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FIRST FINANCIAL BANKSHARES INC（FFIN）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANKSHARES INC的季度营收约是OneStream, Inc.的1.0倍（$164.7M vs $163.7M），FIRST FINANCIAL BANKSHARES INC净利率更高（44.5% vs 0.6%，领先43.9%），OneStream, Inc.同比增速更快（23.6% vs 12.0%），FIRST FINANCIAL BANKSHARES INC自由现金流更多（$286.0M vs $25.6M），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 12.7%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
FFIN vs OS — 直观对比
营收规模更大
FFIN
是对方的1.0倍
$163.7M
营收增速更快
OS
高出11.6%
12.0%
净利率更高
FFIN
高出43.9%
0.6%
自由现金流更多
FFIN
多$260.4M
$25.6M
两年增速更快
OS
近两年复合增速
12.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $163.7M |
| 净利润 | $73.3M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | 54.4% | -3.2% |
| 净利率 | 44.5% | 0.6% |
| 营收同比 | 12.0% | 23.6% |
| 净利润同比 | 17.6% | — |
| 每股收益（稀释后） | $0.51 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINOS
| Q4 25 | $164.7M | $163.7M | ||
| Q3 25 | $161.3M | $154.3M | ||
| Q2 25 | $156.6M | $147.6M | ||
| Q1 25 | $149.0M | $136.3M | ||
| Q4 24 | $147.1M | $132.5M | ||
| Q3 24 | $139.5M | $129.1M | ||
| Q2 24 | $134.5M | $117.5M | ||
| Q1 24 | $129.6M | $110.3M |
净利润FFINOS
| Q4 25 | $73.3M | $999.0K | ||
| Q3 25 | $52.3M | $-8.8M | ||
| Q2 25 | $66.7M | $-18.4M | ||
| Q1 25 | $61.3M | $-24.0M | ||
| Q4 24 | $62.3M | — | ||
| Q3 24 | $55.3M | $-171.9M | ||
| Q2 24 | $52.5M | $-7.8M | ||
| Q1 24 | $53.4M | $-5.0M |
毛利率FFINOS
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
营业利润率FFINOS
| Q4 25 | 54.4% | -3.2% | ||
| Q3 25 | 39.2% | -11.3% | ||
| Q2 25 | 52.2% | -21.8% | ||
| Q1 25 | 50.4% | -29.3% | ||
| Q4 24 | 51.7% | -35.8% | ||
| Q3 24 | 48.3% | -197.6% | ||
| Q2 24 | 47.3% | -9.8% | ||
| Q1 24 | 50.0% | -4.9% |
净利率FFINOS
| Q4 25 | 44.5% | 0.6% | ||
| Q3 25 | 32.4% | -5.7% | ||
| Q2 25 | 42.6% | -12.5% | ||
| Q1 25 | 41.2% | -17.6% | ||
| Q4 24 | 42.4% | — | ||
| Q3 24 | 39.7% | -133.1% | ||
| Q2 24 | 39.0% | -6.7% | ||
| Q1 24 | 41.2% | -4.5% |
每股收益（稀释后）FFINOS
| Q4 25 | $0.51 | — | ||
| Q3 25 | $0.36 | — | ||
| Q2 25 | $0.47 | — | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.43 | — | ||
| Q3 24 | $0.39 | $-1.06 | ||
| Q2 24 | $0.37 | — | ||
| Q1 24 | $0.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $693.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $504.7M |
| 总资产 | $15.4B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FFINOS
| Q4 25 | — | $693.6M | ||
| Q3 25 | — | $653.9M | ||
| Q2 25 | — | $652.1M | ||
| Q1 25 | — | $593.9M | ||
| Q4 24 | — | $544.2M | ||
| Q3 24 | — | $495.5M | ||
| Q2 24 | — | $140.5M | ||
| Q1 24 | — | — |
股东权益FFINOS
| Q4 25 | $1.9B | $504.7M | ||
| Q3 25 | $1.8B | $472.1M | ||
| Q2 25 | $1.7B | $458.2M | ||
| Q1 25 | $1.7B | $412.9M | ||
| Q4 24 | $1.6B | $386.2M | ||
| Q3 24 | $1.7B | $458.2M | ||
| Q2 24 | $1.5B | $97.5M | ||
| Q1 24 | $1.5B | $102.5M |
总资产FFINOS
| Q4 25 | $15.4B | $1.0B | ||
| Q3 25 | $14.8B | $949.4M | ||
| Q2 25 | $14.4B | $910.5M | ||
| Q1 25 | $14.3B | $867.3M | ||
| Q4 24 | $14.0B | $823.2M | ||
| Q3 24 | $13.6B | $750.1M | ||
| Q2 24 | $13.2B | $379.7M | ||
| Q1 24 | $13.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | $25.8M |
| 自由现金流经营现金流 - 资本支出 | $286.0M | $25.6M |
| 自由现金流率自由现金流/营收 | 173.6% | 15.7% |
| 资本支出强度资本支出/营收 | 8.2% | 0.1% |
| 现金转化率经营现金流/净利润 | 4.08× | 25.79× |
| 过去12个月自由现金流最近4个季度 | $503.1M | $95.6M |
8季度趋势，按日历期对齐
经营现金流FFINOS
| Q4 25 | $299.4M | $25.8M | ||
| Q3 25 | $86.5M | $5.0M | ||
| Q2 25 | $61.3M | $29.7M | ||
| Q1 25 | $76.8M | $36.2M | ||
| Q4 24 | $309.6M | — | ||
| Q3 24 | $80.7M | $2.4M | ||
| Q2 24 | $68.8M | $8.1M | ||
| Q1 24 | $75.6M | $25.5M |
自由现金流FFINOS
| Q4 25 | $286.0M | $25.6M | ||
| Q3 25 | $83.7M | $4.8M | ||
| Q2 25 | $58.7M | $29.4M | ||
| Q1 25 | $74.7M | $35.8M | ||
| Q4 24 | $292.9M | — | ||
| Q3 24 | $77.7M | $1.3M | ||
| Q2 24 | $63.8M | $7.7M | ||
| Q1 24 | $71.7M | $24.9M |
自由现金流率FFINOS
| Q4 25 | 173.6% | 15.7% | ||
| Q3 25 | 51.9% | 3.1% | ||
| Q2 25 | 37.5% | 19.9% | ||
| Q1 25 | 50.1% | 26.3% | ||
| Q4 24 | 199.1% | — | ||
| Q3 24 | 55.7% | 1.0% | ||
| Q2 24 | 47.4% | 6.6% | ||
| Q1 24 | 55.3% | 22.5% |
资本支出强度FFINOS
| Q4 25 | 8.2% | 0.1% | ||
| Q3 25 | 1.7% | 0.1% | ||
| Q2 25 | 1.6% | 0.2% | ||
| Q1 25 | 1.4% | 0.3% | ||
| Q4 24 | 11.4% | — | ||
| Q3 24 | 2.2% | 0.8% | ||
| Q2 24 | 3.7% | 0.3% | ||
| Q1 24 | 3.0% | 0.6% |
现金转化率FFINOS
| Q4 25 | 4.08× | 25.79× | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.25× | — | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | — | ||
| Q2 24 | 1.31× | — | ||
| Q1 24 | 1.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
