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Fidelis Insurance Holdings Ltd（FIHL）与罗致恒富（RHI）财务数据对比。点击上方公司名可切换其他公司
罗致恒富的季度营收约是Fidelis Insurance Holdings Ltd的2.0倍（$1.3B vs $651.9M），Fidelis Insurance Holdings Ltd同比增速更快（-5.0% vs -5.8%），罗致恒富自由现金流更多（$170.8M vs $154.6M）
Fidelis Insurance Holdings Ltd是总部位于百慕大的全球特种保险与再保险服务商，提供财产、意外伤害、海事、航空等领域的定制化风险保障方案，服务范围覆盖北美、欧洲等地区的企业及机构客户。
罗致恒富是1948年成立的国际人力资源咨询机构，总部位于加利福尼亚州门洛帕克和圣拉蒙，是全球规模领先的会计与金融领域人才派遣服务商之一，在全球范围内设有超过345个办公点。
FIHL vs RHI — 直观对比
营收规模更大
RHI
是对方的2.0倍
$651.9M
营收增速更快
FIHL
高出0.8%
-5.8%
自由现金流更多
RHI
多$16.2M
$154.6M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $651.9M | $1.3B |
| 净利润 | $130.5M | — |
| 毛利率 | — | 37.6% |
| 营业利润率 | 24.7% | 1.7% |
| 净利率 | 20.0% | — |
| 营收同比 | -5.0% | -5.8% |
| 净利润同比 | 29.7% | — |
| 每股收益（稀释后） | $1.24 | $0.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIHLRHI
| Q4 25 | — | $1.3B | ||
| Q3 25 | $651.9M | $1.4B | ||
| Q2 25 | $589.3M | $1.4B | ||
| Q1 25 | $658.4M | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $686.1M | $1.5B | ||
| Q2 24 | $540.1M | $1.5B | ||
| Q1 24 | $520.0M | $1.5B |
净利润FIHLRHI
| Q4 25 | — | — | ||
| Q3 25 | $130.5M | $42.9M | ||
| Q2 25 | $19.7M | $41.0M | ||
| Q1 25 | $-42.5M | $17.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $100.6M | $65.5M | ||
| Q2 24 | $53.7M | $68.2M | ||
| Q1 24 | $81.2M | $63.7M |
毛利率FIHLRHI
| Q4 25 | — | 37.6% | ||
| Q3 25 | — | 37.2% | ||
| Q2 25 | — | 37.2% | ||
| Q1 25 | — | 36.9% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 39.0% | ||
| Q2 24 | — | 39.2% | ||
| Q1 24 | — | 38.1% |
营业利润率FIHLRHI
| Q4 25 | — | 1.7% | ||
| Q3 25 | 24.7% | 1.0% | ||
| Q2 25 | 3.8% | 0.1% | ||
| Q1 25 | -7.6% | 2.9% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | 17.2% | 4.1% | ||
| Q2 24 | 11.6% | 5.1% | ||
| Q1 24 | 18.3% | 2.8% |
净利率FIHLRHI
| Q4 25 | — | — | ||
| Q3 25 | 20.0% | 3.2% | ||
| Q2 25 | 3.3% | 3.0% | ||
| Q1 25 | -6.5% | 1.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 14.7% | 4.5% | ||
| Q2 24 | 9.9% | 4.6% | ||
| Q1 24 | 15.6% | 4.3% |
每股收益（稀释后）FIHLRHI
| Q4 25 | — | $0.32 | ||
| Q3 25 | $1.24 | $0.43 | ||
| Q2 25 | $0.18 | $0.41 | ||
| Q1 25 | $-0.38 | $0.17 | ||
| Q4 24 | — | $0.53 | ||
| Q3 24 | $0.88 | $0.64 | ||
| Q2 24 | $0.46 | $0.66 | ||
| Q1 24 | $0.69 | $0.61 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $892.5M | $464.4M |
| 总债务越低越好 | $842.9M | — |
| 股东权益账面价值 | $2.4B | $1.3B |
| 总资产 | $12.5B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.35× | — |
8季度趋势，按日历期对齐
现金及短期投资FIHLRHI
| Q4 25 | — | $464.4M | ||
| Q3 25 | $892.5M | $365.3M | ||
| Q2 25 | $919.4M | $380.5M | ||
| Q1 25 | $733.4M | $342.5M | ||
| Q4 24 | — | $537.6M | ||
| Q3 24 | $806.8M | $570.5M | ||
