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Fidelis Insurance Holdings Ltd（FIHL）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
Fidelis Insurance Holdings Ltd的季度营收约是RBC Bearings INC的1.4倍（$651.9M vs $461.6M），Fidelis Insurance Holdings Ltd净利率更高（20.0% vs 14.6%，领先5.4%），RBC Bearings INC同比增速更快（17.0% vs -5.0%），Fidelis Insurance Holdings Ltd自由现金流更多（$154.6M vs $99.1M）
Fidelis Insurance Holdings Ltd是总部位于百慕大的全球特种保险与再保险服务商，提供财产、意外伤害、海事、航空等领域的定制化风险保障方案，服务范围覆盖北美、欧洲等地区的企业及机构客户。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
FIHL vs RBC — 直观对比
营收规模更大
FIHL
是对方的1.4倍
$461.6M
营收增速更快
RBC
高出22.0%
-5.0%
净利率更高
FIHL
高出5.4%
14.6%
自由现金流更多
FIHL
多$55.5M
$99.1M
损益表 — Q3 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $651.9M | $461.6M |
| 净利润 | $130.5M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 24.7% | 22.3% |
| 净利率 | 20.0% | 14.6% |
| 营收同比 | -5.0% | 17.0% |
| 净利润同比 | 29.7% | 16.4% |
| 每股收益（稀释后） | $1.24 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIHLRBC
| Q4 25 | — | $461.6M | ||
| Q3 25 | $651.9M | $455.3M | ||
| Q2 25 | $589.3M | $436.0M | ||
| Q1 25 | $658.4M | $437.7M | ||
| Q4 24 | — | $394.4M | ||
| Q3 24 | $686.1M | $397.9M | ||
| Q2 24 | $540.1M | $406.3M | ||
| Q1 24 | $520.0M | $413.7M |
净利润FIHLRBC
| Q4 25 | — | $67.4M | ||
| Q3 25 | $130.5M | $60.0M | ||
| Q2 25 | $19.7M | $68.5M | ||
| Q1 25 | $-42.5M | $72.7M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | $100.6M | $54.2M | ||
| Q2 24 | $53.7M | $61.4M | ||
| Q1 24 | $81.2M | — |
毛利率FIHLRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率FIHLRBC
| Q4 25 | — | 22.3% | ||
| Q3 25 | 24.7% | 21.5% | ||
| Q2 25 | 3.8% | 23.2% | ||
| Q1 25 | -7.6% | 23.0% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | 17.2% | 21.6% | ||
| Q2 24 | 11.6% | 24.0% | ||
| Q1 24 | 18.3% | 22.8% |
净利率FIHLRBC
| Q4 25 | — | 14.6% | ||
| Q3 25 | 20.0% | 13.2% | ||
| Q2 25 | 3.3% | 15.7% | ||
| Q1 25 | -6.5% | 16.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | 14.7% | 13.6% | ||
| Q2 24 | 9.9% | 15.1% | ||
| Q1 24 | 15.6% | — |
每股收益（稀释后）FIHLRBC
| Q4 25 | — | $2.13 | ||
| Q3 25 | $1.24 | $1.90 | ||
| Q2 25 | $0.18 | $2.17 | ||
| Q1 25 | $-0.38 | $2.33 | ||
| Q4 24 | — | $1.82 | ||
| Q3 24 | $0.88 | $1.65 | ||
| Q2 24 | $0.46 | $1.90 | ||
| Q1 24 | $0.69 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $892.5M | $107.6M |
| 总债务越低越好 | $842.9M | $990.2M |
| 股东权益账面价值 | $2.4B | $3.3B |
| 总资产 | $12.5B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.35× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资FIHLRBC
| Q4 25 | — | $107.6M | ||
| Q3 25 | $892.5M | $91.2M | ||
| Q2 25 | $919.4M | $132.9M | ||
