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FTAI Infrastructure Inc.（FIP）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
LendingClub Corp的季度营收约是FTAI Infrastructure Inc.的1.8倍（$252.3M vs $143.5M），LendingClub Corp净利率更高（20.5% vs -68.1%，领先88.5%），FTAI Infrastructure Inc.同比增速更快（77.7% vs 15.9%），过去两年FTAI Infrastructure Inc.的营收复合增速更高（31.9% vs 16.1%）
FTAI基础设施有限公司持有、运营并投资交通物流、中游能源、发电等核心领域的优质关键基础设施资产，主要面向北美市场，聚焦拥有稳定长期现金流、合同约定收入流的项目，为利益相关方创造可持续回报。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
FIP vs LC — 直观对比
营收规模更大
LC
是对方的1.8倍
$143.5M
营收增速更快
FIP
高出61.8%
15.9%
净利率更高
LC
高出88.5%
-68.1%
两年增速更快
FIP
近两年复合增速
16.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $143.5M | $252.3M |
| 净利润 | $-97.7M | $51.6M |
| 毛利率 | — | — |
| 营业利润率 | -45.7% | — |
| 净利率 | -68.1% | 20.5% |
| 营收同比 | 77.7% | 15.9% |
| 净利润同比 | 21.6% | 341.0% |
| 每股收益（稀释后） | $-1.04 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIPLC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $143.5M | $266.5M | ||
| Q3 25 | $140.6M | $266.2M | ||
| Q2 25 | $122.3M | $248.4M | ||
| Q1 25 | $96.2M | $217.7M | ||
| Q4 24 | $80.8M | $217.2M | ||
| Q3 24 | $83.3M | $201.9M | ||
| Q2 24 | $84.9M | $187.2M |
净利润FIPLC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $-97.7M | — | ||
| Q3 25 | $-104.5M | $44.3M | ||
| Q2 25 | $-70.0M | $38.2M | ||
| Q1 25 | $120.2M | $11.7M | ||
| Q4 24 | $-124.7M | — | ||
| Q3 24 | $-43.0M | $14.5M | ||
| Q2 24 | $-48.1M | $14.9M |
营业利润率FIPLC
| Q1 26 | — | — | ||
| Q4 25 | -45.7% | 18.8% | ||
| Q3 25 | -70.8% | 21.5% | ||
| Q2 25 | -56.4% | 21.7% | ||
| Q1 25 | 81.8% | 7.2% | ||
| Q4 24 | -152.7% | 5.1% | ||
| Q3 24 | -51.7% | 8.9% | ||
| Q2 24 | -56.4% | 10.4% |
净利率FIPLC
| Q1 26 | — | 20.5% | ||
| Q4 25 | -68.1% | — | ||
| Q3 25 | -74.4% | 16.6% | ||
| Q2 25 | -57.2% | 15.4% | ||
| Q1 25 | 125.0% | 5.4% | ||
| Q4 24 | -154.4% | — | ||
| Q3 24 | -51.6% | 7.2% | ||
| Q2 24 | -56.7% | 8.0% |
每股收益（稀释后）FIPLC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $-1.04 | $0.36 | ||
| Q3 25 | $-1.38 | $0.37 | ||
| Q2 25 | $-0.73 | $0.33 | ||
| Q1 25 | $0.89 | $0.10 | ||
| Q4 24 | $-1.21 | $0.08 | ||
| Q3 24 | $-0.45 | $0.13 | ||
| Q2 24 | $-0.52 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $57.4M | — |
| 总债务越低越好 | $3.8B | — |
| 股东权益账面价值 | $21.3M | $1.5B |
| 总资产 | $5.7B | $11.9B |
| 负债/权益比越低杠杆越低 | 176.99× | — |
8季度趋势，按日历期对齐
现金及短期投资FIPLC
| Q1 26 | — | — | ||
| Q4 25 | $57.4M | — | ||
| Q3 25 | $34.7M | — | ||
| Q2 25 | $33.6M | — | ||
| Q1 25 | $26.3M | — | ||
| Q4 24 | $27.8M | — | ||
| Q3 24 | $20.3M | — | ||
| Q2 24 | $33.1M | — |
总债务FIPLC
| Q1 26 | — | — | ||
| Q4 25 | $3.8B | $0 | ||
