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Fifth Third Bancorp（FITB）与道富集团（STT）财务数据对比。点击上方公司名可切换其他公司
道富集团的季度营收约是Fifth Third Bancorp的2.4倍（$3.7B vs $1.5B）。Fifth Third Bancorp净利率更高（47.7% vs 20.4%，领先27.3%）。道富集团同比增速更快（7.5% vs 6.4%）。道富集团自由现金流更多（$9.8B vs $765.0M）。过去两年Fifth Third Bancorp的营收复合增速更高（218.3% vs 8.1%）
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
道富集团是总部位于美国波士顿的跨国金融服务及银行控股公司，历史可追溯至1792年成立的联合银行，是美国运营历史第二悠久的存续银行。作为全球顶尖的资产管理与托管机构，截至2025年第三季度，其管理资产规模约5.4万亿美元，托管及管理资产总规模达51.7万亿美元。
FITB vs STT — 直观对比
营收规模更大
STT
是对方的2.4倍
$1.5B
营收增速更快
STT
高出1.1%
6.4%
净利率更高
FITB
高出27.3%
20.4%
自由现金流更多
STT
多$9.0B
$765.0M
两年增速更快
FITB
近两年复合增速
8.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $3.7B |
| 净利润 | $730.0M | $747.0M |
| 毛利率 | — | — |
| 营业利润率 | 59.7% | 25.0% |
| 净利率 | 47.7% | 20.4% |
| 营收同比 | 6.4% | 7.5% |
| 净利润同比 | 17.7% | -4.6% |
| 每股收益（稀释后） | $1.03 | $2.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FITBSTT
| Q4 25 | $1.5B | $3.7B | ||
| Q3 25 | $1.5B | $3.5B | ||
| Q2 25 | $1.5B | $3.4B | ||
| Q1 25 | $1.4B | $3.3B | ||
| Q4 24 | $1.4B | $3.4B | ||
| Q3 24 | $161.0M | $3.3B | ||
| Q2 24 | $156.0M | $3.2B | ||
| Q1 24 | $151.0M | $3.1B |
净利润FITBSTT
| Q4 25 | $730.0M | $747.0M | ||
| Q3 25 | $649.0M | $861.0M | ||
| Q2 25 | $628.0M | $693.0M | ||
| Q1 25 | $515.0M | $644.0M | ||
| Q4 24 | $620.0M | $783.0M | ||
| Q3 24 | $573.0M | $730.0M | ||
| Q2 24 | $601.0M | $711.0M | ||
| Q1 24 | $520.0M | $463.0M |
营业利润率FITBSTT
| Q4 25 | 59.7% | 25.0% | ||
| Q3 25 | 55.1% | 31.1% | ||
| Q2 25 | 54.0% | 25.8% | ||
| Q1 25 | 45.4% | 25.0% | ||
| Q4 24 | 53.3% | 28.1% | ||
| Q3 24 | — | 28.4% | ||
| Q2 24 | — | 28.6% | ||
| Q1 24 | — | 19.1% |
净利率FITBSTT
| Q4 25 | 47.7% | 20.4% | ||
| Q3 25 | 42.7% | 24.3% | ||
| Q2 25 | 42.0% | 20.1% | ||
| Q1 25 | 35.8% | 19.6% | ||
| Q4 24 | 43.1% | 22.9% | ||
| Q3 24 | 355.9% | 22.4% | ||
| Q2 24 | 385.3% | 22.3% | ||
| Q1 24 | 344.4% | 14.8% |
每股收益（稀释后）FITBSTT
| Q4 25 | $1.03 | $2.41 | ||
| Q3 25 | $0.91 | $2.78 | ||
| Q2 25 | $0.88 | $2.17 | ||
| Q1 25 | $0.71 | $2.04 | ||
| Q4 24 | $0.85 | $2.43 | ||
| Q3 24 | $0.78 | $2.26 | ||
| Q2 24 | $0.81 | $2.15 | ||
| Q1 24 | $0.70 | $1.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $13.6B | — |
| 股东权益账面价值 | $21.7B | $27.8B |
| 总资产 | $214.4B | $366.0B |
| 负债/权益比越低杠杆越低 | 0.63× | — |
8季度趋势，按日历期对齐
总债务FITBSTT
| Q4 25 | $13.6B | — | ||
| Q3 25 | $13.7B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.3B | — | ||
| Q3 24 | $17.1B | — | ||
| Q2 24 | $16.3B | — | ||
