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Finwise Bancorp（FINW）与IMPINJ INC（PI）财务数据对比。点击上方公司名可切换其他公司
IMPINJ INC的季度营收约是Finwise Bancorp的1.7倍（$74.3M vs $42.7M），IMPINJ INC净利率更高（11.2% vs 6.4%，领先4.8%），过去两年Finwise Bancorp的营收复合增速更高（47.0% vs -14.9%）
Finwise Bancorp是一家总部位于美国的金融控股公司，主要通过旗下社区银行子公司开展业务，提供存款账户、个人贷款、抵押贷款、小微企业融资、财富管理等多元化金融服务，服务覆盖区域内的零售消费者和中小微企业客户。
Impinj Inc.是一家美国射频识别（RFID）设备及软件提供商，成立于2000年，总部位于华盛顿州西雅图，源自加州理工学院Carver Mead与Chris Diorio的研究成果。公司主营EPC Class 1 Gen 2无源超高频RFID芯片、读写器、读写器芯片、天线，以及芯片编码、业务数据采集相关的软件应用，为各行业RFID应用提供全链路产品支持。
FINW vs PI — 直观对比
营收规模更大
PI
是对方的1.7倍
$42.7M
净利率更高
PI
高出4.8%
6.4%
两年增速更快
FINW
近两年复合增速
-14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $42.7M | $74.3M |
| 净利润 | $2.7M | $8.3M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 30.5% |
| 净利率 | 6.4% | 11.2% |
| 营收同比 | — | -0.0% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.20 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FINWPI
| Q1 26 | $42.7M | $74.3M | ||
| Q4 25 | $46.9M | $92.8M | ||
| Q3 25 | $36.7M | $96.1M | ||
| Q2 25 | $25.1M | $97.9M | ||
| Q1 25 | $22.1M | $74.3M | ||
| Q4 24 | $21.1M | $91.6M | ||
| Q3 24 | $20.8M | $95.2M | ||
| Q2 24 | $19.8M | $102.5M |
净利润FINWPI
| Q1 26 | $2.7M | $8.3M | ||
| Q4 25 | $3.9M | $-1.1M | ||
| Q3 25 | $4.9M | $-12.8M | ||
| Q2 25 | $4.1M | $11.6M | ||
| Q1 25 | $3.2M | $-8.5M | ||
| Q4 24 | $2.8M | $-2.7M | ||
| Q3 24 | $3.5M | $221.0K | ||
| Q2 24 | $3.2M | $10.0M |
毛利率FINWPI
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 51.8% | ||
| Q3 25 | — | 50.3% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 49.4% | ||
| Q4 24 | — | 50.5% | ||
| Q3 24 | — | 50.0% | ||
| Q2 24 | — | 56.1% |
营业利润率FINWPI
| Q1 26 | — | 30.5% | ||
| Q4 25 | 11.7% | -2.9% | ||
| Q3 25 | 17.5% | 0.7% | ||
| Q2 25 | 21.7% | 11.1% | ||
| Q1 25 | 20.1% | -12.9% | ||
| Q4 24 | 17.5% | -3.9% | ||
| Q3 24 | 22.2% | -0.8% | ||
| Q2 24 | 21.1% | 8.8% |
净利率FINWPI
| Q1 26 | 6.4% | 11.2% | ||
| Q4 25 | 8.4% | -1.2% | ||
| Q3 25 | 13.3% | -13.3% | ||
| Q2 25 | 16.3% | 11.8% | ||
| Q1 25 | 14.4% | -11.4% | ||
| Q4 24 | 13.2% | -2.9% | ||
| Q3 24 | 16.6% | 0.2% | ||
| Q2 24 | 16.1% | 9.7% |
每股收益（稀释后）FINWPI
| Q1 26 | $0.20 | $0.14 | ||
| Q4 25 | $0.27 | $-0.02 | ||
| Q3 25 | $0.34 | $-0.44 | ||
| Q2 25 | $0.29 | $0.39 | ||
| Q1 25 | $0.23 | $-0.30 | ||
| Q4 24 | $0.19 | $-0.06 | ||
| Q3 24 | $0.25 | $0.01 | ||
| Q2 24 | $0.24 | $0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $131.8M |
| 总债务越低越好 | — | $241.5M |
| 股东权益账面价值 | $196.6M | — |