| Q3 25 | $3.7B | $0 | ||
| Q2 25 | $3.1B | $0 | ||
| Q1 25 | $2.8B | $0 | ||
| Q4 24 | $1.6B | $0 | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.6B | — |
股东权益FIPLC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $21.3M | $1.5B | ||
| Q3 25 | $181.1M | $1.5B | ||
| Q2 25 | $375.5M | $1.4B | ||
| Q1 25 | $476.2M | $1.4B | ||
| Q4 24 | $202.7M | $1.3B | ||
| Q3 24 | $370.8M | $1.3B | ||
| Q2 24 | $394.8M | $1.3B |
总资产FIPLC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $5.7B | $11.6B | ||
| Q3 25 | $5.5B | $11.1B | ||
| Q2 25 | $4.4B | $10.8B | ||
| Q1 25 | $4.1B | $10.5B | ||
| Q4 24 | $2.4B | $10.6B | ||
| Q3 24 | $2.4B | $11.0B | ||
| Q2 24 | $2.5B | $9.6B |
负债/权益比FIPLC
| Q1 26 | — | — | ||
| Q4 25 | 176.99× | 0.00× | ||
| Q3 25 | 20.59× | 0.00× | ||
| Q2 25 | 8.21× | 0.00× | ||
| Q1 25 | 5.79× | 0.00× | ||
| Q4 24 | 7.84× | 0.00× | ||
| Q3 24 | 4.14× | — | ||
| Q2 24 | 3.94× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-2.8M | — |
| 自由现金流经营现金流 - 资本支出 | $-68.6M | — |
| 自由现金流率自由现金流/营收 | -47.8% | — |
| 资本支出强度资本支出/营收 | 45.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-398.5M | — |
8季度趋势，按日历期对齐
经营现金流FIPLC
| Q1 26 | — | — | ||
| Q4 25 | $-2.8M | $-2.7B | ||
| Q3 25 | $-24.4M | $-770.8M | ||
| Q2 25 | $-5.2M | $-713.1M | ||
| Q1 25 | $-85.7M | $-339.3M | ||
| Q4 24 | $-8.1M | $-2.6B | ||
| Q3 24 | $14.2M | $-669.8M | ||
| Q2 24 | $-17.6M | $-932.5M |
自由现金流FIPLC
| Q1 26 | — | — | ||
| Q4 25 | $-68.6M | $-2.9B | ||
| Q3 25 | $-90.7M | $-791.8M | ||
| Q2 25 | $-87.5M | $-803.8M | ||
| Q1 25 | $-151.7M | $-352.3M | ||
| Q4 24 | $-34.3M | $-2.7B | ||
| Q3 24 | $-11.7M | $-682.3M | ||
| Q2 24 | $-32.1M | $-945.3M |
自由现金流率FIPLC
| Q1 26 | — | — | ||
| Q4 25 | -47.8% | -1076.0% | ||
| Q3 25 | -64.5% | -297.4% | ||
| Q2 25 | -71.6% | -323.5% | ||
| Q1 25 | -157.7% | -161.8% | ||
| Q4 24 | -42.4% | -1237.8% | ||
| Q3 24 | -14.0% | -338.0% | ||
| Q2 24 | -37.9% | -504.9% |
资本支出强度FIPLC
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 52.7% | ||
| Q3 25 | 47.2% | 7.9% | ||
| Q2 25 | 67.3% | 36.5% | ||
| Q1 25 | 68.6% | 6.0% | ||
| Q4 24 | 32.5% | 25.0% | ||
| Q3 24 | 31.1% | 6.2% | ||
| Q2 24 | 17.2% | 6.9% |
现金转化率FIPLC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -17.41× | ||
| Q2 25 | — | -18.68× | ||
| Q1 25 | -0.71× | -29.07× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -46.33× | ||
| Q2 24 | — | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FIP
| Power Revenues | $45.9M | 32% |
| Rail Revenue | $44.6M | 31% |
| Service Other | $22.8M | 16% |
| Gas Revenues | $15.3M | 11% |
| Roadside Services Revenues | $11.5M | 8% |
| Rapauno | $1.2M | 1% |
LC
暂无分部数据
