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FGI Industries Ltd.（FGI）与Ponce Financial Group, Inc.（PDLB）财务数据对比。点击上方公司名可切换其他公司
Ponce Financial Group, Inc.的季度营收约是FGI Industries Ltd.的1.0倍（$31.4M vs $30.5M），Ponce Financial Group, Inc.净利率更高（36.3% vs -8.6%，领先44.9%），Ponce Financial Group, Inc.同比增速更快（37.6% vs -14.4%），Ponce Financial Group, Inc.自由现金流更多（$54.6M vs $2.3M），过去两年Ponce Financial Group, Inc.的营收复合增速更高（23.7% vs -0.5%）
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
庞塞金融集团是总部位于美国的金融控股公司，核心子公司为庞塞银行，主要服务纽约大都会区的多元文化、移民及中低收入社区，提供存款账户、按揭贷款、小微企业融资、个人信贷等零售及商业银行服务。
FGI vs PDLB — 直观对比
营收规模更大
PDLB
是对方的1.0倍
$30.5M
营收增速更快
PDLB
高出52.0%
-14.4%
净利率更高
PDLB
高出44.9%
-8.6%
自由现金流更多
PDLB
多$52.3M
$2.3M
两年增速更快
PDLB
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $30.5M | $31.4M |
| 净利润 | $-2.6M | $10.1M |
| 毛利率 | 26.7% | — |
| 营业利润率 | -2.2% | 43.6% |
| 净利率 | -8.6% | 36.3% |
| 营收同比 | -14.4% | 37.6% |
| 净利润同比 | -553.1% | 245.6% |
| 每股收益（稀释后） | $-1.63 | $0.43 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIPDLB
| Q4 25 | $30.5M | $31.4M | ||
| Q3 25 | $35.8M | $26.7M | ||
| Q2 25 | $31.0M | $26.5M | ||
| Q1 25 | $33.2M | $24.6M | ||
| Q4 24 | $35.6M | $22.8M | ||
| Q3 24 | $36.1M | $20.2M | ||
| Q2 24 | $29.4M | $20.2M | ||
| Q1 24 | $30.8M | $20.5M |
净利润FGIPDLB
| Q4 25 | $-2.6M | $10.1M | ||
| Q3 25 | $-1.7M | $6.5M | ||
| Q2 25 | $-1.2M | $6.1M | ||
| Q1 25 | $-629.1K | $6.0M | ||
| Q4 24 | $-402.3K | $2.9M | ||
| Q3 24 | $-550.1K | $2.4M | ||
| Q2 24 | $163.6K | $3.2M | ||
| Q1 24 | $-412.2K | $2.4M |
毛利率FGIPDLB
| Q4 25 | 26.7% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 28.1% | — | ||
| Q1 25 | 26.8% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 25.8% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 27.4% | — |
营业利润率FGIPDLB
| Q4 25 | -2.2% | 43.6% | ||
| Q3 25 | 1.0% | 32.8% | ||
| Q2 25 | -2.7% | 30.2% | ||
| Q1 25 | -3.9% | 32.5% | ||
| Q4 24 | -3.5% | 19.6% | ||
| Q3 24 | -0.2% | 15.2% | ||
| Q2 24 | -1.5% | 21.8% | ||
| Q1 24 | -1.0% | 18.3% |
净利率FGIPDLB
| Q4 25 | -8.6% | 36.3% | ||
| Q3 25 | -4.6% | 24.3% | ||
| Q2 25 | -4.0% | 23.0% | ||
| Q1 25 | -1.9% | 24.2% | ||
| Q4 24 | -1.1% | 14.1% | ||
| Q3 24 | -1.5% | 12.1% | ||
| Q2 24 | 0.6% | 15.8% | ||
| Q1 24 | -1.3% | 11.8% |
每股收益（稀释后）FGIPDLB
| Q4 25 | $-1.63 | $0.43 | ||
| Q3 25 | $-0.86 | $0.27 | ||
| Q2 25 | $-0.64 | $0.25 | ||
| Q1 25 | $-0.07 | $0.25 | ||
| Q4 24 | $-0.38 | $0.11 | ||
| Q3 24 | $-0.29 | $0.10 | ||
| Q2 24 | $0.08 | $0.14 | ||
