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FGI Industries Ltd.（FGI）与Usio, Inc.（USIO）财务数据对比。点击上方公司名可切换其他公司
FGI Industries Ltd.的季度营收约是Usio, Inc.的1.4倍（$30.5M vs $22.2M），Usio, Inc.净利率更高（-6.7% vs -8.6%，领先1.9%），Usio, Inc.同比增速更快（8.2% vs -14.4%），FGI Industries Ltd.自由现金流更多（$2.3M vs $1.1M），过去两年Usio, Inc.的营收复合增速更高（3.0% vs -0.5%）
FGI Industries Ltd是一家全球厨卫产品、家居收纳解决方案及家装用品的设计、制造与分销商，服务覆盖北美、欧洲及亚太地区的大型连锁零售商、家居专营店和电商平台。
Usio, Inc.是总部位于美国得克萨斯州圣安东尼奥的金融科技企业，主打综合电子支付服务，业务涵盖ACH交易处理、信用卡与借记卡收单、为软件平台提供支付便利、预付卡发行，同时还经营文件打印邮寄业务。
FGI vs USIO — 直观对比
营收规模更大
FGI
是对方的1.4倍
$22.2M
营收增速更快
USIO
高出22.6%
-14.4%
净利率更高
USIO
高出1.9%
-8.6%
自由现金流更多
FGI
多$1.2M
$1.1M
两年增速更快
USIO
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $30.5M | $22.2M |
| 净利润 | $-2.6M | $-1.5M |
| 毛利率 | 26.7% | 21.9% |
| 营业利润率 | -2.2% | -5.7% |
| 净利率 | -8.6% | -6.7% |
| 营收同比 | -14.4% | 8.2% |
| 净利润同比 | -553.1% | -337.8% |
| 每股收益（稀释后） | $-1.63 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FGIUSIO
| Q4 25 | $30.5M | $22.2M | ||
| Q3 25 | $35.8M | $21.2M | ||
| Q2 25 | $31.0M | $20.0M | ||
| Q1 25 | $33.2M | $22.0M | ||
| Q4 24 | $35.6M | $20.6M | ||
| Q3 24 | $36.1M | $21.3M | ||
| Q2 24 | $29.4M | $20.1M | ||
| Q1 24 | $30.8M | $21.0M |
净利润FGIUSIO
| Q4 25 | $-2.6M | $-1.5M | ||
| Q3 25 | $-1.7M | $-415.1K | ||
| Q2 25 | $-1.2M | $-366.7K | ||
| Q1 25 | $-629.1K | $-235.0K | ||
| Q4 24 | $-402.3K | $628.9K | ||
| Q3 24 | $-550.1K | $2.9M | ||
| Q2 24 | $163.6K | $75.5K | ||
| Q1 24 | $-412.2K | $-250.2K |
毛利率FGIUSIO
| Q4 25 | 26.7% | 21.9% | ||
| Q3 25 | 26.5% | 23.0% | ||
| Q2 25 | 28.1% | 25.8% | ||
| Q1 25 | 26.8% | 21.9% | ||
| Q4 24 | 24.6% | 24.6% | ||
| Q3 24 | 25.8% | 23.0% | ||
| Q2 24 | 30.5% | 23.9% | ||
| Q1 24 | 27.4% | 23.1% |
营业利润率FGIUSIO
| Q4 25 | -2.2% | -5.7% | ||
| Q3 25 | 1.0% | -2.2% | ||
| Q2 25 | -2.7% | -2.0% | ||
| Q1 25 | -3.9% | -1.1% | ||
| Q4 24 | -3.5% | -2.9% | ||
| Q3 24 | -0.2% | -1.8% | ||
| Q2 24 | -1.5% | -1.0% | ||
| Q1 24 | -1.0% | -1.3% |
净利率FGIUSIO
| Q4 25 | -8.6% | -6.7% | ||
| Q3 25 | -4.6% | -2.0% | ||
| Q2 25 | -4.0% | -1.8% | ||
| Q1 25 | -1.9% | -1.1% | ||
| Q4 24 | -1.1% | 3.1% | ||
| Q3 24 | -1.5% | 13.4% | ||
| Q2 24 | 0.6% | 0.4% | ||
| Q1 24 | -1.3% | -1.2% |
每股收益（稀释后）FGIUSIO
| Q4 25 | $-1.63 | $-0.05 | ||
| Q3 25 | $-0.86 | $-0.02 | ||
| Q2 25 | $-0.64 | $-0.01 | ||
| Q1 25 | $-0.07 | $-0.01 | ||
| Q4 24 | $-0.38 | $0.03 | ||
| Q3 24 | $-0.29 | $0.10 | ||
| Q2 24 | $0.08 | $0.00 | ||
| Q1 24 | $-0.04 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.9M | $7.4M |
| 总债务越低越好 | — | $1.4M |
| 股东权益账面价值 | $17.3M | $17.9M |
| 总资产 | $69.5M | $134.9M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资FGIUSIO
| Q4 25 | $1.9M | $7.4M | ||
| Q3 25 | $1.9M | $7.7M | ||
| Q2 25 | $2.5M | $8.1M | ||
