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FIRST HAWAIIAN, INC.（FHB）与INTERNATIONAL BANCSHARES CORP（IBOC）财务数据对比。点击上方公司名可切换其他公司
FIRST HAWAIIAN, INC.的季度营收约是INTERNATIONAL BANCSHARES CORP的1.0倍（$220.3M vs $217.7M），INTERNATIONAL BANCSHARES CORP净利率更高（62.3% vs 30.8%，领先31.6%），过去两年FIRST HAWAIIAN, INC.的营收复合增速更高（3.8% vs 2.8%）
第一夏威夷公司是总部位于夏威夷檀香山的银行控股企业，核心子公司第一夏威夷银行成立于1858年，是夏威夷历史最悠久、规模最大的金融机构，总部设在檀香山第一夏威夷中心。该行在夏威夷设有57家分支机构，关岛有3家，塞班岛有1家，为个人及商业客户提供存款、贷款、财富管理、保险、私人银行等多元金融服务。
国际银行股份公司（International Bancshares Corporation）是总部位于美国得克萨斯州拉雷多的银行控股公司，核心子公司为国际商业银行。目前集团通过旗下银行子公司运营217个营业网点、315台自动柜员机，服务覆盖得克萨斯州、俄克拉荷马州的88个城镇社区。
FHB vs IBOC — 直观对比
营收规模更大
FHB
是对方的1.0倍
$217.7M
净利率更高
IBOC
高出31.6%
30.8%
两年增速更快
FHB
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $220.3M | $217.7M |
| 净利润 | $67.8M | $106.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 62.8% |
| 净利率 | 30.8% | 62.3% |
| 营收同比 | — | 4.5% |
| 净利润同比 | 14.4% | -7.1% |
| 每股收益（稀释后） | $0.55 | $1.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FHBIBOC
| Q1 26 | $220.3M | — | ||
| Q4 25 | $225.9M | $217.7M | ||
| Q3 25 | $226.4M | $218.1M | ||
| Q2 25 | $217.5M | $208.2M | ||
| Q1 25 | $211.0M | $198.2M | ||
| Q4 24 | $188.1M | $208.3M | ||
| Q3 24 | $210.0M | $211.8M | ||
| Q2 24 | $204.6M | $207.8M |
净利润FHBIBOC
| Q1 26 | $67.8M | — | ||
| Q4 25 | $69.9M | $106.9M | ||
| Q3 25 | $73.8M | $108.4M | ||
| Q2 25 | $73.2M | $100.1M | ||
| Q1 25 | $59.2M | $96.9M | ||
| Q4 24 | $52.5M | $115.1M | ||
| Q3 24 | $61.5M | $99.8M | ||
| Q2 24 | $61.9M | $97.0M |
营业利润率FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | 62.8% | ||
| Q3 25 | 42.5% | 62.6% | ||
| Q2 25 | 40.5% | 60.5% | ||
| Q1 25 | 36.5% | 61.1% | ||
| Q4 24 | 34.4% | 64.2% | ||
| Q3 24 | 36.4% | 60.0% | ||
| Q2 24 | 39.5% | 60.1% |
净利率FHBIBOC
| Q1 26 | 30.8% | — | ||
| Q4 25 | 31.0% | 62.3% | ||
| Q3 25 | 32.6% | 49.7% | ||
| Q2 25 | 33.7% | 48.1% | ||
| Q1 25 | 28.1% | 48.9% | ||
| Q4 24 | 27.9% | 71.5% | ||
| Q3 24 | 29.3% | 47.1% | ||
| Q2 24 | 30.3% | 46.7% |
每股收益（稀释后）FHBIBOC
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.56 | $1.71 | ||
| Q3 25 | $0.59 | $1.74 | ||
| Q2 25 | $0.58 | $1.61 | ||
| Q1 25 | $0.47 | $1.56 | ||
| Q4 24 | $0.41 | $1.85 | ||
| Q3 24 | $0.48 | $1.60 | ||
| Q2 24 | $0.48 | $1.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.5B |
| 总债务越低越好 | $0 | — |
| 股东权益账面价值 | $2.8B | $3.3B |
| 总资产 | $24.3B | $16.6B |
| 负债/权益比越低杠杆越低 | 0.00× | — |
8季度趋势，按日历期对齐