| Q2 24 | $628.6M | $547.4M | ||
| Q1 24 | $671.7M | $540.9M |
总债务FIHLRHI
| Q4 25 | — | — | ||
| Q3 25 | $842.9M | — | ||
| Q2 25 | $842.6M | — | ||
| Q1 25 | $449.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $448.8M | — | ||
| Q2 24 | $448.6M | — | ||
| Q1 24 | $448.4M | — |
股东权益FIHLRHI
| Q4 25 | — | $1.3B | ||
| Q3 25 | $2.4B | $1.3B | ||
| Q2 25 | $2.3B | $1.3B | ||
| Q1 25 | $2.4B | $1.3B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | $2.6B | $1.5B | ||
| Q2 24 | $2.5B | $1.5B | ||
| Q1 24 | $2.5B | $1.5B |
总资产FIHLRHI
| Q4 25 | — | $2.9B | ||
| Q3 25 | $12.5B | $2.8B | ||
| Q2 25 | $13.0B | $2.8B | ||
| Q1 25 | $12.8B | $2.7B | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | $11.7B | $3.0B | ||
| Q2 24 | $11.9B | $2.9B | ||
| Q1 24 | $11.3B | $2.9B |
负债/权益比FIHLRHI
| Q4 25 | — | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.18× | — | ||
| Q1 24 | 0.18× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.2M | $182.5M |
| 自由现金流经营现金流 - 资本支出 | $154.6M | $170.8M |
| 自由现金流率自由现金流/营收 | 23.7% | 13.1% |
| 资本支出强度资本支出/营收 | 0.1% | 0.9% |
| 现金转化率经营现金流/净利润 | 1.19× | — |
| 过去12个月自由现金流最近4个季度 | $-320.9M | $266.8M |
8季度趋势，按日历期对齐
经营现金流FIHLRHI
| Q4 25 | — | $182.5M | ||
| Q3 25 | $155.2M | $77.4M | ||
| Q2 25 | $-359.2M | $119.4M | ||
| Q1 25 | $-433.1M | $-59.3M | ||
| Q4 24 | — | $154.8M | ||
| Q3 24 | $318.9M | $129.6M | ||
| Q2 24 | $208.5M | $142.0M | ||
| Q1 24 | $-35.3M | $-15.9M |
自由现金流FIHLRHI
| Q4 25 | — | $170.8M | ||
| Q3 25 | $154.6M | $63.6M | ||
| Q2 25 | $-359.3M | $104.2M | ||
| Q1 25 | $-433.4M | $-71.7M | ||
| Q4 24 | — | $140.5M | ||
| Q3 24 | $317.2M | $111.8M | ||
| Q2 24 | $206.6M | $129.6M | ||
| Q1 24 | $-35.6M | $-27.7M |
自由现金流率FIHLRHI
| Q4 25 | — | 13.1% | ||
| Q3 25 | 23.7% | 4.7% | ||
| Q2 25 | -61.0% | 7.6% | ||
| Q1 25 | -65.8% | -5.3% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | 46.2% | 7.6% | ||
| Q2 24 | 38.3% | 8.8% | ||
| Q1 24 | -6.8% | -1.9% |
资本支出强度FIHLRHI
| Q4 25 | — | 0.9% | ||
| Q3 25 | 0.1% | 1.0% | ||
| Q2 25 | 0.0% | 1.1% | ||
| Q1 25 | 0.0% | 0.9% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | 0.2% | 1.2% | ||
| Q2 24 | 0.4% | 0.8% | ||
| Q1 24 | 0.1% | 0.8% |
现金转化率FIHLRHI
| Q4 25 | — | — | ||
| Q3 25 | 1.19× | 1.80× | ||
| Q2 25 | -18.23× | 2.91× | ||
| Q1 25 | — | -3.42× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.17× | 1.98× | ||
| Q2 24 | 3.88× | 2.08× | ||
| Q1 24 | -0.43× | -0.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FIHL
暂无分部数据
RHI
| Finance And Accounting | $535.2M | 41% |
| Protiviti | $479.0M | 37% |
| Technology | $156.4M | 12% |
| Permanent Placement Talent Solutions | $102.6M | 8% |
| Other | $29.2M | 2% |