| Q1 24 | $-0.04 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9M | $126.2M |
| 总债务越低越好 | — | $596.1M |
| 股东权益账面价值 | $17.3M | $541.5M |
| 总资产 | $69.5M | $3.2B |
| 负债/权益比越低杠杆越低 | — | 1.10× |
8季度趋势，按日历期对齐
现金及短期投资FGIPDLB
| Q4 25 | $1.9M | $126.2M | ||
| Q3 25 | $1.9M | $146.6M | ||
| Q2 25 | $2.5M | $126.6M | ||
| Q1 25 | $1.2M | $129.9M | ||
| Q4 24 | $4.6M | $139.8M | ||
| Q3 24 | $3.0M | $155.8M | ||
| Q2 24 | $1.3M | $103.2M | ||
| Q1 24 | $3.3M | $134.7M |
总债务FGIPDLB
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
股东权益FGIPDLB
| Q4 25 | $17.3M | $541.5M | ||
| Q3 25 | $19.7M | $529.8M | ||
| Q2 25 | $21.3M | $521.1M | ||
| Q1 25 | $21.8M | $513.9M | ||
| Q4 24 | $22.3M | $505.5M | ||
| Q3 24 | $23.5M | $504.6M | ||
| Q2 24 | $23.8M | $497.7M | ||
| Q1 24 | $23.9M | $493.7M |
总资产FGIPDLB
| Q4 25 | $69.5M | $3.2B | ||
| Q3 25 | $73.0M | $3.2B | ||
| Q2 25 | $71.7M | $3.2B | ||
| Q1 25 | $68.5M | $3.1B | ||
| Q4 24 | $75.5M | $3.0B | ||
| Q3 24 | $74.7M | $3.0B | ||
| Q2 24 | $69.9M | $2.8B | ||
| Q1 24 | $68.6M | $2.8B |
负债/权益比FGIPDLB
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $55.6M |
| 自由现金流经营现金流 - 资本支出 | $2.3M | $54.6M |
| 自由现金流率自由现金流/营收 | 7.5% | 173.9% |
| 资本支出强度资本支出/营收 | 0.2% | 3.1% |
| 现金转化率经营现金流/净利润 | — | 5.48× |
| 过去12个月自由现金流最近4个季度 | $-212.5K | $74.3M |
8季度趋势，按日历期对齐
经营现金流FGIPDLB
| Q4 25 | $2.3M | $55.6M | ||
| Q3 25 | $-1.9M | $1.4M | ||
| Q2 25 | $7.6M | $6.2M | ||
| Q1 25 | $-7.4M | $13.1M | ||
| Q4 24 | $617.4K | $7.2M | ||
| Q3 24 | $-915.0K | $-14.6M | ||
| Q2 24 | $862.1K | $-2.6M | ||
| Q1 24 | $-8.0M | $1.5M |
自由现金流FGIPDLB
| Q4 25 | $2.3M | $54.6M | ||
| Q3 25 | $-2.1M | $786.0K | ||
| Q2 25 | $7.4M | $5.9M | ||
| Q1 25 | $-7.7M | $12.9M | ||
| Q4 24 | $-214.1K | $4.5M | ||
| Q3 24 | $-1.1M | $-15.0M | ||
| Q2 24 | $281.5K | $-2.6M | ||
| Q1 24 | $-8.6M | $-315.0K |
自由现金流率FGIPDLB
| Q4 25 | 7.5% | 173.9% | ||
| Q3 25 | -5.9% | 2.9% | ||
| Q2 25 | 23.8% | 22.4% | ||
| Q1 25 | -23.3% | 52.6% | ||
| Q4 24 | -0.6% | 19.7% | ||
| Q3 24 | -3.0% | -74.1% | ||
| Q2 24 | 1.0% | -13.0% | ||
| Q1 24 | -28.0% | -1.5% |
资本支出强度FGIPDLB
| Q4 25 | 0.2% | 3.1% | ||
| Q3 25 | 0.7% | 2.3% | ||
| Q2 25 | 0.7% | 1.0% | ||
| Q1 25 | 1.1% | 0.6% | ||
| Q4 24 | 2.3% | 11.9% | ||
| Q3 24 | 0.5% | 2.0% | ||
| Q2 24 | 2.0% | 0.3% | ||
| Q1 24 | 2.0% | 8.7% |
现金转化率FGIPDLB
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | 5.27× | -0.80× | ||
| Q1 24 | — | 0.61× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
PDLB
暂无分部数据
