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FIRST FINANCIAL BANKSHARES INC（FFIN）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANKSHARES INC的季度营收约是Ribbon Communications Inc.的1.0倍（$164.7M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 44.5%，领先10.3%），FIRST FINANCIAL BANKSHARES INC同比增速更快（12.0% vs -10.3%），过去两年FIRST FINANCIAL BANKSHARES INC的营收复合增速更高（12.7% vs -8.1%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
FFIN vs RBBN — 直观对比
营收规模更大
FFIN
是对方的1.0倍
$162.6M
营收增速更快
FFIN
高出22.3%
-10.3%
净利率更高
RBBN
高出10.3%
44.5%
两年增速更快
FFIN
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $162.6M |
| 净利润 | $73.3M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 54.4% | 37.6% |
| 净利率 | 44.5% | 54.8% |
| 营收同比 | 12.0% | -10.3% |
| 净利润同比 | 17.6% | — |
| 每股收益（稀释后） | $0.51 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $164.7M | $227.3M | ||
| Q3 25 | $161.3M | $215.4M | ||
| Q2 25 | $156.6M | $220.6M | ||
| Q1 25 | $149.0M | $181.3M | ||
| Q4 24 | $147.1M | $251.4M | ||
| Q3 24 | $139.5M | $210.2M | ||
| Q2 24 | $134.5M | $192.6M |
净利润FFINRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | $73.3M | — | ||
| Q3 25 | $52.3M | $-12.1M | ||
| Q2 25 | $66.7M | $-11.1M | ||
| Q1 25 | $61.3M | $-26.2M | ||
| Q4 24 | $62.3M | — | ||
| Q3 24 | $55.3M | $-13.4M | ||
| Q2 24 | $52.5M | $-16.8M |
毛利率FFINRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率FFINRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 54.4% | 4.1% | ||
| Q3 25 | 39.2% | 1.3% | ||
| Q2 25 | 52.2% | 1.9% | ||
| Q1 25 | 50.4% | -10.8% | ||
| Q4 24 | 51.7% | 13.2% | ||
| Q3 24 | 48.3% | -0.4% | ||
| Q2 24 | 47.3% | -1.0% |
净利率FFINRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | 44.5% | — | ||
| Q3 25 | 32.4% | -5.6% | ||
| Q2 25 | 42.6% | -5.0% | ||
| Q1 25 | 41.2% | -14.5% | ||
| Q4 24 | 42.4% | — | ||
| Q3 24 | 39.7% | -6.4% | ||
| Q2 24 | 39.0% | -8.7% |
每股收益（稀释后）FFINRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.51 | $0.50 | ||
| Q3 25 | $0.36 | $-0.07 | ||
| Q2 25 | $0.47 | $-0.06 | ||
| Q1 25 | $0.43 | $-0.15 | ||
| Q4 24 | $0.43 | $0.05 | ||
| Q3 24 | $0.39 | $-0.08 | ||
| Q2 24 | $0.37 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $419.1M |
| 总资产 | $15.4B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FFINRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益FFINRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $1.9B | $449.0M | ||
| Q3 25 | $1.8B | $360.1M | ||
| Q2 25 | $1.7B | $370.4M | ||
| Q1 25 | $1.7B | $381.8M | ||
| Q4 24 | $1.6B | $404.6M | ||
| Q3 24 | $1.7B | $395.5M | ||
| Q2 24 | $1.5B | $405.0M |
总资产FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | $15.4B | $1.2B | ||
| Q3 25 | $14.8B | $1.1B | ||
| Q2 25 | $14.4B | $1.1B | ||
| Q1 25 | $14.3B | $1.1B | ||
| Q4 24 | $14.0B | $1.2B | ||
| Q3 24 | $13.6B | $1.1B | ||
| Q2 24 | $13.2B | $1.1B |
负债/权益比FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | — |
| 自由现金流经营现金流 - 资本支出 | $286.0M | — |
| 自由现金流率自由现金流/营收 | 173.6% | — |
| 资本支出强度资本支出/营收 | 8.2% | — |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | $503.1M | — |
8季度趋势，按日历期对齐
经营现金流FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | $299.4M | $29.2M | ||
| Q3 25 | $86.5M | $26.5M | ||
| Q2 25 | $61.3M | $-795.0K | ||
| Q1 25 | $76.8M | $-3.5M | ||
| Q4 24 | $309.6M | $61.8M | ||
| Q3 24 | $80.7M | $-14.8M | ||
| Q2 24 | $68.8M | $-9.8M |
自由现金流FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | $286.0M | $27.3M | ||
| Q3 25 | $83.7M | $21.0M | ||
| Q2 25 | $58.7M | $-6.5M | ||
| Q1 25 | $74.7M | $-15.7M | ||
| Q4 24 | $292.9M | $53.8M | ||
| Q3 24 | $77.7M | $-23.7M | ||
| Q2 24 | $63.8M | $-12.9M |
自由现金流率FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | 173.6% | 12.0% | ||
| Q3 25 | 51.9% | 9.7% | ||
| Q2 25 | 37.5% | -2.9% | ||
| Q1 25 | 50.1% | -8.7% | ||
| Q4 24 | 199.1% | 21.4% | ||
| Q3 24 | 55.7% | -11.3% | ||
| Q2 24 | 47.4% | -6.7% |
资本支出强度FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | 8.2% | 0.9% | ||
| Q3 25 | 1.7% | 2.6% | ||
| Q2 25 | 1.6% | 2.6% | ||
| Q1 25 | 1.4% | 6.7% | ||
| Q4 24 | 11.4% | 3.2% | ||
| Q3 24 | 2.2% | 4.2% | ||
| Q2 24 | 3.7% | 1.6% |
现金转化率FFINRBBN
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.25× | — | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | — | ||
| Q2 24 | 1.31× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
