vs
FIRST FINANCIAL BANKSHARES INC（FFIN）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
FIRST FINANCIAL BANKSHARES INC的季度营收约是null的1.6倍（$164.7M vs $100.0M），FIRST FINANCIAL BANKSHARES INC净利率更高（44.5% vs -7.0%，领先51.5%），null同比增速更快（14.5% vs 12.0%），FIRST FINANCIAL BANKSHARES INC自由现金流更多（$286.0M vs $14.1M），过去两年FIRST FINANCIAL BANKSHARES INC的营收复合增速更高（12.7% vs -4.9%）
第一金融银行股份有限公司（FFIN）是总部位于印第安纳州特雷霍特的区域银行，由第一金融集团运营。它是印第安纳州历史最悠久的全国性银行，在美国全国性银行中历史排名第五，其母公司第一金融集团也是维戈县唯一的上市企业。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
FFIN vs SWIM — 直观对比
营收规模更大
FFIN
是对方的1.6倍
$100.0M
营收增速更快
SWIM
高出2.5%
12.0%
净利率更高
FFIN
高出51.5%
-7.0%
自由现金流更多
FFIN
多$271.9M
$14.1M
两年增速更快
FFIN
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $164.7M | $100.0M |
| 净利润 | $73.3M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 54.4% | -10.7% |
| 净利率 | 44.5% | -7.0% |
| 营收同比 | 12.0% | 14.5% |
| 净利润同比 | 17.6% | 76.0% |
| 每股收益（稀释后） | $0.51 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FFINSWIM
| Q4 25 | $164.7M | $100.0M | ||
| Q3 25 | $161.3M | $161.9M | ||
| Q2 25 | $156.6M | $172.6M | ||
| Q1 25 | $149.0M | $111.4M | ||
| Q4 24 | $147.1M | $87.3M | ||
| Q3 24 | $139.5M | $150.5M | ||
| Q2 24 | $134.5M | $160.1M | ||
| Q1 24 | $129.6M | $110.6M |
净利润FFINSWIM
| Q4 25 | $73.3M | $-7.0M | ||
| Q3 25 | $52.3M | $8.1M | ||
| Q2 25 | $66.7M | $16.0M | ||
| Q1 25 | $61.3M | $-6.0M | ||
| Q4 24 | $62.3M | $-29.2M | ||
| Q3 24 | $55.3M | $5.9M | ||
| Q2 24 | $52.5M | $13.3M | ||
| Q1 24 | $53.4M | $-7.9M |
毛利率FFINSWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率FFINSWIM
| Q4 25 | 54.4% | -10.7% | ||
| Q3 25 | 39.2% | 13.3% | ||
| Q2 25 | 52.2% | 14.3% | ||
| Q1 25 | 50.4% | -4.4% | ||
| Q4 24 | 51.7% | -14.9% | ||
| Q3 24 | 48.3% | 8.9% | ||
| Q2 24 | 47.3% | 12.5% | ||
| Q1 24 | 50.0% | -1.9% |
净利率FFINSWIM
| Q4 25 | 44.5% | -7.0% | ||
| Q3 25 | 32.4% | 5.0% | ||
| Q2 25 | 42.6% | 9.3% | ||
| Q1 25 | 41.2% | -5.4% | ||
| Q4 24 | 42.4% | -33.4% | ||
| Q3 24 | 39.7% | 3.9% | ||
| Q2 24 | 39.0% | 8.3% | ||
| Q1 24 | 41.2% | -7.1% |
每股收益（稀释后）FFINSWIM
| Q4 25 | $0.51 | $-0.06 | ||
| Q3 25 | $0.36 | $0.07 | ||
| Q2 25 | $0.47 | $0.13 | ||
| Q1 25 | $0.43 | $-0.05 | ||
| Q4 24 | $0.43 | $-0.24 | ||
| Q3 24 | $0.39 | $0.05 | ||
| Q2 24 | $0.37 | $0.11 | ||
| Q1 24 | $0.37 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $279.8M |
| 股东权益账面价值 | $1.9B | $405.9M |