| Q1 25 | $1.2M | $8.7M | ||
| Q4 24 | $4.6M | $8.1M | ||
| Q3 24 | $3.0M | $8.4M | ||
| Q2 24 | $1.3M | $7.2M | ||
| Q1 24 | $3.3M | $7.1M |
总债务FGIUSIO
| Q4 25 | — | $1.4M | ||
| Q3 25 | — | $836.7K | ||
| Q2 25 | — | $647.1K | ||
| Q1 25 | — | $683.3K | ||
| Q4 24 | — | $719.4K | ||
| Q3 24 | — | $562.9K | ||
| Q2 24 | — | $597.2K | ||
| Q1 24 | — | $630.9K |
股东权益FGIUSIO
| Q4 25 | $17.3M | $17.9M | ||
| Q3 25 | $19.7M | $18.7M | ||
| Q2 25 | $21.3M | $18.7M | ||
| Q1 25 | $21.8M | $19.0M | ||
| Q4 24 | $22.3M | $19.2M | ||
| Q3 24 | $23.5M | $18.9M | ||
| Q2 24 | $23.8M | $15.7M | ||
| Q1 24 | $23.9M | $15.3M |
总资产FGIUSIO
| Q4 25 | $69.5M | $134.9M | ||
| Q3 25 | $73.0M | $99.4M | ||
| Q2 25 | $71.7M | $108.4M | ||
| Q1 25 | $68.5M | $109.6M | ||
| Q4 24 | $75.5M | $107.2M | ||
| Q3 24 | $74.7M | $114.6M | ||
| Q2 24 | $69.9M | $108.8M | ||
| Q1 24 | $68.6M | $99.1M |
负债/权益比FGIUSIO
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.03× | ||
| Q2 24 | — | 0.04× | ||
| Q1 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $1.5M |
| 自由现金流经营现金流 - 资本支出 | $2.3M | $1.1M |
| 自由现金流率自由现金流/营收 | 7.5% | 4.8% |
| 资本支出强度资本支出/营收 | 0.2% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-212.5K | $1.7M |
8季度趋势，按日历期对齐
经营现金流FGIUSIO
| Q4 25 | $2.3M | $1.5M | ||
| Q3 25 | $-1.9M | $303.8K | ||
| Q2 25 | $7.6M | $-263.9K | ||
| Q1 25 | $-7.4M | $1.4M | ||
| Q4 24 | $617.4K | $2.9M | ||
| Q3 24 | $-915.0K | $1.4M | ||
| Q2 24 | $862.1K | $369.1K | ||
| Q1 24 | $-8.0M | $88.7K |
自由现金流FGIUSIO
| Q4 25 | $2.3M | $1.1M | ||
| Q3 25 | $-2.1M | $85.2K | ||
| Q2 25 | $7.4M | $-503.2K | ||
| Q1 25 | $-7.7M | $1.1M | ||
| Q4 24 | $-214.1K | $2.7M | ||
| Q3 24 | $-1.1M | $1.4M | ||
| Q2 24 | $281.5K | $246.3K | ||
| Q1 24 | $-8.6M | $-88.1K |
自由现金流率FGIUSIO
| Q4 25 | 7.5% | 4.8% | ||
| Q3 25 | -5.9% | 0.4% | ||
| Q2 25 | 23.8% | -2.5% | ||
| Q1 25 | -23.3% | 4.8% | ||
| Q4 24 | -0.6% | 13.1% | ||
| Q3 24 | -3.0% | 6.4% | ||
| Q2 24 | 1.0% | 1.2% | ||
| Q1 24 | -28.0% | -0.4% |
资本支出强度FGIUSIO
| Q4 25 | 0.2% | 2.0% | ||
| Q3 25 | 0.7% | 1.0% | ||
| Q2 25 | 0.7% | 1.2% | ||
| Q1 25 | 1.1% | 1.4% | ||
| Q4 24 | 2.3% | 1.0% | ||
| Q3 24 | 0.5% | 0.3% | ||
| Q2 24 | 2.0% | 0.6% | ||
| Q1 24 | 2.0% | 0.8% |
现金转化率FGIUSIO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.61× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | 5.27× | 4.89× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FGI
| Sanitaryware | $19.1M | 63% |
| Shower System | $5.8M | 19% |
| Kitchen And Bath Other | $3.3M | 11% |
| Bath Furniture Products | $2.3M | 7% |
USIO
| Credit Card Revenue | $7.7M | 35% |
| ACH And Complementary Service Revenue | $6.1M | 28% |
| Output Solutions | $5.4M | 24% |
| Prepaid Card Services Revenue | $2.6M | 12% |