| 总资产 | $899.4M | $502.5M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FINWPI
| Q1 26 | — | $131.8M | ||
| Q4 25 | $163.4M | $175.3M | ||
| Q3 25 | $105.6M | $190.1M | ||
| Q2 25 | $90.1M | $193.2M | ||
| Q1 25 | $120.3M | $147.9M | ||
| Q4 24 | $109.2M | $164.7M | ||
| Q3 24 | $85.8M | $170.3M | ||
| Q2 24 | $89.0M | $220.2M |
总债务FINWPI
| Q1 26 | — | $241.5M | ||
| Q4 25 | — | $280.9M | ||
| Q3 25 | — | $280.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $283.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FINWPI
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $209.2M | ||
| Q3 25 | $187.8M | $195.0M | ||
| Q2 25 | $182.0M | $187.7M | ||
| Q1 25 | $177.4M | $160.6M | ||
| Q4 24 | $173.7M | $149.9M | ||
| Q3 24 | $170.4M | $136.1M | ||
| Q2 24 | $165.8M | $117.0M |
总资产FINWPI
| Q1 26 | $899.4M | $502.5M | ||
| Q4 25 | $977.1M | $545.2M | ||
| Q3 25 | $899.9M | $516.5M | ||
| Q2 25 | $842.5M | $508.8M | ||
| Q1 25 | $804.1M | $479.8M | ||
| Q4 24 | $746.0M | $489.1M | ||
| Q3 24 | $683.0M | $476.4M | ||
| Q2 24 | $617.8M | $446.1M |
负债/权益比FINWPI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.34× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | — | $2.2M |
| 自由现金流率自由现金流/营收 | — | 3.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $61.1M |
8季度趋势，按日历期对齐
经营现金流FINWPI
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $15.1M | ||
| Q3 25 | $3.5M | $20.9M | ||
| Q2 25 | $-18.3M | $33.9M | ||
| Q1 25 | $-21.6M | $-11.1M | ||
| Q4 24 | $-15.0M | $12.6M | ||
| Q3 24 | $-9.8M | $10.1M | ||
| Q2 24 | $-7.6M | $45.5M |
自由现金流FINWPI
| Q1 26 | — | $2.2M | ||
| Q4 25 | $-28.6M | $13.6M | ||
| Q3 25 | $3.4M | $18.0M | ||
| Q2 25 | $-19.8M | $27.3M | ||
| Q1 25 | $-23.3M | $-13.0M | ||
| Q4 24 | $-16.1M | $8.5M | ||
| Q3 24 | $-13.4M | $4.7M | ||
| Q2 24 | $-7.7M | $44.1M |
自由现金流率FINWPI
| Q1 26 | — | 3.0% | ||
| Q4 25 | -61.1% | 14.7% | ||
| Q3 25 | 9.4% | 18.7% | ||
| Q2 25 | -79.0% | 27.9% | ||
| Q1 25 | -105.3% | -17.5% | ||
| Q4 24 | -76.0% | 9.3% | ||
| Q3 24 | -64.3% | 4.9% | ||
| Q2 24 | -38.7% | 43.0% |
资本支出强度FINWPI
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 1.6% | ||
| Q3 25 | 0.1% | 3.1% | ||
| Q2 25 | 5.8% | 6.7% | ||
| Q1 25 | 7.4% | 2.5% | ||
| Q4 24 | 5.1% | 4.5% | ||
| Q3 24 | 17.2% | 5.7% | ||
| Q2 24 | 0.3% | 1.3% |
现金转化率FINWPI
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | 2.93× | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | 45.56× | ||
| Q2 24 | -2.39× | 4.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
PI
暂无分部数据
