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FIRST CITIZENS BANCSHARES INC（FCNCA）与道富集团（STT）财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是FIRST CITIZENS BANCSHARES INC的3.4倍（$3.7B vs $1.1B）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 20.4%，领先28.8%）。道富集团同比增速更快（7.5% vs 3.5%）。过去两年道富集团的营收复合增速更高（8.1% vs -33.5%）
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司，历史可追溯至1792年成立的联合银行，是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构，截至2025年第三季度，其管理资产规模约5.4万亿美元，托管及管理资产总规模达51.7万亿美元。
FCNCA vs STT — 直观对比
营收规模更大
STT
是对方的3.4倍
$1.1B
营收增速更快
STT
高出4.0%
3.5%
净利率更高
FCNCA
高出28.8%
20.4%
两年增速更快
STT
近两年复合增速
-33.5%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $3.7B |
| 净利润 | $534.0M | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 49.1% | 20.4% |
| 营收同比 | 3.5% | 7.5% |
| 净利润同比 | 10.6% | -4.6% |
| 每股收益（稀释后） | $42.63 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FCNCASTT
| Q1 26 | $1.1B | — | ||
| Q4 25 | $2.4B | $3.7B | ||
| Q3 25 | $2.4B | $3.5B | ||
| Q2 25 | $2.4B | $3.4B | ||
| Q1 25 | $2.3B | $3.3B | ||
| Q4 24 | $2.4B | $3.4B | ||
| Q3 24 | $2.4B | $3.3B | ||
| Q2 24 | $2.5B | $3.2B |
净利润FCNCASTT
| Q1 26 | $534.0M | — | ||
| Q4 25 | $580.0M | $747.0M | ||
| Q3 25 | $568.0M | $861.0M | ||
| Q2 25 | $575.0M | $693.0M | ||
| Q1 25 | $483.0M | $644.0M | ||
| Q4 24 | $700.0M | $783.0M | ||
| Q3 24 | $639.0M | $730.0M | ||
| Q2 24 | $707.0M | $711.0M |
营业利润率FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | 33.3% | 25.0% | ||
| Q3 25 | 30.9% | 31.1% | ||
| Q2 25 | 31.9% | 25.8% | ||
| Q1 25 | 28.3% | 25.0% | ||
| Q4 24 | 30.6% | 28.1% | ||
| Q3 24 | 35.7% | 28.4% | ||
| Q2 24 | 39.8% | 28.6% |
净利率FCNCASTT
| Q1 26 | 49.1% | — | ||
| Q4 25 | 23.8% | 20.4% | ||
| Q3 25 | 23.3% | 24.3% | ||
| Q2 25 | 24.2% | 20.1% | ||
| Q1 25 | 21.0% | 19.6% | ||
| Q4 24 | 29.1% | 22.9% | ||
| Q3 24 | 26.1% | 22.4% | ||
| Q2 24 | 28.7% | 22.3% |
每股收益（稀释后）FCNCASTT
| Q1 26 | $42.63 | — | ||
| Q4 25 | $45.33 | $2.41 | ||
| Q3 25 | $43.08 | $2.78 | ||
| Q2 25 | $42.36 | $2.17 | ||
| Q1 25 | $34.47 | $2.04 | ||
| Q4 24 | $49.19 | $2.43 | ||
| Q3 24 | $43.42 | $2.26 | ||
| Q2 24 | $47.54 | $2.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $34.0B | — |
| 股东权益账面价值 | $22.0B | $27.8B |
| 总资产 | $236.0B | $366.0B |
| 负债/权益比越低杠杆越低 | 1.54× | — |
8季度趋势，按日历期对齐
总债务FCNCASTT
| Q1 26 | $34.0B | — | ||
| Q4 25 | $35.8B | — | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $37.6B | — | ||
