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Fidelis Insurance Holdings Ltd（FIHL）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
Fidelis Insurance Holdings Ltd的季度营收约是LifeStance Health Group, Inc.的1.7倍（$651.9M vs $382.2M），Fidelis Insurance Holdings Ltd净利率更高（20.0% vs 3.1%，领先17.0%），LifeStance Health Group, Inc.同比增速更快（17.4% vs -5.0%），Fidelis Insurance Holdings Ltd自由现金流更多（$154.6M vs $46.6M）
Fidelis Insurance Holdings Ltd是总部位于百慕大的全球特种保险与再保险服务商，提供财产、意外伤害、海事、航空等领域的定制化风险保障方案，服务范围覆盖北美、欧洲等地区的企业及机构客户。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FIHL vs LFST — 直观对比
营收规模更大
FIHL
是对方的1.7倍
$382.2M
营收增速更快
LFST
高出22.4%
-5.0%
净利率更高
FIHL
高出17.0%
3.1%
自由现金流更多
FIHL
多$108.0M
$46.6M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $651.9M | $382.2M |
| 净利润 | $130.5M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 24.7% | 4.7% |
| 净利率 | 20.0% | 3.1% |
| 营收同比 | -5.0% | 17.4% |
| 净利润同比 | 29.7% | 264.1% |
| 每股收益（稀释后） | $1.24 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIHLLFST
| Q4 25 | — | $382.2M | ||
| Q3 25 | $651.9M | $363.8M | ||
| Q2 25 | $589.3M | $345.3M | ||
| Q1 25 | $658.4M | $333.0M | ||
| Q4 24 | — | $325.5M | ||
| Q3 24 | $686.1M | $312.7M | ||
| Q2 24 | $540.1M | $312.3M | ||
| Q1 24 | $520.0M | $300.4M |
净利润FIHLLFST
| Q4 25 | — | $11.7M | ||
| Q3 25 | $130.5M | $1.1M | ||
| Q2 25 | $19.7M | $-3.8M | ||
| Q1 25 | $-42.5M | $709.0K | ||
| Q4 24 | — | $-7.1M | ||
| Q3 24 | $100.6M | $-6.0M | ||
| Q2 24 | $53.7M | $-23.3M | ||
| Q1 24 | $81.2M | $-21.1M |
营业利润率FIHLLFST
| Q4 25 | — | 4.7% | ||
| Q3 25 | 24.7% | 2.0% | ||
| Q2 25 | 3.8% | -0.9% | ||
| Q1 25 | -7.6% | 0.5% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | 17.2% | 0.0% | ||
| Q2 24 | 11.6% | -5.1% | ||
| Q1 24 | 18.3% | -5.6% |
净利率FIHLLFST
| Q4 25 | — | 3.1% | ||
| Q3 25 | 20.0% | 0.3% | ||
| Q2 25 | 3.3% | -1.1% | ||
| Q1 25 | -6.5% | 0.2% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | 14.7% | -1.9% | ||
| Q2 24 | 9.9% | -7.5% | ||
| Q1 24 | 15.6% | -7.0% |
每股收益（稀释后）FIHLLFST
| Q4 25 | — | — | ||
| Q3 25 | $1.24 | — | ||
| Q2 25 | $0.18 | — | ||
| Q1 25 | $-0.38 | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $0.88 | — | ||
| Q2 24 | $0.46 | — | ||
| Q1 24 | $0.69 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $892.5M | $248.6M |
| 总债务越低越好 | $842.9M | $282.8M |
| 股东权益账面价值 | $2.4B | $1.5B |
| 总资产 | $12.5B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资FIHLLFST
| Q4 25 | — | $248.6M | ||
| Q3 25 | $892.5M | $203.9M | ||
| Q2 25 | $919.4M | $188.9M | ||
| Q1 25 | $733.4M | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | $806.8M | $102.6M | ||