现金及短期投资FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | — | $5.5B | ||
| Q3 25 | — | $5.6B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.6B | ||
| Q4 24 | — | $5.4B | ||
| Q3 24 | — | $5.8B | ||
| Q2 24 | — | $5.7B |
总债务FHBIBOC
| Q1 26 | $0 | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FHBIBOC
| Q1 26 | $2.8B | — | ||
| Q4 25 | $2.8B | $3.3B | ||
| Q3 25 | $2.7B | $3.1B | ||
| Q2 25 | $2.7B | $3.0B | ||
| Q1 25 | $2.6B | $2.9B | ||
| Q4 24 | $2.6B | $2.8B | ||
| Q3 24 | $2.6B | $2.7B | ||
| Q2 24 | $2.6B | $2.6B |
总资产FHBIBOC
| Q1 26 | $24.3B | — | ||
| Q4 25 | $24.0B | $16.6B | ||
| Q3 25 | $24.1B | $16.6B | ||
| Q2 25 | $23.8B | $16.5B | ||
| Q1 25 | $23.7B | $16.3B | ||
| Q4 24 | $23.8B | $15.7B | ||
| Q3 24 | $23.8B | $15.9B | ||
| Q2 24 | $24.0B | $15.5B |
负债/权益比FHBIBOC
| Q1 26 | 0.00× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $491.1M |
| 自由现金流经营现金流 - 资本支出 | — | $472.9M |
| 自由现金流率自由现金流/营收 | — | 217.2% |
| 资本支出强度资本支出/营收 | — | 8.3% |
| 现金转化率经营现金流/净利润 | — | 4.59× |
| 过去12个月自由现金流最近4个季度 | — | $809.9M |
8季度趋势，按日历期对齐
经营现金流FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | $335.1M | $491.1M | ||
| Q3 25 | $57.1M | $115.2M | ||
| Q2 25 | $136.4M | $95.5M | ||
| Q1 25 | $36.7M | $140.5M | ||
| Q4 24 | $317.5M | $473.9M | ||
| Q3 24 | $58.9M | $116.5M | ||
| Q2 24 | $78.2M | $107.2M |
自由现金流FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | $303.3M | $472.9M | ||
| Q3 25 | $49.5M | $112.2M | ||
| Q2 25 | $125.2M | $91.6M | ||
| Q1 25 | $28.6M | $133.1M | ||
| Q4 24 | $288.7M | $459.8M | ||
| Q3 24 | $52.3M | $109.6M | ||
| Q2 24 | $72.2M | $104.9M |
自由现金流率FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | 134.3% | 217.2% | ||
| Q3 25 | 21.9% | 51.5% | ||
| Q2 25 | 57.5% | 44.0% | ||
| Q1 25 | 13.6% | 67.1% | ||
| Q4 24 | 153.5% | 220.8% | ||
| Q3 24 | 24.9% | 51.7% | ||
| Q2 24 | 35.3% | 50.5% |
资本支出强度FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | 14.1% | 8.3% | ||
| Q3 25 | 3.3% | 1.3% | ||
| Q2 25 | 5.2% | 1.9% | ||
| Q1 25 | 3.8% | 3.7% | ||
| Q4 24 | 15.3% | 6.8% | ||
| Q3 24 | 3.1% | 3.3% | ||
| Q2 24 | 2.9% | 1.1% |
现金转化率FHBIBOC
| Q1 26 | — | — | ||
| Q4 25 | 4.79× | 4.59× | ||
| Q3 25 | 0.77× | 1.06× | ||
| Q2 25 | 1.86× | 0.95× | ||
| Q1 25 | 0.62× | 1.45× | ||
| Q4 24 | 6.05× | 4.12× | ||
| Q3 24 | 0.96× | 1.17× | ||
| Q2 24 | 1.26× | 1.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FHB
| Net Interest Income | $167.5M | 76% |
| Noninterest Income | $52.8M | 24% |
IBOC
暂无分部数据
