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FIRST INTERSTATE BANCSYSTEM INC（FIBK）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是FIRST INTERSTATE BANCSYSTEM INC的1.5倍（$461.6M vs $313.0M），FIRST INTERSTATE BANCSYSTEM INC净利率更高（34.8% vs 14.6%，领先20.2%），FIRST INTERSTATE BANCSYSTEM INC同比增速更快（19.8% vs 17.0%），过去两年FIRST INTERSTATE BANCSYSTEM INC的营收复合增速更高（13.7% vs 5.6%）
第一州际银行系统公司是总部位于美国蒙大拿州比灵斯的金融控股公司，旗下拥有第一州际银行，该社区银行的服务网点覆盖美国西部和中西部共14个州，按总资产计算是蒙大拿州规模最大的银行。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
FIBK vs RBC — 直观对比
营收规模更大
RBC
是对方的1.5倍
$313.0M
营收增速更快
FIBK
高出2.7%
17.0%
净利率更高
FIBK
高出20.2%
14.6%
两年增速更快
FIBK
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $313.0M | $461.6M |
| 净利润 | $108.8M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 44.5% | 22.3% |
| 净利率 | 34.8% | 14.6% |
| 营收同比 | 19.8% | 17.0% |
| 净利润同比 | 108.8% | 16.4% |
| 每股收益（稀释后） | $1.07 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIBKRBC
| Q4 25 | $313.0M | $461.6M | ||
| Q3 25 | $250.5M | $455.3M | ||
| Q2 25 | $248.3M | $436.0M | ||
| Q1 25 | $247.0M | $437.7M | ||
| Q4 24 | $261.3M | $394.4M | ||
| Q3 24 | $251.9M | $397.9M | ||
| Q2 24 | $244.3M | $406.3M | ||
| Q1 24 | $242.2M | $413.7M |
净利润FIBKRBC
| Q4 25 | $108.8M | $67.4M | ||
| Q3 25 | $71.4M | $60.0M | ||
| Q2 25 | $71.7M | $68.5M | ||
| Q1 25 | $50.2M | $72.7M | ||
| Q4 24 | $52.1M | $57.9M | ||
| Q3 24 | $55.5M | $54.2M | ||
| Q2 24 | $60.0M | $61.4M | ||
| Q1 24 | $58.4M | — |
毛利率FIBKRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率FIBKRBC
| Q4 25 | 44.5% | 22.3% | ||
| Q3 25 | 37.0% | 21.5% | ||
| Q2 25 | 37.7% | 23.2% | ||
| Q1 25 | 26.9% | 23.0% | ||
| Q4 24 | 25.5% | 21.7% | ||
| Q3 24 | 28.9% | 21.6% | ||
| Q2 24 | 32.1% | 24.0% | ||
| Q1 24 | 31.7% | 22.8% |
净利率FIBKRBC
| Q4 25 | 34.8% | 14.6% | ||
| Q3 25 | 28.5% | 13.2% | ||
| Q2 25 | 28.9% | 15.7% | ||
| Q1 25 | 20.3% | 16.6% | ||
| Q4 24 | 19.9% | 14.7% | ||
| Q3 24 | 22.0% | 13.6% | ||
| Q2 24 | 24.6% | 15.1% | ||
| Q1 24 | 24.1% | — |
每股收益（稀释后）FIBKRBC
| Q4 25 | $1.07 | $2.13 | ||
| Q3 25 | $0.69 | $1.90 | ||
| Q2 25 | $0.69 | $2.17 | ||
| Q1 25 | $0.49 | $2.33 | ||
| Q4 24 | $0.50 | $1.82 | ||
| Q3 24 | $0.54 | $1.65 | ||
| Q2 24 | $0.58 | $1.90 | ||
| Q1 24 | $0.57 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $107.6M |
| 总债务越低越好 | $146.3M | $990.2M |
| 股东权益账面价值 | $3.4B | $3.3B |
| 总资产 | $26.6B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.04× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资FIBKRBC
| Q4 25 | — | $107.6M | ||
| Q3 25 | — | $91.2M | ||
| Q2 25 | — | $132.9M | ||
| Q1 25 | — | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $76.8M | ||
| Q1 24 | — | $63.5M |
总债务FIBKRBC
| Q4 25 | $146.3M | $990.2M | ||
| Q3 25 | $146.2M | $1.1B | ||
| Q2 25 | $252.0M | $915.6M | ||
| Q1 25 | — | $920.1M | ||
| Q4 24 | $132.2M | — | ||
| Q3 24 | $137.3M | — | ||
| Q2 24 | $383.4M | — | ||
| Q1 24 | $370.8M | $1.2B |
股东权益FIBKRBC
| Q4 25 | $3.4B | $3.3B | ||
| Q3 25 | $3.4B | $3.2B | ||
| Q2 25 | $3.4B | $3.1B | ||
| Q1 25 | $3.4B | $3.0B | ||
| Q4 24 | $3.3B | $2.9B | ||
| Q3 24 | $3.4B | $2.9B | ||
| Q2 24 | $3.2B | $2.8B | ||
| Q1 24 | $3.2B | $2.8B |
总资产FIBKRBC
| Q4 25 | $26.6B | $5.1B | ||
| Q3 25 | $27.3B | $5.1B | ||
| Q2 25 | $27.6B | $4.8B | ||
| Q1 25 | $28.3B | $4.7B | ||
| Q4 24 | $29.1B | $4.7B | ||
| Q3 24 | $29.6B | $4.7B | ||
| Q2 24 | $30.3B | $4.7B | ||
| Q1 24 | $30.1B | $4.7B |
负债/权益比FIBKRBC
| Q4 25 | 0.04× | 0.30× | ||
| Q3 25 | 0.04× | 0.34× | ||
| Q2 25 | 0.07× | 0.29× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.12× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $305.6M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | 2.81× | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FIBKRBC
| Q4 25 | $305.6M | $122.1M | ||
| Q3 25 | $91.7M | $88.4M | ||
| Q2 25 | $68.1M | $120.0M | ||
| Q1 25 | $78.5M | — | ||
| Q4 24 | $355.0M | $84.0M | ||
| Q3 24 | $89.9M | — | ||
| Q2 24 | $82.3M | $97.4M | ||
| Q1 24 | $87.6M | — |
自由现金流FIBKRBC
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
自由现金流率FIBKRBC
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
资本支出强度FIBKRBC
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | — |
现金转化率FIBKRBC
| Q4 25 | 2.81× | 1.81× | ||
| Q3 25 | 1.28× | 1.47× | ||
| Q2 25 | 0.95× | 1.75× | ||
| Q1 25 | 1.56× | — | ||
| Q4 24 | 6.81× | 1.45× | ||
| Q3 24 | 1.62× | — | ||
| Q2 24 | 1.37× | 1.59× | ||
| Q1 24 | 1.50× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FIBK
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
