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FIRST FINANCIAL BANKSHARES INC（FFIN）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANKSHARES INC的季度营收约是MP Materials Corp.的1.8倍（$164.7M vs $90.6M），FIRST FINANCIAL BANKSHARES INC净利率更高（44.5% vs -8.8%，领先53.3%），MP Materials Corp.同比增速更快（49.1% vs 12.0%），过去两年MP Materials Corp.的营收复合增速更高（70.3% vs 12.7%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
FFIN vs MP — 直观对比
营收规模更大
FFIN
是对方的1.8倍
$90.6M
营收增速更快
MP
高出37.1%
12.0%
净利率更高
FFIN
高出53.3%
-8.8%
两年增速更快
MP
近两年复合增速
12.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $90.6M |
| 净利润 | $73.3M | $-8.0M |
| 毛利率 | — | — |
| 营业利润率 | 54.4% | — |
| 净利率 | 44.5% | -8.8% |
| 营收同比 | 12.0% | 49.1% |
| 净利润同比 | 17.6% | 64.8% |
| 每股收益（稀释后） | $0.51 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINMP
| Q1 26 | — | $90.6M | ||
| Q4 25 | $164.7M | $52.7M | ||
| Q3 25 | $161.3M | $53.6M | ||
| Q2 25 | $156.6M | $57.4M | ||
| Q1 25 | $149.0M | $60.8M | ||
| Q4 24 | $147.1M | $61.0M | ||
| Q3 24 | $139.5M | $62.9M | ||
| Q2 24 | $134.5M | $31.3M |
净利润FFINMP
| Q1 26 | — | $-8.0M | ||
| Q4 25 | $73.3M | $9.4M | ||
| Q3 25 | $52.3M | $-41.8M | ||
| Q2 25 | $66.7M | $-30.9M | ||
| Q1 25 | $61.3M | $-22.6M | ||
| Q4 24 | $62.3M | $-22.3M | ||
| Q3 24 | $55.3M | $-25.5M | ||
| Q2 24 | $52.5M | $-34.1M |
营业利润率FFINMP
| Q1 26 | — | — | ||
| Q4 25 | 54.4% | -7.0% | ||
| Q3 25 | 39.2% | -125.2% | ||
| Q2 25 | 52.2% | -76.5% | ||
| Q1 25 | 50.4% | -57.2% | ||
| Q4 24 | 51.7% | -72.1% | ||
| Q3 24 | 48.3% | -62.8% | ||
| Q2 24 | 47.3% | -171.1% |
净利率FFINMP
| Q1 26 | — | -8.8% | ||
| Q4 25 | 44.5% | 17.9% | ||
| Q3 25 | 32.4% | -78.0% | ||
| Q2 25 | 42.6% | -53.8% | ||
| Q1 25 | 41.2% | -37.2% | ||
| Q4 24 | 42.4% | -36.6% | ||
| Q3 24 | 39.7% | -40.5% | ||
| Q2 24 | 39.0% | -108.9% |
每股收益（稀释后）FFINMP
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.51 | $0.07 | ||
| Q3 25 | $0.36 | $-0.24 | ||
| Q2 25 | $0.47 | $-0.19 | ||
| Q1 25 | $0.43 | $-0.14 | ||
| Q4 24 | $0.43 | $-0.12 | ||
| Q3 24 | $0.39 | $-0.16 | ||
| Q2 24 | $0.37 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.7B |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $1.9B | $2.0B |
| 总资产 | $15.4B | $3.8B |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资FFINMP
| Q1 26 | — | $1.7B | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $261.5M | ||
| Q1 25 | — | $198.3M | ||
| Q4 24 | — | $282.4M | ||
| Q3 24 | — | $284.4M | ||
| Q2 24 | — | $295.6M |
总债务FFINMP
| Q1 26 | — | $1.0B | ||
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FFINMP
| Q1 26 | — | $2.0B | ||
| Q4 25 | $1.9B | $2.0B | ||
| Q3 25 | $1.8B | $2.0B | ||
| Q2 25 | $1.7B | $1.0B | ||
| Q1 25 | $1.7B | $1.0B | ||
| Q4 24 | $1.6B | $1.1B | ||
| Q3 24 | $1.7B | $1.1B | ||
| Q2 24 | $1.5B | $1.1B |
总资产FFINMP
| Q1 26 | — | $3.8B | ||
| Q4 25 | $15.4B | $3.9B | ||
| Q3 25 | $14.8B | $3.8B | ||
| Q2 25 | $14.4B | $2.3B | ||
| Q1 25 | $14.3B | $2.4B | ||
| Q4 24 | $14.0B | $2.3B | ||
| Q3 24 | $13.6B | $2.3B | ||
| Q2 24 | $13.2B | $2.4B |
负债/权益比FFINMP
| Q1 26 | — | 0.51× | ||
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | $-1.9M |
| 自由现金流经营现金流 - 资本支出 | $286.0M | — |
| 自由现金流率自由现金流/营收 | 173.6% | — |
| 资本支出强度资本支出/营收 | 8.2% | — |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | $503.1M | — |
8季度趋势，按日历期对齐
经营现金流FFINMP
| Q1 26 | — | $-1.9M | ||
| Q4 25 | $299.4M | $-46.9M | ||
| Q3 25 | $86.5M | $-42.0M | ||
| Q2 25 | $61.3M | $-3.7M | ||
| Q1 25 | $76.8M | $-63.2M | ||
| Q4 24 | $309.6M | $30.5M | ||
| Q3 24 | $80.7M | $-6.8M | ||
| Q2 24 | $68.8M | $30.8M |
自由现金流FFINMP
| Q1 26 | — | — | ||
| Q4 25 | $286.0M | $-109.3M | ||
| Q3 25 | $83.7M | $-92.5M | ||
| Q2 25 | $58.7M | $-32.7M | ||
| Q1 25 | $74.7M | $-93.7M | ||
| Q4 24 | $292.9M | $-11.2M | ||
| Q3 24 | $77.7M | $-53.3M | ||
| Q2 24 | $63.8M | $-15.6M |
自由现金流率FFINMP
| Q1 26 | — | — | ||
| Q4 25 | 173.6% | -207.4% | ||
| Q3 25 | 51.9% | -172.8% | ||
| Q2 25 | 37.5% | -56.9% | ||
| Q1 25 | 50.1% | -154.0% | ||
| Q4 24 | 199.1% | -18.3% | ||
| Q3 24 | 55.7% | -84.7% | ||
| Q2 24 | 47.4% | -50.1% |
资本支出强度FFINMP
| Q1 26 | — | — | ||
| Q4 25 | 8.2% | 118.5% | ||
| Q3 25 | 1.7% | 94.3% | ||
| Q2 25 | 1.6% | 50.5% | ||
| Q1 25 | 1.4% | 50.1% | ||
| Q4 24 | 11.4% | 68.3% | ||
| Q3 24 | 2.2% | 73.8% | ||
| Q2 24 | 3.7% | 148.7% |
现金转化率FFINMP
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | -4.97× | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.25× | — | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | — | ||
| Q2 24 | 1.31× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
MP
| Materials Segment | $72.2M | 80% |
| Magnetics Segment | $21.1M | 23% |