| Q1 25 | $733.4M | $36.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $806.8M | — | ||
| Q2 24 | $628.6M | $76.8M | ||
| Q1 24 | $671.7M | $63.5M |
总债务FIHLRBC
| Q4 25 | — | $990.2M | ||
| Q3 25 | $842.9M | $1.1B | ||
| Q2 25 | $842.6M | $915.6M | ||
| Q1 25 | $449.1M | $920.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | $448.8M | — | ||
| Q2 24 | $448.6M | — | ||
| Q1 24 | $448.4M | $1.2B |
股东权益FIHLRBC
| Q4 25 | — | $3.3B | ||
| Q3 25 | $2.4B | $3.2B | ||
| Q2 25 | $2.3B | $3.1B | ||
| Q1 25 | $2.4B | $3.0B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | $2.6B | $2.9B | ||
| Q2 24 | $2.5B | $2.8B | ||
| Q1 24 | $2.5B | $2.8B |
总资产FIHLRBC
| Q4 25 | — | $5.1B | ||
| Q3 25 | $12.5B | $5.1B | ||
| Q2 25 | $13.0B | $4.8B | ||
| Q1 25 | $12.8B | $4.7B | ||
| Q4 24 | — | $4.7B | ||
| Q3 24 | $11.7B | $4.7B | ||
| Q2 24 | $11.9B | $4.7B | ||
| Q1 24 | $11.3B | $4.7B |
负债/权益比FIHLRBC
| Q4 25 | — | 0.30× | ||
| Q3 25 | 0.35× | 0.34× | ||
| Q2 25 | 0.36× | 0.29× | ||
| Q1 25 | 0.19× | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.18× | — | ||
| Q1 24 | 0.18× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.2M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $154.6M | $99.1M |
| 自由现金流率自由现金流/营收 | 23.7% | 21.5% |
| 资本支出强度资本支出/营收 | 0.1% | 5.0% |
| 现金转化率经营现金流/净利润 | 1.19× | 1.81× |
| 过去12个月自由现金流最近4个季度 | $-320.9M | — |
8季度趋势，按日历期对齐
经营现金流FIHLRBC
| Q4 25 | — | $122.1M | ||
| Q3 25 | $155.2M | $88.4M | ||
| Q2 25 | $-359.2M | $120.0M | ||
| Q1 25 | $-433.1M | — | ||
| Q4 24 | — | $84.0M | ||
| Q3 24 | $318.9M | — | ||
| Q2 24 | $208.5M | $97.4M | ||
| Q1 24 | $-35.3M | — |
自由现金流FIHLRBC
| Q4 25 | — | $99.1M | ||
| Q3 25 | $154.6M | $71.7M | ||
| Q2 25 | $-359.3M | $104.3M | ||
| Q1 25 | $-433.4M | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | $317.2M | — | ||
| Q2 24 | $206.6M | $88.4M | ||
| Q1 24 | $-35.6M | — |
自由现金流率FIHLRBC
| Q4 25 | — | 21.5% | ||
| Q3 25 | 23.7% | 15.7% | ||
| Q2 25 | -61.0% | 23.9% | ||
| Q1 25 | -65.8% | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | 46.2% | — | ||
| Q2 24 | 38.3% | 21.8% | ||
| Q1 24 | -6.8% | — |
资本支出强度FIHLRBC
| Q4 25 | — | 5.0% | ||
| Q3 25 | 0.1% | 3.7% | ||
| Q2 25 | 0.0% | 3.6% | ||
| Q1 25 | 0.0% | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | 0.2% | 4.1% | ||
| Q2 24 | 0.4% | 2.2% | ||
| Q1 24 | 0.1% | — |
现金转化率FIHLRBC
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.19× | 1.47× | ||
| Q2 25 | -18.23× | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | 3.17× | — | ||
| Q2 24 | 3.88× | 1.59× | ||
| Q1 24 | -0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FIHL
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
