vs
FGI Industries Ltd.（FGI）与Finward Bancorp（FNWD）财务数据对比。点击上方公司名可切换其他公司
FGI Industries Ltd.的季度营收约是Finward Bancorp的1.8倍（$30.5M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -8.6%，领先20.6%），Finward Bancorp同比增速更快（1.1% vs -14.4%），Finward Bancorp自由现金流更多（$9.0M vs $2.3M），过去两年FGI Industries Ltd.的营收复合增速更高（-0.5% vs -19.1%）
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
FGI vs FNWD — 直观对比
营收规模更大
FGI
是对方的1.8倍
$16.5M
营收增速更快
FNWD
高出15.5%
-14.4%
净利率更高
FNWD
高出20.6%
-8.6%
自由现金流更多
FNWD
多$6.8M
$2.3M
两年增速更快
FGI
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $30.5M | $16.5M |
| 净利润 | $-2.6M | $2.0M |
| 毛利率 | 26.7% | — |
| 营业利润率 | -2.2% | 11.0% |
| 净利率 | -8.6% | 12.0% |
| 营收同比 | -14.4% | 1.1% |
| 净利润同比 | -553.1% | -5.6% |
| 每股收益（稀释后） | $-1.63 | $0.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIFNWD
| Q4 25 | $30.5M | $16.5M | ||
| Q3 25 | $35.8M | $17.4M | ||
| Q2 25 | $31.0M | $16.6M | ||
| Q1 25 | $33.2M | $15.5M | ||
| Q4 24 | $35.6M | $16.3M | ||
| Q3 24 | $36.1M | $14.9M | ||
| Q2 24 | $29.4M | $14.6M | ||
| Q1 24 | $30.8M | $25.3M |
净利润FGIFNWD
| Q4 25 | $-2.6M | $2.0M | ||
| Q3 25 | $-1.7M | $3.5M | ||
| Q2 25 | $-1.2M | $2.2M | ||
| Q1 25 | $-629.1K | $455.0K | ||
| Q4 24 | $-402.3K | $2.1M | ||
| Q3 24 | $-550.1K | $606.0K | ||
| Q2 24 | $163.6K | $143.0K | ||
| Q1 24 | $-412.2K | $9.3M |
毛利率FGIFNWD
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
营业利润率FGIFNWD
| Q4 25 | -2.2% | 11.0% | ||
| Q3 25 | 1.0% | 20.5% | ||
| Q2 25 | -2.7% | 12.7% | ||
| Q1 25 | -3.9% | 4.0% | ||
| Q4 24 | -3.5% | 16.3% | ||
| Q3 24 | -0.2% | 2.7% | ||
| Q2 24 | -1.5% | 0.9% | ||
| Q1 24 | -1.0% | 40.6% |
净利率FGIFNWD
| Q4 25 | -8.6% | 12.0% | ||
| Q3 25 | -4.6% | 20.1% | ||
| Q2 25 | -4.0% | 12.9% | ||
| Q1 25 | -1.9% | 2.9% | ||
| Q4 24 | -1.1% | 12.9% | ||
| Q3 24 | -1.5% | 4.1% | ||
| Q2 24 | 0.6% | 1.0% | ||
| Q1 24 | -1.3% | 36.7% |
每股收益（稀释后）FGIFNWD
| Q4 25 | $-1.63 | $0.46 | ||
| Q3 25 | $-0.86 | $0.81 | ||
| Q2 25 | $-0.64 | $0.50 | ||
| Q1 25 | $-0.07 | $0.11 | ||
| Q4 24 | $-0.38 | $0.50 | ||
| Q3 24 | $-0.29 | $0.14 | ||
| Q2 24 | $0.08 | $0.03 | ||
| Q1 24 | $-0.04 | $2.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $17.3M | $174.7M |
| 总资产 | $69.5M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FGIFNWD
| Q4 25 | $1.9M | — | ||
| Q3 25 | $1.9M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $1.2M | — | ||
| Q4 24 | $4.6M | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $3.3M | — |
股东权益FGIFNWD
| Q4 25 | $17.3M | $174.7M | ||
| Q3 25 | $19.7M | $165.5M | ||
| Q2 25 | $21.3M | $154.3M | ||
| Q1 25 | $21.8M | $151.8M | ||
| Q4 24 | $22.3M | $151.4M | ||
| Q3 24 | $23.5M | $159.6M | ||
| Q2 24 | $23.8M | $148.6M | ||
| Q1 24 | $23.9M | $151.6M |
总资产FGIFNWD
| Q4 25 | $69.5M | $2.0B | ||
| Q3 25 | $73.0M | $2.1B | ||
| Q2 25 | $71.7M | $2.1B | ||
| Q1 25 | $68.5M | $2.0B | ||
| Q4 24 | $75.5M | $2.1B | ||
| Q3 24 | $74.7M | $2.1B | ||
| Q2 24 | $69.9M | $2.1B | ||
| Q1 24 | $68.6M | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $9.9M |
| 自由现金流经营现金流 - 资本支出 | $2.3M | $9.0M |
| 自由现金流率自由现金流/营收 | 7.5% | 54.8% |
| 资本支出强度资本支出/营收 | 0.2% | 5.2% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | $-212.5K | $10.6M |
8季度趋势，按日历期对齐
经营现金流FGIFNWD
| Q4 25 | $2.3M | $9.9M | ||
| Q3 25 | $-1.9M | $1.2M | ||
| Q2 25 | $7.6M | $4.8M | ||
| Q1 25 | $-7.4M | $-3.8M | ||
| Q4 24 | $617.4K | $9.8M | ||
| Q3 24 | $-915.0K | $-3.7M | ||
| Q2 24 | $862.1K | $2.8M | ||
| Q1 24 | $-8.0M | $-25.0K |
自由现金流FGIFNWD
| Q4 25 | $2.3M | $9.0M | ||
| Q3 25 | $-2.1M | $1.0M | ||
| Q2 25 | $7.4M | $4.5M | ||
| Q1 25 | $-7.7M | $-4.0M | ||
| Q4 24 | $-214.1K | $6.7M | ||
| Q3 24 | $-1.1M | $-4.2M | ||
| Q2 24 | $281.5K | $1.1M | ||
| Q1 24 | $-8.6M | $-736.0K |
自由现金流率FGIFNWD
| Q4 25 | 7.5% | 54.8% | ||
| Q3 25 | -5.9% | 6.0% | ||
| Q2 25 | 23.8% | 27.0% | ||
| Q1 25 | -23.3% | -25.7% | ||
| Q4 24 | -0.6% | 41.2% | ||
| Q3 24 | -3.0% | -28.5% | ||
| Q2 24 | 1.0% | 7.6% | ||
| Q1 24 | -28.0% | -2.9% |
资本支出强度FGIFNWD
| Q4 25 | 0.2% | 5.2% | ||
| Q3 25 | 0.7% | 0.9% | ||
| Q2 25 | 0.7% | 1.7% | ||
| Q1 25 | 1.1% | 1.2% | ||
| Q4 24 | 2.3% | 18.8% | ||
| Q3 24 | 0.5% | 3.4% | ||
| Q2 24 | 2.0% | 11.2% | ||
| Q1 24 | 2.0% | 2.8% |
现金转化率FGIFNWD
| Q4 25 | — | 4.99× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 2.22× | ||
| Q1 25 | — | -8.37× | ||
| Q4 24 | — | 4.66× | ||
| Q3 24 | — | -6.15× | ||
| Q2 24 | 5.27× | 19.23× | ||
| Q1 24 | — | -0.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
FNWD
暂无分部数据