| Q1 24 | $15.4B | — |
股东权益FITBSTT
| Q4 25 | $21.7B | $27.8B | ||
| Q3 25 | $21.1B | $27.6B | ||
| Q2 25 | $21.1B | $27.3B | ||
| Q1 25 | $20.4B | $26.7B | ||
| Q4 24 | $19.6B | $25.3B | ||
| Q3 24 | $20.8B | $25.8B | ||
| Q2 24 | $19.2B | $24.8B | ||
| Q1 24 | $19.0B | $24.4B |
总资产FITBSTT
| Q4 25 | $214.4B | $366.0B | ||
| Q3 25 | $212.9B | $371.1B | ||
| Q2 25 | $210.0B | $376.7B | ||
| Q1 25 | $212.7B | $372.7B | ||
| Q4 24 | $212.9B | $353.2B | ||
| Q3 24 | $214.3B | $338.5B | ||
| Q2 24 | $213.3B | $325.6B | ||
| Q1 24 | $214.5B | $338.0B |
负债/权益比FITBSTT
| Q4 25 | 0.63× | — | ||
| Q3 25 | 0.65× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.82× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $929.0M | $10.0B |
| 自由现金流经营现金流 - 资本支出 | $765.0M | $9.8B |
| 自由现金流率自由现金流/营收 | 50.0% | 266.6% |
| 资本支出强度资本支出/营收 | 10.7% | 7.3% |
| 现金转化率经营现金流/净利润 | 1.27× | 13.44× |
| 过去12个月自由现金流最近4个季度 | $3.9B | $10.8B |
8季度趋势，按日历期对齐
经营现金流FITBSTT
| Q4 25 | $929.0M | $10.0B | ||
| Q3 25 | $1.0B | $7.9B | ||
| Q2 25 | $1.3B | $-8.4B | ||
| Q1 25 | $1.2B | $2.4B | ||
| Q4 24 | $-101.0M | $-7.4B | ||
| Q3 24 | $1.9B | $2.7B | ||
| Q2 24 | $679.0M | $-7.6B | ||
| Q1 24 | $386.0M | $-844.0M |
自由现金流FITBSTT
| Q4 25 | $765.0M | $9.8B | ||
| Q3 25 | $886.0M | $7.7B | ||
| Q2 25 | $1.2B | $-8.8B | ||
| Q1 25 | $1.1B | $2.2B | ||
| Q4 24 | $-246.0M | $-7.7B | ||
| Q3 24 | $1.7B | $2.5B | ||
| Q2 24 | $588.0M | $-7.9B | ||
| Q1 24 | $321.0M | $-1.1B |
自由现金流率FITBSTT
| Q4 25 | 50.0% | 266.6% | ||
| Q3 25 | 58.3% | 216.0% | ||
| Q2 25 | 77.8% | -254.1% | ||
| Q1 25 | 77.7% | 66.1% | ||
| Q4 24 | -17.1% | -225.1% | ||
| Q3 24 | 1085.1% | 75.9% | ||
| Q2 24 | 376.9% | -246.2% | ||
| Q1 24 | 212.6% | -34.2% |
资本支出强度FITBSTT
| Q4 25 | 10.7% | 7.3% | ||
| Q3 25 | 10.5% | 6.9% | ||
| Q2 25 | 9.6% | 9.3% | ||
| Q1 25 | 8.1% | 6.9% | ||
| Q4 24 | 10.1% | 7.3% | ||
| Q3 24 | 70.2% | 7.2% | ||
| Q2 24 | 58.3% | 6.7% | ||
| Q1 24 | 43.0% | 7.3% |
现金转化率FITBSTT
| Q4 25 | 1.27× | 13.44× | ||
| Q3 25 | 1.61× | 9.18× | ||
| Q2 25 | 2.08× | -12.18× | ||
| Q1 25 | 2.39× | 3.72× | ||
| Q4 24 | -0.16× | -9.49× | ||
| Q3 24 | 3.25× | 3.71× | ||
| Q2 24 | 1.13× | -10.75× | ||
| Q1 24 | 0.74× | -1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FITB
暂无分部数据
STT
| Other | $2.1B | 56% |
| Investment Management | $729.0M | 20% |
| Management Services | $662.0M | 18% |
| Foreign Exchange Trading Services | $102.0M | 3% |
| Other Fee Revenue | $56.0M | 2% |
| Securities Financing Services | $54.0M | 1% |
