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FIRST FINANCIAL BANKSHARES INC（FFIN）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是FIRST FINANCIAL BANKSHARES INC的1.4倍（$225.0M vs $164.7M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 12.0%），FIRST FINANCIAL BANKSHARES INC自由现金流更多（$286.0M vs $26.2M），过去两年FIRST FINANCIAL BANKSHARES INC的营收复合增速更高（12.7% vs -12.3%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
FFIN vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.4倍
$164.7M
营收增速更快
ROCK
高出13.0%
12.0%
自由现金流更多
FFIN
多$259.8M
$26.2M
两年增速更快
FFIN
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $225.0M |
| 净利润 | $73.3M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 54.4% | 7.9% |
| 净利率 | 44.5% | — |
| 营收同比 | 12.0% | 24.9% |
| 净利润同比 | 17.6% | — |
| 每股收益（稀释后） | $0.51 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINROCK
| Q4 25 | $164.7M | $225.0M | ||
| Q3 25 | $161.3M | $310.9M | ||
| Q2 25 | $156.6M | $309.5M | ||
| Q1 25 | $149.0M | $290.0M | ||
| Q4 24 | $147.1M | $180.1M | ||
| Q3 24 | $139.5M | $277.1M | ||
| Q2 24 | $134.5M | $273.6M | ||
| Q1 24 | $129.6M | $292.5M |
净利润FFINROCK
| Q4 25 | $73.3M | — | ||
| Q3 25 | $52.3M | $-89.1M | ||
| Q2 25 | $66.7M | $26.0M | ||
| Q1 25 | $61.3M | $21.1M | ||
| Q4 24 | $62.3M | — | ||
| Q3 24 | $55.3M | $34.0M | ||
| Q2 24 | $52.5M | $32.2M | ||
| Q1 24 | $53.4M | $24.9M |
毛利率FFINROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率FFINROCK
| Q4 25 | 54.4% | 7.9% | ||
| Q3 25 | 39.2% | 12.8% | ||
| Q2 25 | 52.2% | 12.8% | ||
| Q1 25 | 50.4% | 8.8% | ||
| Q4 24 | 51.7% | 13.3% | ||
| Q3 24 | 48.3% | 15.6% | ||
| Q2 24 | 47.3% | 14.9% | ||
| Q1 24 | 50.0% | 10.8% |
净利率FFINROCK
| Q4 25 | 44.5% | — | ||
| Q3 25 | 32.4% | -28.6% | ||
| Q2 25 | 42.6% | 8.4% | ||
| Q1 25 | 41.2% | 7.3% | ||
| Q4 24 | 42.4% | — | ||
| Q3 24 | 39.7% | 12.3% | ||
| Q2 24 | 39.0% | 11.8% | ||
| Q1 24 | 41.2% | 8.5% |
每股收益（稀释后）FFINROCK
| Q4 25 | $0.51 | — | ||
| Q3 25 | $0.36 | $-2.98 | ||
| Q2 25 | $0.47 | $0.87 | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.43 | — | ||
| Q3 24 | $0.39 | $1.11 | ||
| Q2 24 | $0.37 | $1.05 | ||
| Q1 24 | $0.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $1.9B | $950.4M |
| 总资产 | $15.4B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FFINROCK
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $89.4M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $25.1M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $228.9M | ||
| Q2 24 | — | $179.1M | ||
| Q1 24 | — | $146.7M |
总债务FFINROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益FFINROCK
| Q4 25 | $1.9B | $950.4M | ||
| Q3 25 | $1.8B | $951.8M | ||
| Q2 25 | $1.7B | $1.0B | ||
| Q1 25 | $1.7B | $1.0B | ||
| Q4 24 | $1.6B | $1.0B | ||
| Q3 24 | $1.7B | $1.0B | ||
| Q2 24 | $1.5B | $975.7M | ||
| Q1 24 | $1.5B | $940.2M |
总资产FFINROCK
| Q4 25 | $15.4B | $1.4B | ||
| Q3 25 | $14.8B | $1.4B | ||
| Q2 25 | $14.4B | $1.5B | ||
| Q1 25 | $14.3B | $1.4B | ||
| Q4 24 | $14.0B | $1.4B | ||
| Q3 24 | $13.6B | $1.4B | ||
| Q2 24 | $13.2B | $1.4B | ||
| Q1 24 | $13.2B | $1.3B |
负债/权益比FFINROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $286.0M | $26.2M |
| 自由现金流率自由现金流/营收 | 173.6% | 11.7% |
| 资本支出强度资本支出/营收 | 8.2% | 4.1% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | $503.1M | $120.6M |
8季度趋势，按日历期对齐
经营现金流FFINROCK
| Q4 25 | $299.4M | $35.5M | ||
| Q3 25 | $86.5M | $73.0M | ||
| Q2 25 | $61.3M | $44.9M | ||
| Q1 25 | $76.8M | $13.7M | ||
| Q4 24 | $309.6M | $19.9M | ||
| Q3 24 | $80.7M | $64.7M | ||
| Q2 24 | $68.8M | $36.5M | ||
| Q1 24 | $75.6M | $53.2M |
自由现金流FFINROCK
| Q4 25 | $286.0M | $26.2M | ||
| Q3 25 | $83.7M | $64.8M | ||
| Q2 25 | $58.7M | $27.3M | ||
| Q1 25 | $74.7M | $2.3M | ||
| Q4 24 | $292.9M | $14.1M | ||
| Q3 24 | $77.7M | $60.5M | ||
| Q2 24 | $63.8M | $33.5M | ||
| Q1 24 | $71.7M | $48.8M |
自由现金流率FFINROCK
| Q4 25 | 173.6% | 11.7% | ||
| Q3 25 | 51.9% | 20.8% | ||
| Q2 25 | 37.5% | 8.8% | ||
| Q1 25 | 50.1% | 0.8% | ||
| Q4 24 | 199.1% | 7.8% | ||
| Q3 24 | 55.7% | 21.8% | ||
| Q2 24 | 47.4% | 12.2% | ||
| Q1 24 | 55.3% | 16.7% |
资本支出强度FFINROCK
| Q4 25 | 8.2% | 4.1% | ||
| Q3 25 | 1.7% | 2.6% | ||
| Q2 25 | 1.6% | 5.7% | ||
| Q1 25 | 1.4% | 3.9% | ||
| Q4 24 | 11.4% | 3.3% | ||
| Q3 24 | 2.2% | 1.5% | ||
| Q2 24 | 3.7% | 1.1% | ||
| Q1 24 | 3.0% | 1.5% |
现金转化率FFINROCK
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 0.92× | 1.73× | ||
| Q1 25 | 1.25× | 0.65× | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | 1.90× | ||
| Q2 24 | 1.31× | 1.13× | ||
| Q1 24 | 1.42× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