| Q2 24 | $628.6M | $87.0M | ||
| Q1 24 | $671.7M | $49.5M |
总债务FIHLLFST
| Q4 25 | — | $282.8M | ||
| Q3 25 | $842.9M | $284.6M | ||
| Q2 25 | $842.6M | $286.4M | ||
| Q1 25 | $449.1M | $288.2M | ||
| Q4 24 | — | $290.0M | ||
| Q3 24 | $448.8M | $287.3M | ||
| Q2 24 | $448.6M | $288.0M | ||
| Q1 24 | $448.4M | $288.8M |
股东权益FIHLLFST
| Q4 25 | — | $1.5B | ||
| Q3 25 | $2.4B | $1.5B | ||
| Q2 25 | $2.3B | $1.5B | ||
| Q1 25 | $2.4B | $1.5B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $2.6B | $1.4B | ||
| Q2 24 | $2.5B | $1.4B | ||
| Q1 24 | $2.5B | $1.4B |
总资产FIHLLFST
| Q4 25 | — | $2.2B | ||
| Q3 25 | $12.5B | $2.1B | ||
| Q2 25 | $13.0B | $2.1B | ||
| Q1 25 | $12.8B | $2.1B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | $11.7B | $2.1B | ||
| Q2 24 | $11.9B | $2.1B | ||
| Q1 24 | $11.3B | $2.1B |
负债/权益比FIHLLFST
| Q4 25 | — | 0.19× | ||
| Q3 25 | 0.35× | 0.19× | ||
| Q2 25 | 0.36× | 0.19× | ||
| Q1 25 | 0.19× | 0.20× | ||
| Q4 24 | — | 0.20× | ||
| Q3 24 | 0.17× | 0.20× | ||
| Q2 24 | 0.18× | 0.20× | ||
| Q1 24 | 0.18× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.2M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $154.6M | $46.6M |
| 自由现金流率自由现金流/营收 | 23.7% | 12.2% |
| 资本支出强度资本支出/营收 | 0.1% | 2.9% |
| 现金转化率经营现金流/净利润 | 1.19× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $-320.9M | $110.0M |
8季度趋势，按日历期对齐
经营现金流FIHLLFST
| Q4 25 | — | $57.6M | ||
| Q3 25 | $155.2M | $27.3M | ||
| Q2 25 | $-359.2M | $64.4M | ||
| Q1 25 | $-433.1M | $-3.1M | ||
| Q4 24 | — | $62.3M | ||
| Q3 24 | $318.9M | $22.7M | ||
| Q2 24 | $208.5M | $44.1M | ||
| Q1 24 | $-35.3M | $-21.8M |
自由现金流FIHLLFST
| Q4 25 | — | $46.6M | ||
| Q3 25 | $154.6M | $17.0M | ||
| Q2 25 | $-359.3M | $56.6M | ||
| Q1 25 | $-433.4M | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | $317.2M | $17.7M | ||
| Q2 24 | $206.6M | $39.0M | ||
| Q1 24 | $-35.6M | $-26.9M |
自由现金流率FIHLLFST
| Q4 25 | — | 12.2% | ||
| Q3 25 | 23.7% | 4.7% | ||
| Q2 25 | -61.0% | 16.4% | ||
| Q1 25 | -65.8% | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | 46.2% | 5.7% | ||
| Q2 24 | 38.3% | 12.5% | ||
| Q1 24 | -6.8% | -9.0% |
资本支出强度FIHLLFST
| Q4 25 | — | 2.9% | ||
| Q3 25 | 0.1% | 2.8% | ||
| Q2 25 | 0.0% | 2.2% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | 0.2% | 1.6% | ||
| Q2 24 | 0.4% | 1.6% | ||
| Q1 24 | 0.1% | 1.7% |
现金转化率FIHLLFST
| Q4 25 | — | 4.93× | ||
| Q3 25 | 1.19× | 25.34× | ||
| Q2 25 | -18.23× | — | ||
| Q1 25 | — | -4.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.17× | — | ||
| Q2 24 | 3.88× | — | ||
| Q1 24 | -0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
