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FIRST FINANCIAL BANKSHARES INC（FFIN）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANKSHARES INC的季度营收约是STURM RUGER & CO INC的1.1倍（$164.7M vs $151.1M），FIRST FINANCIAL BANKSHARES INC同比增速更快（12.0% vs 3.6%），FIRST FINANCIAL BANKSHARES INC自由现金流更多（$286.0M vs $12.3M），过去两年FIRST FINANCIAL BANKSHARES INC的营收复合增速更高（12.7% vs 5.1%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
FFIN vs RGR — 直观对比
营收规模更大
FFIN
是对方的1.1倍
$151.1M
营收增速更快
FFIN
高出8.4%
3.6%
自由现金流更多
FFIN
多$273.7M
$12.3M
两年增速更快
FFIN
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $151.1M |
| 净利润 | $73.3M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 54.4% | 2.3% |
| 净利率 | 44.5% | — |
| 营收同比 | 12.0% | 3.6% |
| 净利润同比 | 17.6% | — |
| 每股收益（稀释后） | $0.51 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINRGR
| Q4 25 | $164.7M | $151.1M | ||
| Q3 25 | $161.3M | $126.8M | ||
| Q2 25 | $156.6M | $132.5M | ||
| Q1 25 | $149.0M | $135.7M | ||
| Q4 24 | $147.1M | $145.8M | ||
| Q3 24 | $139.5M | $122.3M | ||
| Q2 24 | $134.5M | $130.8M | ||
| Q1 24 | $129.6M | $136.8M |
净利润FFINRGR
| Q4 25 | $73.3M | — | ||
| Q3 25 | $52.3M | $1.6M | ||
| Q2 25 | $66.7M | $-17.2M | ||
| Q1 25 | $61.3M | $7.8M | ||
| Q4 24 | $62.3M | — | ||
| Q3 24 | $55.3M | $4.7M | ||
| Q2 24 | $52.5M | $8.3M | ||
| Q1 24 | $53.4M | $7.1M |
毛利率FFINRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率FFINRGR
| Q4 25 | 54.4% | 2.3% | ||
| Q3 25 | 39.2% | -2.7% | ||
| Q2 25 | 52.2% | -15.6% | ||
| Q1 25 | 50.4% | 6.2% | ||
| Q4 24 | 51.7% | 7.8% | ||
| Q3 24 | 48.3% | 3.1% | ||
| Q2 24 | 47.3% | 6.9% | ||
| Q1 24 | 50.0% | 5.5% |
净利率FFINRGR
| Q4 25 | 44.5% | — | ||
| Q3 25 | 32.4% | 1.2% | ||
| Q2 25 | 42.6% | -13.0% | ||
| Q1 25 | 41.2% | 5.7% | ||
| Q4 24 | 42.4% | — | ||
| Q3 24 | 39.7% | 3.9% | ||
| Q2 24 | 39.0% | 6.3% | ||
| Q1 24 | 41.2% | 5.2% |
每股收益（稀释后）FFINRGR
| Q4 25 | $0.51 | $0.22 | ||
| Q3 25 | $0.36 | $0.10 | ||
| Q2 25 | $0.47 | $-1.05 | ||
| Q1 25 | $0.43 | $0.46 | ||
| Q4 24 | $0.43 | $0.62 | ||
| Q3 24 | $0.39 | $0.28 | ||
| Q2 24 | $0.37 | $0.47 | ||
| Q1 24 | $0.37 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $283.8M |
| 总资产 | $15.4B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FFINRGR
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M | ||
| Q1 24 | — | $115.3M |
股东权益FFINRGR
| Q4 25 | $1.9B | $283.8M | ||
| Q3 25 | $1.8B | $279.6M | ||
| Q2 25 | $1.7B | $289.3M | ||
| Q1 25 | $1.7B | $321.5M | ||
| Q4 24 | $1.6B | $319.6M | ||
| Q3 24 | $1.7B | $314.9M | ||
| Q2 24 | $1.5B | $321.5M | ||
| Q1 24 | $1.5B | $332.0M |
总资产FFINRGR
| Q4 25 | $15.4B | $342.0M | ||
| Q3 25 | $14.8B | $342.3M | ||
| Q2 25 | $14.4B | $349.5M | ||
| Q1 25 | $14.3B | $379.0M | ||
| Q4 24 | $14.0B | $384.0M | ||
| Q3 24 | $13.6B | $373.5M | ||
| Q2 24 | $13.2B | $376.7M | ||
| Q1 24 | $13.2B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $286.0M | $12.3M |
| 自由现金流率自由现金流/营收 | 173.6% | 8.2% |
| 资本支出强度资本支出/营收 | 8.2% | 2.1% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | $503.1M | $38.5M |
8季度趋势，按日历期对齐
经营现金流FFINRGR
| Q4 25 | $299.4M | $15.5M | ||
| Q3 25 | $86.5M | $12.9M | ||
| Q2 25 | $61.3M | $14.7M | ||
| Q1 25 | $76.8M | $11.1M | ||
| Q4 24 | $309.6M | $20.0M | ||
| Q3 24 | $80.7M | $9.4M | ||
| Q2 24 | $68.8M | $18.7M | ||
| Q1 24 | $75.6M | $7.3M |
自由现金流FFINRGR
| Q4 25 | $286.0M | $12.3M | ||
| Q3 25 | $83.7M | $7.0M | ||
| Q2 25 | $58.7M | $9.1M | ||
| Q1 25 | $74.7M | $10.0M | ||
| Q4 24 | $292.9M | $16.4M | ||
| Q3 24 | $77.7M | $2.6M | ||
| Q2 24 | $63.8M | $10.1M | ||
| Q1 24 | $71.7M | $5.6M |
自由现金流率FFINRGR
| Q4 25 | 173.6% | 8.2% | ||
| Q3 25 | 51.9% | 5.5% | ||
| Q2 25 | 37.5% | 6.9% | ||
| Q1 25 | 50.1% | 7.4% | ||
| Q4 24 | 199.1% | 11.2% | ||
| Q3 24 | 55.7% | 2.1% | ||
| Q2 24 | 47.4% | 7.7% | ||
| Q1 24 | 55.3% | 4.1% |
资本支出强度FFINRGR
| Q4 25 | 8.2% | 2.1% | ||
| Q3 25 | 1.7% | 4.6% | ||
| Q2 25 | 1.6% | 4.2% | ||
| Q1 25 | 1.4% | 0.8% | ||
| Q4 24 | 11.4% | 2.5% | ||
| Q3 24 | 2.2% | 5.5% | ||
| Q2 24 | 3.7% | 6.6% | ||
| Q1 24 | 3.0% | 1.3% |
现金转化率FFINRGR
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.65× | 8.15× | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 1.25× | 1.43× | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | 1.98× | ||
| Q2 24 | 1.31× | 2.27× | ||
| Q1 24 | 1.42× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