| 总资产 | $15.4B | $823.2M |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
总债务FFINSWIM
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M | ||
| Q1 24 | — | $282.8M |
股东权益FFINSWIM
| Q4 25 | $1.9B | $405.9M | ||
| Q3 25 | $1.8B | $408.4M | ||
| Q2 25 | $1.7B | $398.4M | ||
| Q1 25 | $1.7B | $381.1M | ||
| Q4 24 | $1.6B | $387.2M | ||
| Q3 24 | $1.7B | $416.6M | ||
| Q2 24 | $1.5B | $408.1M | ||
| Q1 24 | $1.5B | $391.8M |
总资产FFINSWIM
| Q4 25 | $15.4B | $823.2M | ||
| Q3 25 | $14.8B | $844.4M | ||
| Q2 25 | $14.4B | $822.1M | ||
| Q1 25 | $14.3B | $824.6M | ||
| Q4 24 | $14.0B | $794.2M | ||
| Q3 24 | $13.6B | $853.4M | ||
| Q2 24 | $13.2B | $830.0M | ||
| Q1 24 | $13.2B | $808.6M |
负债/权益比FFINSWIM
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $299.4M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $286.0M | $14.1M |
| 自由现金流率自由现金流/营收 | 173.6% | 14.1% |
| 资本支出强度资本支出/营收 | 8.2% | 9.2% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | $503.1M | $38.0M |
8季度趋势，按日历期对齐
经营现金流FFINSWIM
| Q4 25 | $299.4M | $23.3M | ||
| Q3 25 | $86.5M | $51.0M | ||
| Q2 25 | $61.3M | $36.0M | ||
| Q1 25 | $76.8M | $-46.9M | ||
| Q4 24 | $309.6M | $6.2M | ||
| Q3 24 | $80.7M | $37.2M | ||
| Q2 24 | $68.8M | $52.4M | ||
| Q1 24 | $75.6M | $-34.5M |
自由现金流FFINSWIM
| Q4 25 | $286.0M | $14.1M | ||
| Q3 25 | $83.7M | $45.2M | ||
| Q2 25 | $58.7M | $29.1M | ||
| Q1 25 | $74.7M | $-50.3M | ||
| Q4 24 | $292.9M | $-98.0K | ||
| Q3 24 | $77.7M | $33.2M | ||
| Q2 24 | $63.8M | $47.9M | ||
| Q1 24 | $71.7M | $-39.9M |
自由现金流率FFINSWIM
| Q4 25 | 173.6% | 14.1% | ||
| Q3 25 | 51.9% | 27.9% | ||
| Q2 25 | 37.5% | 16.8% | ||
| Q1 25 | 50.1% | -45.2% | ||
| Q4 24 | 199.1% | -0.1% | ||
| Q3 24 | 55.7% | 22.1% | ||
| Q2 24 | 47.4% | 29.9% | ||
| Q1 24 | 55.3% | -36.0% |
资本支出强度FFINSWIM
| Q4 25 | 8.2% | 9.2% | ||
| Q3 25 | 1.7% | 3.6% | ||
| Q2 25 | 1.6% | 4.0% | ||
| Q1 25 | 1.4% | 3.1% | ||
| Q4 24 | 11.4% | 7.2% | ||
| Q3 24 | 2.2% | 2.7% | ||
| Q2 24 | 3.7% | 2.8% | ||
| Q1 24 | 3.0% | 4.8% |
现金转化率FFINSWIM
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.65× | 6.29× | ||
| Q2 25 | 0.92× | 2.25× | ||
| Q1 25 | 1.25× | — | ||
| Q4 24 | 4.97× | — | ||
| Q3 24 | 1.46× | 6.32× | ||
| Q2 24 | 1.31× | 3.95× | ||
| Q1 24 | 1.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FFIN
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