| Q1 25 | $38.0B | — | ||
| Q4 24 | $36.7B | — | ||
| Q3 24 | $36.8B | — | ||
| Q2 24 | $37.1B | — |
股东权益FCNCASTT
| Q1 26 | $22.0B | — | ||
| Q4 25 | $22.2B | $27.8B | ||
| Q3 25 | $22.0B | $27.6B | ||
| Q2 25 | $22.3B | $27.3B | ||
| Q1 25 | $22.3B | $26.7B | ||
| Q4 24 | $22.2B | $25.3B | ||
| Q3 24 | $22.8B | $25.8B | ||
| Q2 24 | $22.5B | $24.8B |
总资产FCNCASTT
| Q1 26 | $236.0B | — | ||
| Q4 25 | $229.7B | $366.0B | ||
| Q3 25 | $233.5B | $371.1B | ||
| Q2 25 | $229.7B | $376.7B | ||
| Q1 25 | $228.8B | $372.7B | ||
| Q4 24 | $223.7B | $353.2B | ||
| Q3 24 | $220.6B | $338.5B | ||
| Q2 24 | $219.8B | $325.6B |
负债/权益比FCNCASTT
| Q1 26 | 1.54× | — | ||
| Q4 25 | 1.61× | — | ||
| Q3 25 | 1.74× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 1.70× | — | ||
| Q4 24 | 1.65× | — | ||
| Q3 24 | 1.61× | — | ||
| Q2 24 | 1.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.0B |
| 自由现金流经营现金流 - 资本支出 | — | $9.8B |
| 自由现金流率自由现金流/营收 | — | 266.6% |
| 资本支出强度资本支出/营收 | — | 7.3% |
| 现金转化率经营现金流/净利润 | — | 13.44× |
| 过去12个月自由现金流最近4个季度 | — | $10.8B |
8季度趋势，按日历期对齐
经营现金流FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $10.0B | ||
| Q3 25 | $916.0M | $7.9B | ||
| Q2 25 | $859.0M | $-8.4B | ||
| Q1 25 | $98.0M | $2.4B | ||
| Q4 24 | $1.1B | $-7.4B | ||
| Q3 24 | $991.0M | $2.7B | ||
| Q2 24 | $417.0M | $-7.6B |
自由现金流FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | $807.0M | $9.8B | ||
| Q3 25 | $678.0M | $7.7B | ||
| Q2 25 | $733.0M | $-8.8B | ||
| Q1 25 | $-5.0M | $2.2B | ||
| Q4 24 | $991.0M | $-7.7B | ||
| Q3 24 | $885.0M | $2.5B | ||
| Q2 24 | $316.0M | $-7.9B |
自由现金流率FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | 33.1% | 266.6% | ||
| Q3 25 | 27.9% | 216.0% | ||
| Q2 25 | 30.9% | -254.1% | ||
| Q1 25 | -0.2% | 66.1% | ||
| Q4 24 | 41.2% | -225.1% | ||
| Q3 24 | 36.2% | 75.9% | ||
| Q2 24 | 12.8% | -246.2% |
资本支出强度FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 7.3% | ||
| Q3 25 | 9.8% | 6.9% | ||
| Q2 25 | 5.3% | 9.3% | ||
| Q1 25 | 4.5% | 6.9% | ||
| Q4 24 | 5.3% | 7.3% | ||
| Q3 24 | 4.3% | 7.2% | ||
| Q2 24 | 4.1% | 6.7% |
现金转化率FCNCASTT
| Q1 26 | — | — | ||
| Q4 25 | 1.81× | 13.44× | ||
| Q3 25 | 1.61× | 9.18× | ||
| Q2 25 | 1.49× | -12.18× | ||
| Q1 25 | 0.20× | 3.72× | ||
| Q4 24 | 1.60× | -9.49× | ||
| Q3 24 | 1.55× | 3.71× | ||
| Q2 24 | 0.59× | -10.75× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FCNCA
暂无分部数据
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |
