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F&G Annuities & Life, Inc.（FG）与Jackson Financial Inc.（JXN）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是F&G Annuities & Life, Inc.的1.1倍（$2.0B vs $1.8B）。F&G Annuities & Life, Inc.净利率更高（7.3% vs -10.3%，领先17.5%）。Jackson Financial Inc.同比增速更快（783.6% vs 13.2%）
F&G年金人寿保险公司是一家总部位于美国爱荷华州得梅因的上市企业，成立于1959年，核心业务涵盖年金产品、人寿保险及养老金收购服务，长期为客户提供多元化的风险保障与养老财务解决方案。
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
FG vs JXN — 直观对比
营收规模更大
JXN
是对方的1.1倍
$1.8B
营收增速更快
JXN
高出770.3%
13.2%
净利率更高
FG
高出17.5%
-10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $2.0B |
| 净利润 | $128.0M | $-204.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -18.0% |
| 净利率 | 7.3% | -10.3% |
| 营收同比 | 13.2% | 783.6% |
| 净利润同比 | -60.9% | -159.1% |
| 每股收益（稀释后） | $0.97 | $-3.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGJXN
| Q4 25 | $1.8B | $2.0B | ||
| Q3 25 | $1.7B | $1.4B | ||
| Q2 25 | $1.4B | $-471.0M | ||
| Q1 25 | $908.0M | $3.8B | ||
| Q4 24 | $1.6B | $225.0M | ||
| Q3 24 | $1.4B | $2.1B | ||
| Q2 24 | $1.2B | $1.2B | ||
| Q1 24 | $1.6B | $-322.0M |
净利润FGJXN
| Q4 25 | $128.0M | $-204.0M | ||
| Q3 25 | $118.0M | $76.0M | ||
| Q2 25 | $40.0M | $179.0M | ||
| Q1 25 | $-21.0M | $-24.0M | ||
| Q4 24 | $327.0M | $345.0M | ||
| Q3 24 | $-6.0M | $-469.0M | ||
| Q2 24 | $203.0M | $275.0M | ||
| Q1 24 | $115.0M | $795.0M |
营业利润率FGJXN
| Q4 25 | — | -18.0% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -0.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -27.3% | ||
| Q2 24 | — | 25.5% | ||
| Q1 24 | — | — |
净利率FGJXN
| Q4 25 | 7.3% | -10.3% | ||
| Q3 25 | 7.0% | 5.4% | ||
| Q2 25 | 2.9% | -38.0% | ||
| Q1 25 | -2.3% | -0.6% | ||
| Q4 24 | 21.0% | 153.3% | ||
| Q3 24 | -0.4% | -22.1% | ||
| Q2 24 | 17.3% | 22.1% | ||
| Q1 24 | 7.3% | -246.9% |
每股收益（稀释后）FGJXN
| Q4 25 | $0.97 | $-3.02 | ||
| Q3 25 | $0.85 | $0.92 | ||
| Q2 25 | $0.26 | $2.34 | ||
| Q1 25 | $-0.20 | $-0.48 | ||
| Q4 24 | $2.53 | $4.74 | ||
| Q3 24 | $-0.08 | $-6.37 | ||
| Q2 24 | $1.55 | $3.43 | ||
| Q1 24 | $0.88 | $9.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.5B | $5.7B |
| 总债务越低越好 | $2.2B | $2.0B |
| 股东权益账面价值 | $4.8B | $10.0B |
| 总资产 | $98.4B | $352.6B |
| 负债/权益比越低杠杆越低 | 0.47× | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资FGJXN
| Q4 25 | $1.5B | $5.7B | ||
| Q3 25 | $2.2B | $4.6B | ||
| Q2 25 | $1.9B | $3.8B | ||
| Q1 25 | $3.3B | $3.9B | ||
| Q4 24 | $2.3B | $3.8B | ||
| Q3 24 | $3.5B | $3.1B | ||
| Q2 24 | $3.5B | $1.7B | ||
| Q1 24 | $2.4B | $2.5B |
总债务FGJXN
| Q4 25 | $2.2B | $2.0B | ||
| Q3 25 | $2.2B | $2.0B | ||
| Q2 25 | $2.2B | $2.0B | ||
| Q1 25 | $2.2B | $2.0B | ||
| Q4 24 | $2.2B | $2.0B | ||
| Q3 24 | $2.0B | $2.0B | ||
| Q2 24 | $2.0B | $2.0B | ||
| Q1 24 | $1.7B | $2.0B |
股东权益FGJXN
| Q4 25 | $4.8B | $10.0B | ||
| Q3 25 | $4.8B | $10.2B | ||
| Q2 25 | $4.4B | $10.4B | ||
| Q1 25 | $4.4B | $10.3B | ||
| Q4 24 | $4.0B | $9.8B | ||
| Q3 24 | $4.3B | $10.7B | ||
| Q2 24 | $3.7B | $10.1B | ||
| Q1 24 | $3.5B | $10.2B |
总资产FGJXN
| Q4 25 | $98.4B | $352.6B | ||
| Q3 25 | $96.1B | $353.6B | ||
| Q2 25 | $91.8B | $343.7B | ||
| Q1 25 | $88.0B | $327.2B | ||
| Q4 24 | $85.0B | $338.4B | ||
| Q3 24 | $84.1B | $345.7B | ||
| Q2 24 | $78.5B | $337.8B | ||
| Q1 24 | $74.4B | $340.3B |
负债/权益比FGJXN
| Q4 25 | 0.47× | 0.20× | ||
| Q3 25 | 0.46× | 0.20× | ||
| Q2 25 | 0.50× | 0.20× | ||
| Q1 25 | 0.51× | 0.20× | ||
| Q4 24 | 0.55× | 0.21× | ||
| Q3 24 | 0.47× | 0.19× | ||
| Q2 24 | 0.56× | 0.20× | ||
| Q1 24 | 0.49× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $1.6B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 9.13× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FGJXN
| Q4 25 | $1.2B | $1.6B | ||
| Q3 25 | $937.0M | $1.4B | ||
| Q2 25 | $1.6B | $1.2B | ||
| Q1 25 | $956.0M | $1.6B | ||
| Q4 24 | $1.3B | $1.5B | ||
| Q3 24 | $2.1B | $1.4B | ||
| Q2 24 | $1.1B | $1.5B | ||
| Q1 24 | $1.5B | $1.4B |
现金转化率FGJXN
| Q4 25 | 9.13× | — | ||
| Q3 25 | 7.94× | 18.03× | ||
| Q2 25 | 40.50× | 6.55× | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.04× | 4.42× | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.20× | 5.37× | ||
| Q1 24 | 13.34× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FG
| Reportable Segment | $1.0B | 57% |
| Other | $728.0M | 41% |
| Roar Joint Venture LLC | $24.0M | 1% |
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
