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Fidelis Insurance Holdings Ltd（FIHL）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Reddit, Inc.的季度营收约是Fidelis Insurance Holdings Ltd的1.0倍（$663.0M vs $651.9M），Reddit, Inc.净利率更高（30.8% vs 20.0%，领先10.8%），Reddit, Inc.同比增速更快（69.0% vs -5.0%），Reddit, Inc.自由现金流更多（$311.0M vs $154.6M）
Fidelis Insurance Holdings Ltd是总部位于百慕大的全球特种保险与再保险服务商，提供财产、意外伤害、海事、航空等领域的定制化风险保障方案，服务范围覆盖北美、欧洲等地区的企业及机构客户。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
FIHL vs RDDT — 直观对比
营收规模更大
RDDT
是对方的1.0倍
$651.9M
营收增速更快
RDDT
高出74.0%
-5.0%
净利率更高
RDDT
高出10.8%
20.0%
自由现金流更多
RDDT
多$156.4M
$154.6M
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $651.9M | $663.0M |
| 净利润 | $130.5M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | 24.7% | 0.0% |
| 净利率 | 20.0% | 30.8% |
| 营收同比 | -5.0% | 69.0% |
| 净利润同比 | 29.7% | 680.0% |
| 每股收益（稀释后） | $1.24 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIHLRDDT
| Q1 26 | — | $663.0M | ||
| Q4 25 | — | $725.6M | ||
| Q3 25 | $651.9M | $584.9M | ||
| Q2 25 | $589.3M | $499.6M | ||
| Q1 25 | $658.4M | $392.4M | ||
| Q4 24 | — | $427.7M | ||
| Q3 24 | $686.1M | $348.4M | ||
| Q2 24 | $540.1M | $281.2M |
净利润FIHLRDDT
| Q1 26 | — | $204.0M | ||
| Q4 25 | — | $251.6M | ||
| Q3 25 | $130.5M | $162.7M | ||
| Q2 25 | $19.7M | $89.3M | ||
| Q1 25 | $-42.5M | $26.2M | ||
| Q4 24 | — | $71.0M | ||
| Q3 24 | $100.6M | $29.9M | ||
| Q2 24 | $53.7M | $-10.1M |
毛利率FIHLRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率FIHLRDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | — | 31.9% | ||
| Q3 25 | 24.7% | 23.7% | ||
| Q2 25 | 3.8% | 13.6% | ||
| Q1 25 | -7.6% | 1.0% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | 17.2% | 2.0% | ||
| Q2 24 | 11.6% | -11.0% |
净利率FIHLRDDT
| Q1 26 | — | 30.8% | ||
| Q4 25 | — | 34.7% | ||
| Q3 25 | 20.0% | 27.8% | ||
| Q2 25 | 3.3% | 17.9% | ||
| Q1 25 | -6.5% | 6.7% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | 14.7% | 8.6% | ||
| Q2 24 | 9.9% | -3.6% |
每股收益（稀释后）FIHLRDDT
| Q1 26 | — | $1.01 | ||
| Q4 25 | — | $1.24 | ||
| Q3 25 | $1.24 | $0.80 | ||
| Q2 25 | $0.18 | $0.45 | ||
| Q1 25 | $-0.38 | $0.13 | ||
| Q4 24 | — | $4.76 | ||
| Q3 24 | $0.88 | $0.16 | ||
| Q2 24 | $0.46 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $892.5M | $1.4B |
| 总债务越低越好 | $842.9M | — |
| 股东权益账面价值 | $2.4B | $3.2B |
| 总资产 | $12.5B | $3.5B |
| 负债/权益比越低杠杆越低 | 0.35× | — |
8季度趋势，按日历期对齐
现金及短期投资FIHLRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | $892.5M | $911.7M | ||
| Q2 25 | $919.4M | $734.1M | ||
| Q1 25 | $733.4M | $635.7M | ||
| Q4 24 | — | $562.1M | ||
| Q3 24 | $806.8M | $515.9M | ||
| Q2 24 | $628.6M | $468.0M |
总债务FIHLRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $842.9M | — | ||
| Q2 25 | $842.6M | — | ||
| Q1 25 | $449.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $448.8M | — | ||
| Q2 24 | $448.6M | — |
股东权益FIHLRDDT
| Q1 26 | — | $3.2B | ||
| Q4 25 | — | $2.9B | ||
| Q3 25 | $2.4B | $2.6B | ||
| Q2 25 | $2.3B | $2.4B | ||
| Q1 25 | $2.4B | $2.2B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | $2.6B | $2.0B | ||
| Q2 24 | $2.5B | $1.9B |
总资产FIHLRDDT
| Q1 26 | — | $3.5B | ||
| Q4 25 | — | $3.2B | ||
| Q3 25 | $12.5B | $2.9B | ||
| Q2 25 | $13.0B | $2.6B | ||
| Q1 25 | $12.8B | $2.4B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | $11.7B | $2.2B | ||
| Q2 24 | $11.9B | $2.1B |
负债/权益比FIHLRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.18× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.2M | — |
| 自由现金流经营现金流 - 资本支出 | $154.6M | $311.0M |
| 自由现金流率自由现金流/营收 | 23.7% | 46.9% |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 1.19× | — |
| 过去12个月自由现金流最近4个季度 | $-320.9M | $868.6M |
8季度趋势，按日历期对齐
经营现金流FIHLRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | $266.8M | ||
| Q3 25 | $155.2M | $185.2M | ||
| Q2 25 | $-359.2M | $111.3M | ||
| Q1 25 | $-433.1M | $127.6M | ||
| Q4 24 | — | $90.0M | ||
| Q3 24 | $318.9M | $71.6M | ||
| Q2 24 | $208.5M | $28.4M |
自由现金流FIHLRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | — | $263.6M | ||
| Q3 25 | $154.6M | $183.1M | ||
| Q2 25 | $-359.3M | $110.8M | ||
| Q1 25 | $-433.4M | $126.6M | ||
| Q4 24 | — | $89.2M | ||
| Q3 24 | $317.2M | $70.3M | ||
| Q2 24 | $206.6M | $27.2M |
自由现金流率FIHLRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | 23.7% | 31.3% | ||
| Q2 25 | -61.0% | 22.2% | ||
| Q1 25 | -65.8% | 32.3% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | 46.2% | 20.2% | ||
| Q2 24 | 38.3% | 9.7% |
资本支出强度FIHLRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | 0.1% | 0.4% | ||
| Q2 25 | 0.0% | 0.1% | ||
| Q1 25 | 0.0% | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | 0.2% | 0.4% | ||
| Q2 24 | 0.4% | 0.4% |
现金转化率FIHLRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 1.06× | ||
| Q3 25 | 1.19× | 1.14× | ||
| Q2 25 | -18.23× | 1.25× | ||
| Q1 25 | — | 4.88× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | 3.17× | 2.40× | ||
| Q2 24 | 3.88× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
