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FIVE BELOW, INC（FIVE）与STEWART INFORMATION SERVICES CORP（STC）财务数据对比。点击上方公司名可切换其他公司
FIVE BELOW, INC的季度营收约是STEWART INFORMATION SERVICES CORP的1.4倍（$1.0B vs $764.6M），FIVE BELOW, INC净利率更高（3.5% vs 2.2%，领先1.3%），STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs 23.1%），过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs -11.9%）
Five Below是美国特色折扣礼品连锁品牌，2002年成立，总部位于宾夕法尼亚州费城，主要面向青少年消费群体，旗下绝大多数商品定价不超过5美元，另有少量精选商品最高定价40美元，目前在全美拥有超过1850家线下门店。
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
FIVE vs STC — 直观对比
营收规模更大
FIVE
是对方的1.4倍
$764.6M
营收增速更快
STC
高出4.6%
23.1%
净利率更高
FIVE
高出1.3%
2.2%
两年增速更快
STC
近两年复合增速
-11.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.0B | $764.6M |
| 净利润 | $36.5M | $17.0M |
| 毛利率 | 33.8% | — |
| 营业利润率 | 4.2% | — |
| 净利率 | 3.5% | 2.2% |
| 营收同比 | 23.1% | 27.7% |
| 净利润同比 | 2063.9% | 448.4% |
| 每股收益（稀释后） | $0.66 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FIVESTC
| Q1 26 | — | $764.6M | ||
| Q4 25 | $1.0B | $790.6M | ||
| Q3 25 | $1.0B | $796.9M | ||
| Q2 25 | $970.5M | $722.2M | ||
| Q1 25 | $1.4B | $612.0M | ||
| Q4 24 | $843.7M | $665.9M | ||
| Q3 24 | $830.1M | $667.9M | ||
| Q2 24 | $811.9M | $602.2M |
净利润FIVESTC
| Q1 26 | — | $17.0M | ||
| Q4 25 | $36.5M | $36.3M | ||
| Q3 25 | $42.8M | $44.3M | ||
| Q2 25 | $41.1M | $31.9M | ||
| Q1 25 | $187.5M | $3.1M | ||
| Q4 24 | $1.7M | $22.7M | ||
| Q3 24 | $33.0M | $30.1M | ||
| Q2 24 | $31.5M | $17.3M |
毛利率FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | 33.8% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 33.4% | — | ||
| Q1 25 | 40.2% | — | ||
| Q4 24 | 30.6% | — | ||
| Q3 24 | 32.7% | — | ||
| Q2 24 | 32.5% | — |
营业利润率FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 6.5% | ||
| Q3 25 | 5.1% | 7.7% | ||
| Q2 25 | 5.2% | 6.5% | ||
| Q1 25 | 17.7% | 1.0% | ||
| Q4 24 | -0.1% | 5.3% | ||
| Q3 24 | 5.0% | 6.4% | ||
| Q2 24 | 4.5% | 4.8% |
净利率FIVESTC
| Q1 26 | — | 2.2% | ||
| Q4 25 | 3.5% | 4.6% | ||
| Q3 25 | 4.2% | 5.6% | ||
| Q2 25 | 4.2% | 4.4% | ||
| Q1 25 | 13.5% | 0.5% | ||
| Q4 24 | 0.2% | 3.4% | ||
| Q3 24 | 4.0% | 4.5% | ||
| Q2 24 | 3.9% | 2.9% |
每股收益（稀释后）FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | $0.66 | $1.26 | ||
| Q3 25 | $0.77 | $1.55 | ||
| Q2 25 | $0.75 | $1.13 | ||
| Q1 25 | $3.40 | $0.11 | ||
| Q4 24 | $0.03 | $0.81 | ||
| Q3 24 | $0.60 | $1.07 | ||
| Q2 24 | $0.57 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $524.5M | $317.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | — |
| 总资产 | $4.8B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FIVESTC
| Q1 26 | — | $317.5M | ||
| Q4 25 | $524.5M | $369.7M | ||
| Q3 25 | $670.2M | $233.2M | ||
| Q2 25 | $624.0M | $223.8M | ||
| Q1 25 | $528.8M | $194.2M | ||
| Q4 24 | $216.6M | $257.5M | ||
| Q3 24 | $327.7M | $228.7M | ||
| Q2 24 | $369.6M | $176.7M |
总债务FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $445.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | $2.0B | $1.6B | ||
| Q3 25 | $1.9B | $1.5B | ||
| Q2 25 | $1.9B | $1.4B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.6B | $1.4B | ||
| Q3 24 | $1.6B | $1.4B | ||
| Q2 24 | $1.6B | $1.4B |
总资产FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | $4.8B | $3.3B | ||
| Q3 25 | $4.6B | $2.8B | ||
| Q2 25 | $4.5B | $2.8B | ||
| Q1 25 | $4.3B | $2.7B | ||
| Q4 24 | $4.2B | $2.7B | ||
| Q3 24 | $4.0B | $2.7B | ||
| Q2 24 | $3.9B | $2.6B |
负债/权益比FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-80.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-133.2M | — |
| 自由现金流率自由现金流/营收 | -12.8% | — |
| 资本支出强度资本支出/营收 | 5.1% | — |
| 现金转化率经营现金流/净利润 | -2.19× | — |
| 过去12个月自由现金流最近4个季度 | $323.0M | — |
8季度趋势，按日历期对齐
经营现金流FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | $-80.1M | $89.5M | ||
| Q3 25 | $93.0M | $92.6M | ||
| Q2 25 | $132.7M | $53.4M | ||
| Q1 25 | $363.5M | $-29.9M | ||
| Q4 24 | $-30.6M | $68.0M | ||
| Q3 24 | $71.3M | $76.1M | ||
| Q2 24 | $26.4M | $21.1M |
自由现金流FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | $-133.2M | $62.3M | ||
| Q3 25 | $48.3M | $73.6M | ||
| Q2 25 | $96.5M | $38.7M | ||
| Q1 25 | $311.4M | $-42.2M | ||
| Q4 24 | $-111.0M | $55.6M | ||
| Q3 24 | $-32.4M | $67.4M | ||
| Q2 24 | $-61.4M | $11.9M |
自由现金流率FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | -12.8% | 7.9% | ||
| Q3 25 | 4.7% | 9.2% | ||
| Q2 25 | 9.9% | 5.4% | ||
| Q1 25 | 22.4% | -6.9% | ||
| Q4 24 | -13.2% | 8.4% | ||
| Q3 24 | -3.9% | 10.1% | ||
| Q2 24 | -7.6% | 2.0% |
资本支出强度FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 3.4% | ||
| Q3 25 | 4.4% | 2.4% | ||
| Q2 25 | 3.7% | 2.0% | ||
| Q1 25 | 3.7% | 2.0% | ||
| Q4 24 | 9.5% | 1.9% | ||
| Q3 24 | 12.5% | 1.3% | ||
| Q2 24 | 10.8% | 1.5% |
现金转化率FIVESTC
| Q1 26 | — | — | ||
| Q4 25 | -2.19× | 2.47× | ||
| Q3 25 | 2.17× | 2.09× | ||
| Q2 25 | 3.22× | 1.67× | ||
| Q1 25 | 1.94× | -9.73× | ||
| Q4 24 | -18.13× | 2.99× | ||
| Q3 24 | 2.16× | 2.53× | ||
| Q2 24 | 0.84× | 1.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FIVE
暂无分部数据
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
