ||
| Q4 24 | $700.0M | $144.2M | ||
| Q3 24 | $639.0M | $143.2M | ||
| Q2 24 | $707.0M | $132.4M |
营业利润率FCNCASSB
| Q1 26 | — | 15.1% | ||
| Q4 25 | 33.3% | 54.3% | ||
| Q3 25 | 30.9% | 53.6% | ||
| Q2 25 | 31.9% | 48.8% | ||
| Q1 25 | 28.3% | 22.3% | ||
| Q4 24 | 30.6% | 50.7% | ||
| Q3 24 | 35.7% | 53.1% | ||
| Q2 24 | 39.8% | 49.3% |
净利率FCNCASSB
| Q1 26 | 49.1% | 34.1% | ||
| Q4 25 | 23.8% | 42.6% | ||
| Q3 25 | 23.3% | 41.1% | ||
| Q2 25 | 24.2% | 37.2% | ||
| Q1 25 | 21.0% | 16.4% | ||
| Q4 24 | 29.1% | 39.0% | ||
| Q3 24 | 26.1% | 40.7% | ||
| Q2 24 | 28.7% | 37.8% |
每股收益（稀释后）FCNCASSB
| Q1 26 | $42.63 | $2.28 | ||
| Q4 25 | $45.33 | $2.47 | ||
| Q3 25 | $43.08 | $2.42 | ||
| Q2 25 | $42.36 | $2.11 | ||
| Q1 25 | $34.47 | $0.87 | ||
| Q4 24 | $49.19 | $1.88 | ||
| Q3 24 | $43.42 | $1.86 | ||
| Q2 24 | $47.54 | $1.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.9B |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $9.0B |
| 总资产 | $236.0B | $68.0B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
现金及短期投资FCNCASSB
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务FCNCASSB
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCASSB
| Q1 26 | $22.0B | $9.0B | ||
| Q4 25 | $22.2B | $9.1B | ||
| Q3 25 | $22.0B | $9.0B | ||
| Q2 25 | $22.3B | $8.8B | ||
| Q1 25 | $22.3B | $8.6B | ||
| Q4 24 | $22.2B | $5.9B | ||
| Q3 24 | $22.8B | $5.9B | ||
| Q2 24 | $22.5B | $5.7B |
总资产FCNCASSB
| Q1 26 | $236.0B | $68.0B | ||
| Q4 25 | $229.7B | $67.2B | ||
| Q3 25 | $233.5B | $66.0B | ||
| Q2 25 | $229.7B | $65.9B | ||
| Q1 25 | $228.8B | $65.1B | ||
| Q4 24 | $223.7B | $46.4B | ||
| Q3 24 | $220.6B | $46.1B | ||
| Q2 24 | $219.8B | $45.5B |
负债/权益比FCNCASSB
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
